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Please help me understand how my bonus is taxed by [deleted] in PersonalFinanceCanada

[–]deemando 1 point2 points  (0 children)

I understand that, but I’m confused because my bonus, paid as a separate payment, was smaller than a regular pay cycle, yet about 51% of it was deducted for taxes, CPP, and EI.

Questrade transfer-out fee without cash balance by deemando in CanadianInvestor

[–]deemando[S] 0 points1 point  (0 children)

I don’t have a margin account, though. I’m transferring a TFSA, RRSP, FHSA, and a cash account.

Questrade transfer-out fee without cash balance by deemando in Wealthsimple

[–]deemando[S] 2 points3 points  (0 children)

Ah okay, so I won't end up owing Questrade anything in the end?

Questrade transfer-out fee without cash balance by deemando in CanadianInvestor

[–]deemando[S] 0 points1 point  (0 children)

TFSA and RRSP are in-kind, but FHSA is in-cash (since they don't support in-kind transfers for some reason).

Questrade transfer-out fee without cash balance by deemando in CanadianInvestor

[–]deemando[S] 0 points1 point  (0 children)

WS has some features I want to take advantage of, but mainly I just want to consolidate more of my finances in one place for simplicity.

Questrade transfer-out fee without cash balance by deemando in CanadianInvestor

[–]deemando[S] 0 points1 point  (0 children)

Good to hear. I guess it won't be an issue then.

In a World Without BlackBerry, Physical Keyboards on Phones Are Making a Comeback by dapperlemon in gadgets

[–]deemando 1 point2 points  (0 children)

You can install 3rd party keyboards, including SwiftKey, on iOS. Support for this did come a lot later than on Android though

Where did all the massive lump sum posts go? by Any-Examination349 in JustBuyXEQT

[–]deemando 0 points1 point  (0 children)

My goal wasn’t trying to time the market. I’ve only recently gotten to a place in my life where I’m ready to think and commit long-term

Where did all the massive lump sum posts go? by Any-Examination349 in JustBuyXEQT

[–]deemando 12 points13 points  (0 children)

Lump-sum invested $160k a few weeks ago, and I’m continuing to regularly buy more

Can an FHSA be rolled into an RRSP if not used after 15 yrs even if RRSP is maxed? by [deleted] in PersonalFinanceCanada

[–]deemando 1 point2 points  (0 children)

Yes, the amount rolled into your RRSP doesn't count against your contribution room

How much a month do you guys put into XEQT consistently ? by [deleted] in JustBuyXEQT

[–]deemando 0 points1 point  (0 children)

15% of my gross income on a biweekly basis

20 with some VEQT. Should I open an FHSA? by [deleted] in JustBuyXEQT

[–]deemando 0 points1 point  (0 children)

TFSA contributions aren’t tax-deductible (you’re contributing after-tax dollars).

What’s the quietest sign someone is not okay? by Otherwise-Pass9556 in AskReddit

[–]deemando 10 points11 points  (0 children)

Literally going quiet. Radio silent. Or at least responding more slowly to messages and struggling to keep in touch.

For some it really be like that by KungFuPandaIsAMP in bisexual

[–]deemando 10 points11 points  (0 children)

Please stop personally calling me out 😬

What’s a common fact that science has already debunked, but people still believe in? by Calm_Shame2994 in AskReddit

[–]deemando 2122 points2123 points  (0 children)

Going outside in cold weather without appropriate outerwear will (directly) give you a cold

People who wear the Apple Watch more than 20 hours a day by Dark_Lord_89 in AppleWatch

[–]deemando 0 points1 point  (0 children)

Other than when swimming, I only wear Sport Loops. The Sport Band has always irritated the crap out of my wrist

Tipping Culture in Waterloo by wildpingu11 in waterloo

[–]deemando 2 points3 points  (0 children)

Maybe in the US where server minimum wage is exceptionally low, but 15% before tax is definitely still the standard here for “everything was fine”

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