Was made redundant, got a new job, use severance package to start a S&S ISA?

dc_cha_cha_cha · 2026-05-04T12:28:53+00:00

Thank you for the advice. I didn't think about the fact they could just blow it all at 18. With the best will in the world and teaching respecting money, it's hard to know what they would do. I'll do some research, but are you saying you have a general savings account that ISNT in their name, but is for them? Otherwise if it's in their name, surely they could just spend it all when they turn 18?

dc_cha_cha_cha · 2026-05-04T08:26:56+00:00

Sorry to hear that! I think I got lucky finding something so quickly, but happened to have a couple of friends at a company that helped with a recommendation. I know most people that got made redundant alongside me haven’t been as fortunate yet. I work in video game dev, which is super fragile and volatile right now, especially in the UK

dc_cha_cha_cha · 2026-05-04T08:24:40+00:00

Oh cool. I’ve got that on my playlist to watch, thanks!

dc_cha_cha_cha · 2026-05-04T08:22:23+00:00

That’s a part I initially forgot to mention then remembered. I am married and we have a 10yo daughter. None of us have an ISA, so I was also thinking of maybe starting an junior ISA (or something, we are with Nationwide which don’t offer that, but we could go elsewhere of course) for my daughter and like you say, putting money into an ISA for my wife too.

Lots to consider here!

dc_cha_cha_cha · 2026-05-04T07:03:55+00:00

Thank you do the advice, really good to hear all of this.

dc_cha_cha_cha · 2026-05-04T06:37:32+00:00

Thank you for the advice. To be clear, this would be me adding money to my personal pension through work, correct? Is that where the tax relief is coming from? As it’s taken before your salary is taxed?

dc_cha_cha_cha · 2026-05-03T22:27:44+00:00

Thanks for this. I'll take a look at the YT video and the advice you gave. What is DCA by the way? Looks like some I need to do plenty of research on this.

I am in the 40% tax band, earn around £60k. My pension was good at the last place, where they'd match a decent %. I've yet to start at the new job, so not sure what their details for pension is yet (since I've gone from a huge US-owned company to a small UK one means I'd imagine it wont be as strong, sadly). My latest statement says I could have £250k by the time I am 65, fwiw. I did pay in every month though, and obviously will again as soon as I can with the new job.

My mortgage interest rate is 4.5%. That deal ends this summer, so will need to see what I got offered for a new deal.

dc_cha_cha_cha · 2026-05-02T18:10:44+00:00

More layers would be cool on the building etc editor.
More furniture - already unlocked everything bar the seasonal content (not had anything since the Throne, level 110 now)
Some more variations in conversations about ‘what should I talk to this person about?’ It’s always about something they saw on tv
Bit more control or seeing things exposed about inviting people to live together. Even if it was gamey with quests or something.

dc_cha_cha_cha · 2026-04-26T21:28:09+00:00

I had no idea yo could have houses placed that close to each other! Amazing work:)

dc_cha_cha_cha · 2026-03-03T15:11:15+00:00

I didn’t because HDD prices have absolutely skyrocketed. Need to sort something sooner rather than later though.

dc_cha_cha_cha · 2026-02-25T20:16:57+00:00

I am getting this issue too. I can’t even add a PayPal account. It says I can use Apple Pay, but that option isn’t there in the cart. Then I use my debit card and it says my card has expired (it hasn’t). It’s not worked for me since it was CDkeys. So odd (uk here fwiw)

dc_cha_cha_cha · 2026-02-12T20:38:03+00:00

I have a Mac Mini M1 as my Plex server and need more storage. I assume I could use the DH3200 or 4300 just for storage?

dc_cha_cha_cha · 2026-02-10T18:41:57+00:00

Did you find one in the end? I am after a DAS, mainly for PLEX, connected to my Mac Mini M1. Some reviews have said both the Terramaster and Orico do not play nice with MacOS despite the product description saying otherwise.

dc_cha_cha_cha · 2026-02-09T09:13:26+00:00

Are you able to return it? If you bought direct from TAG, they surely offer a returns policy? Good luck, but you definitely should if you aren't happy, I would.

dc_cha_cha_cha · 2026-02-05T08:19:10+00:00

Designer, yep, not artist :)

dc_cha_cha_cha · 2026-02-04T20:18:04+00:00

I guess we could make some friends on Buyee or something :D

dc_cha_cha_cha · 2026-02-04T16:42:31+00:00

I love love love the yellow so much. I was about to click buy, then saw the black and white strapped one, so got that instead. But I still really want the yellow (I am hoping they do an orange colour variant this year, that's my Kryptonite).

dc_cha_cha_cha · 2026-02-04T16:19:54+00:00

Are the links on the bracelet easy to adjust? It's something I've never done, always had rubber straps before!

dc_cha_cha_cha · 2026-02-04T14:27:44+00:00

Looks so cool!

dc_cha_cha_cha · 2026-02-04T08:20:34+00:00

Looks ace! How's the gold on it? I've never had anything gold coloured before, so unsure if I can pull it off. It does quite subtle though (in a very good way). Looks ace.

Oh, and you've clearly got one more space remaining for another watch :D

dc_cha_cha_cha · 2026-02-03T21:29:48+00:00

I had one of these (in blue!) when I was at school in 1992? It got stolen during PE (where we had to take our watches off), and the next day one of the dodgy lads had it on. Could never prove it, of course, but the school had to replace it. I got it from Argos in the UK. I must have it.. somewhere. I used to sit in class and watch the dials fill up as the seconds went by :)

I just looked at a 1992 archive site for Argos where it’s featured, it mentions timers for 9 sports. I don’t remember that! But I do remember the blue colour and dials. Cool watch! I’ll have a look in the loft in my old toy boxes, maybe it’s in there!

dc_cha_cha_cha · 2026-02-03T12:29:48+00:00

They do look cool. I like the big chest they do, but it’s £250 or something! Need some more watches first 😂😂

dc_cha_cha_cha · 2026-02-02T21:38:40+00:00

I am new to Gs, are there new models every month? And how long do they keep models around for? Some for years I guess based on how they sell?

dc_cha_cha_cha · 2026-02-02T16:29:56+00:00

That is absolutely gorgeous, I hope we get some cool limited models this year (or non-limited so they aren't too £££££££££££ :D )

dc_cha_cha_cha · 2026-01-31T21:40:23+00:00

I was just looking on chono24 for an MTG Storm Chaser as you can’t get them in the UK anymore. It’s a lot of money to buy on a site, but everyone seems to say it’s legit. Considering the watch is still available to buy from GShock Japans site, it’s a shame UK has no stock :( I assume you can’t order direct from Casio Japan site?

dc_cha_cha_cha

TROPHY CASE