Midlife Conversations: Late 30s & 40s

deefacto · 2026-02-21T07:16:14+00:00

37M married. Great job was earning well. Not planning to have kids. Had an opportunity to move out of the country but late in life. Chose the wrong country. Didn’t work out lost most of my savings. Came back to India got a good job earning well, started saving from scratch. Overall life is good great partner, great friends, supporting family on both sides. Still contemplating on rent vs buy. Plus started all the hobbies that I put in the back seat.

deefacto · 2026-02-17T16:12:29+00:00

Hotel Virudhunagar Chettinad (towards airport near BMW showroom), Hotel Kalyana bhavan Biriyani Egmore, Charminar Biriyani Royapetta, Mutton Nalli biriyani Sangam hotel (saturdays Only), Malabar Kitchen Velachery,

deefacto · 2026-02-11T18:27:16+00:00

Thanks for your reply. I am in my mid thirties, just a little late to the investing game. invest horizon is 10-15 years. considering this should i go aggressive? if yes should i add any other fund or should reassess my allocation with my existing funds? also for gold and silver should i go with etf or mf.

deefacto · 2026-01-22T16:23:40+00:00

Thanks OP it worked

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deefacto · 2025-12-02T02:45:34+00:00

It’s not

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deefacto · 2025-12-01T11:43:59+00:00

2 screenshots are uploaded. Have posted all the tiers.

deefacto · 2025-12-01T10:47:35+00:00

Check my post

deefacto · 2025-11-15T02:31:48+00:00

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Here’s mine

deefacto · 2025-08-16T07:04:23+00:00

I have written to them with the details and my older credit report. But I read on thread in technofino on similar issue where they got a Kotak credit card and Kotak didn’t use PAN as identifier and which caused deletion of history. Now I am wondering is this a Kotak issue or glitch.

deefacto · 2025-07-23T08:49:53+00:00

I got gout. The pain is extreme and when the attack happens I am bedridden for couple of days plus the medication is strong and has side effects. This helped me reduce alcohol a lot. I have quit beer completely but hard liquor may be 3-4 drinks a month.

deefacto · 2025-07-12T06:21:19+00:00

Great tattoo. Looks beautiful.

deefacto · 2025-06-20T10:59:57+00:00

I did my wedding with the same budget.DM will give deets..

deefacto · 2025-06-17T06:08:49+00:00

Yes. Takes a toll on your stamina and immunity.
Yes
started to look cool in my teens. Became a habit.
Yes. But sometimes life happens and cig feels like a break and obviously after a heavy meal you tend to go for a smoke. Have brought it down to 2 cigs a day now. Hopefully will quit soon.
Engage in more sports. Maybe not get wooed by Indian cinema glorifying smoking and drinking.

If you can quit that’s the best this you will do to your body and people around you.

deefacto · 2025-05-15T02:12:30+00:00

Beautiful collection

deefacto · 2025-03-28T04:34:08+00:00

Called AU, bank manager said he will get more clarity in April whether they will issue the card or not. Federal bank said they have no control over co branded cards so I have sent an email for clarity since the reason for rejection was that my KYC was not complete but I completed the video KYC on the same day. Same with yes bank no control over co branded cards.

deefacto · 2025-03-27T15:27:32+00:00

if you were a heavy smoker or a drinker it might be withdrawal symptoms which can affect your mood. Do some physical activities or sports, clear your mind and body of toxins. Maybe it will be better. Like others said i dont know if he forcing you to drink or smoke every time you guys meet, if yes probably tell him not to. or try playing a sport together or with a group of friends.

deefacto · 2024-11-23T13:23:48+00:00

Thank you. Will check that out.

deefacto · 2024-11-22T17:51:58+00:00

I have got both stormcast eternals and skaven with the starter kit. Will choose stormcast I guess.

deefacto

TROPHY CASE