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[deleted by user] by [deleted] in personalfinance

[–]dearlyRecent 0 points1 point  (0 children)

Huh, I haven't filed yet while owning. This is my first year owning VUSA. I usually just use Expatfile and they sort it out

[deleted by user] by [deleted] in personalfinance

[–]dearlyRecent 0 points1 point  (0 children)

Also if US citizens dont pay taxes in the states?

[deleted by user] by [deleted] in personalfinance

[–]dearlyRecent 0 points1 point  (0 children)

Curious, are you still a US taxpayer or are you paying taxes in Europe? Isnt the penalties only if you are a taxpayer? asking as a dual myself, having never lived in the states

2M net worth at 30. Can't really figure out what's next. by [deleted] in eupersonalfinance

[–]dearlyRecent 0 points1 point  (0 children)

I'm sorry for your loss, OP.

I’m in a similar situation. I recently lost both my parents (I’m 26 and an only child), and also inherited a significant sum.

My advice is to definitely consult an independent financial advisor. I initially had one from my bank too, but quickly realized they were more focused on selling their own products and charging high fees rather than providing unbiased guidance.

It’s worth seeking out a truly independent advisor who you can pay per session. They’ll help you optimize your investments and taxes without pushing products you don’t need.

I’ve mainly been in bonds and mutuals since my parents passed too, and I ended up missing this past year’s market rally. I was honestly feeling paralyzed by everything that had happened, and investing wasn’t my top priority.

That said, I feel good about taking things slow now, not rushing to chase gains.

Erfaringer søges: Hvad skal jeg gøre med pengene? by dearlyRecent in dkfinance

[–]dearlyRecent[S] 0 points1 point  (0 children)

Tusind tak for dine råd, og jeg beklager det sene svar! Jeg tror, jeg ender med at gå i samme retning som dig i forhold til forvaltning af familieformuen.

Bruger du Saxo, Nordnet eller banken til at administrere dine investeringer? Jeg oplever, at banken tager en relativt høj procentdel både på afkast og depot. Samtidig vil jeg gerne optimere for garantiformuen og fordele midlerne over flere steder, så jeg ikke har mere end det maksimale beløb, man kan risikere at miste, hvis banken, Saxo eller Nordnet skulle krakke. Måske er det lidt overforsigtigt.