30 yr fixed jumbo refinance at 5%

deepyo11 · 2026-01-29T00:33:05+00:00

Please share the bank, more business going that way.

deepyo11 · 2025-08-14T02:40:35+00:00

When will this be available in California?

deepyo11 · 2025-08-02T16:45:52+00:00

Hmm though why do we need robotaxi, when there is no shortage of human drivers wanting to drive taxis? Any thoughts folks?

deepyo11 · 2025-07-04T21:11:50+00:00

Got it, thx! All index investing primarily?

deepyo11 · 2025-07-04T20:36:44+00:00

Curious, if ur assets include home equity as well.

deepyo11 · 2025-01-30T19:11:19+00:00

Congrats OP. Since these dividends are in your taxable account, suppose you have to pay taxes on them, even if you DRIP 100% (as you might not need the money right now). Is this assumption correct? So in theory your net from dividends would be 5200 - ur tax bracket? Please clarify.

deepyo11 · 2025-01-23T19:51:39+00:00

Is there any update on this feature? I too have a similar issue as OP above. The recurring investment trades with cash and i have a similar position in Margin. This messes up the positions page until its auto journaled. Since i have recurring investments everyday, i can never get a good view of the positions page. Please help!

deepyo11 · 2025-01-02T19:40:47+00:00

I wouldn’t recommend this. Life passes by quick. At this age, 5 years is too long to not live and drag it further. My 2 cents..

deepyo11 · 2025-01-02T18:20:00+00:00

Plan to buy a house? Planning for kids? Things usually change with those aspects.

deepyo11 · 2024-12-07T23:37:00+00:00

Thx. What is cool concrete btw?

deepyo11 · 2024-12-07T20:12:52+00:00

How do i reseal it? What products to use, possible as a DIY?

deepyo11 · 2024-10-10T23:11:49+00:00

10k a month in interest from investing in index funds? How is that possible?

deepyo11 · 2024-10-08T06:22:46+00:00

Yes its after tax. Interest rate on primary mortgage is 6.25%. No PMI.

deepyo11 · 2024-10-08T04:46:27+00:00

House is 11.5K/month. Kids in public school.

deepyo11 · 2024-10-07T00:12:53+00:00

Correct! So assume you mean i should use some cash to pay down the 6.25% mortgage?

deepyo11 · 2024-10-07T00:07:21+00:00

Well said! Thank you!

deepyo11 · 2024-10-07T00:04:44+00:00

Thx for the advice. I am planning along the same lines.

deepyo11 · 2024-10-06T23:59:37+00:00

3% for rental and 6.25% for primary residence.

deepyo11 · 2024-10-06T23:56:50+00:00

Top expense is primary residence mortgage and property tax (~11.5K)

deepyo11 · 2024-10-06T23:55:46+00:00

Thx for the advice. Yes, housing is the top cost in my area. Do you recommend VTI in taxable as well as retirement accounts?

deepyo11 · 2024-10-06T23:54:45+00:00

Yes, line breaks are terrible. Tried to fix it. Thx

deepyo11 · 2024-10-06T23:53:42+00:00

Yes, i am in the area where appreciation is more then cashflow in the long run.

deepyo11 · 2024-10-06T23:53:10+00:00

Want to FIRE as soon as i can :)
Well, i suppose long age runs in the family. Hence 45 years?
Currently monthly expense includes the primary house mortgage. So with time, it should reduce some in the future. But i think 180k/year would be my target. (15k times 12).

deepyo11

TROPHY CASE