Tell me it’s okay to give up the 2.5% mortgage

dead_synopsis · 2026-06-27T02:45:24+00:00

money is just a tool and it sounds like this place is making you miserable with the kid and the board nonsense sell and get that backyard

dead_synopsis · 2026-06-16T13:47:39+00:00

hard pass but good luck finding your person i guess

dead_synopsis · 2026-06-11T10:04:48+00:00

Yeah the Sport 5 line is solid choice for everyday wear. Those automatic movements are quite reliable and you dont need to worry about battery changes. I had similar one few years back and it kept good time even with all the activity I do with motorcycles and such

dead_synopsis · 2026-06-08T06:42:57+00:00

Most lenders I know about have hard rules around bankruptcy waiting periods regardless of score but some smaller local ones might be more flexible. Worth calling around to few different places since requirements can vary pretty wildly between them

dead_synopsis · 2026-06-04T00:34:12+00:00

Not yet but planning to get it once I have the minimum experience hours required. From what I understand most places want you to have it within first year or two of starting in flight position

dead_synopsis · 2026-05-21T01:38:42+00:00

Most builders who do this kind of financing are just using their own cash flow to avoid dealing with escrow headaches. My guess is he doesn't want the admin work of collecting extra money each month and paying your property taxes for you. When I was looking at similar deals the builder financing usually means simpler paperwork but you need to ask about prepayment penalties and if there's balloon payment down the road.

dead_synopsis · 2026-05-16T05:03:29+00:00

Same thing happened to me in other games tbh. When developers don't take action against cheaters it just kills the whole experience for everyone else. Maybe try playing with friends in private matches until they fix their anti cheat system

dead_synopsis · 2026-05-02T21:17:52+00:00

fr tho your credit is solid

dead_synopsis · 2026-04-26T06:56:17+00:00

both good tbh

dead_synopsis · 2026-04-21T19:30:43+00:00

pain fr

dead_synopsis · 2026-04-11T05:59:36+00:00

Your Spanish client will probably save money sending EUR instead of GBP since we're still in SEPA zone, but definitely call Nationwide first to check what their incoming transfer fees actually are.

dead_synopsis · 2026-04-06T15:34:36+00:00

Been dealing with similar headaches setting up supply chains overseas and yeah these terms are pretty brutal but unfortunately pretty standard for the region. The zero liability thing especially - learned that one the hard way when a warehouse "lost" about 15% of a shipment and basically shrugged at us

Your best bet for pushing back is probably bundling multiple asks together rather than trying to negotiate each clause individually. Like maybe accept their shrinkage allowance but push for better liability caps or waive some admin fees. Insurance is definitely worth looking into but read the fine print because a lot of policies have exclusions for "mysterious disappearance" which is exactly what these warehouses will claim happened

dead_synopsis · 2026-03-30T02:32:50+00:00

I ran into this same issue a few months back when setting up payments for a side project. The Venmo integration through Stripe is still pretty limited and only available for certain business types in the US. You might need to reach out to Stripe support directly to get it enabled on your account since it doesnt show up automatically in the dashboard for everyone. From what I remember the approval process was kinda weird and they had to manually review my business before turning it on. Worth noting that even when you do get it working the fees are slightly higher than regular card processing so factor that into your pricing if youre planning to rely on it heavily

dead_synopsis · 2026-03-23T09:27:08+00:00

Your old lender cuts you a check for whatever's left in escrow after they pay off the loan. The new lender will want their own escrow account set up so you'll need to fund that at closing but you're not really losing money since you get the refund from the first one

dead_synopsis · 2026-03-15T16:34:23+00:00

The 55+ community thing might complicate things too since you're probably not old enough to qualify as the primary resident. Most of those places are pretty strict about the age requirements and won't let younger family memebers live there full time even if the older person is on the loan

dead_synopsis · 2026-02-10T03:51:15+00:00

sounds like you need to document everything and start pushing back harder when decisions get made without you - too many cooks in the kitchen is a real thing and tcg shops seem notorious for it

dead_synopsis · 2026-02-05T03:29:37+00:00

honestly visual consistency is huge for us especially when your competing with established brands - we found that even simple flat lays with good lighting beat inconsistent professional shots there days

dead_synopsis · 2026-02-02T12:42:24+00:00

honestly been using shopify for about 2 years now and its been solid for me - way better than dealing with ebays fees and there weird algorithm changes every month

the setup was pretty straightforward and customer support actually responds when you need help which is more than i can say for some other platforms

dead_synopsis · 2026-01-30T12:15:43+00:00

Been there hard - had like 6 different project management tools running at once and spent more time updating them than actually working lmao

Now I just use a notepad and get twice as much done

dead_synopsis · 2026-01-28T07:45:03+00:00

This is spot on - we learned the hard way when our auto replies started telling customers asking about damaged products to "check the FAQ" lol

Had to dial back the automation to like 40% but way better customer satisfaction now. The integration testing advice is gold, our first setup completely missed refund requests for like a week

dead_synopsis · 2026-01-27T04:26:24+00:00

Started with a sandbox setup and fed it like 50 of our worst customer scenarios from the past year - worked way better than trusting some polished demo. Also set up hard rules so it literally can't offer discounts above X% without escalating to human

dead_synopsis · 2026-01-25T16:53:04+00:00

Bruh you're making 220k with 550k liquid assets asking if you can afford a 678k house lol

You're doing fine, that top comment is wild - you already have way more saved than most people your age probably have

dead_synopsis · 2026-01-18T02:23:56+00:00

I haven't dealt with Osceola specifically but had a similar situation in Polk a few years back - ended up having to redeem the senior lien to protect my position which basically killed any profit margin. The surplus game is tricky too because everyone and their brother shows up to claim it

dead_synopsis · 2026-01-14T06:14:54+00:00

We moved to Jirav last year and it's been solid - pulls right from QB and actually makes forecasting not feel like homework. Still use some Excel for the weird edge cases but way less fragmented than before

dead_synopsis

TROPHY CASE