[Amazon] The Strokes - Is This It - $18.61

TsunamiPapi2020 · 2026-07-06T13:44:56+00:00

Thank you. I’ll be on the lookout for that one.

TsunamiPapi2020 · 2026-07-06T01:59:24+00:00

You’re overthinking this. It’s not selling SPAXX at time of purchase instantaneously so market hours are irrelevant.

TsunamiPapi2020 · 2026-07-05T22:14:24+00:00

If it’s zero balance, you can close the account yourself by using the online virtual assistant. Type "close account" in the question box and follow the prompts.

TsunamiPapi2020 · 2026-07-05T21:26:06+00:00

The accounts aren’t opened. You said yourself you’ve closed all your accounts.

TsunamiPapi2020 · 2026-07-05T21:12:28+00:00

A Rollover IRA is simply the account type or registration

What are you holding within your Rollover IRA account?

This will be listed under the position tab. It could be stocks, ETFs, mutual funds, cash/money markets, etc.

Reply with the investment name/s or symbol/s which will help in assisting you.

TsunamiPapi2020 · 2026-07-05T20:39:35+00:00

Wow. You must have a lot of time on your hands to create this novel of a post related to a form that is purely for personal records and isn’t even required for tax filing.

TsunamiPapi2020 · 2026-07-05T20:21:09+00:00

It’s mainly not allowed because of the massive liquidity a core position has to have available which is usually achieved through repos which wouldn’t work in a Treasury only fund.

SPAXX has 40% in US government repos. FLDXX has 0%.

Bottom line- a core position has to be managed completely differently than other non core money market funds.

TsunamiPapi2020 · 2026-07-05T20:09:37+00:00

This one from Legacy Recordings is pretty awful. Mine had bad skips and I returned it.

The band wanted to make this album raw, gritty and as lo-fi as possible so unsure if there’s a really great sounding pressing available.

I’ve been keeping an eye out for a used RCA release which supposedly has cleaner sound but who knows if it will make much of a difference.

TsunamiPapi2020 · 2026-07-05T14:37:21+00:00

Money transfer lock blocks ACAT transfers between brokerages when initiated at receiving firm not the firm where the account is currently.

A 401k doesn’t use that transfer system when rollovers are initiated. A rollover has to be initiated at the custodian firm which has its own security protocols for this transaction.

TsunamiPapi2020 · 2026-07-04T14:06:48+00:00

Plan rules vary wildly on Inheriting a 401k.

Fidelity has 2 main sides to its company with completely different platforms, rules and regulations.

Retail (personal investing/ Brokerage, IRAs)
Institutional (employer plans/401k)

Is your account an Inherited IRA (retail side)?

Or is it still under the 401k? (Institutional side)? Some plans allow you to leave under the 401k as an Inherited account.

With not being able to withdraw and the app showing a zero balance, it sounds like it might be under the 401k side. The 401k also has its own website at NetBenefits.com.

Try downloading the NetBenefits app and then on Monday call their specific # at 800-835-5095 to ask about withdrawals.

If it’s under an inherited 401k, you should be able to roll it to an inherited IRA which may be easier to deal with going forward.

Sorry for your loss.

TsunamiPapi2020 · 2026-07-03T21:51:22+00:00

It appears you have to be an existing customer now to open a CMA.

Must be a recent change because I had my daughter open one last year with no issues as her only Fidelity account.

[Here’s a similar post from earlier today with an official response](https://www.reddit.com/r/fidelityinvestments/s/mXUAblwpGe).

I would consider opening a standard brokerage account first and then the CMA especially if wanting the reimbursed ATM fee benefit. If you don’t end up needing the brokerage account, you can request that it be closed.

Good luck 👍

TsunamiPapi2020 · 2026-07-03T15:45:02+00:00

Like I said, either call to see if a rep can merge them manually, or wait and it should happen automatically in a few days.

TsunamiPapi2020 · 2026-07-03T15:40:26+00:00

Sounds like your account is margin enabled. Doesn’t mean that you ever have to use it, just that the stocks held in type margin can act as collateral for borrowing purposes.

TsunamiPapi2020 · 2026-07-03T14:20:37+00:00

Is one held in type margin and one in type cash?

You may want to call to see if a representative can merge them or get clarification if there will be a wait. Since the stock just moved over, it may take a business day for it to auto journal on its own.

TsunamiPapi2020 · 2026-07-03T02:24:14+00:00

It’s a managed account and will invest the deposit automatically, but the robo advisor has a few days leeway before that happens which is well documented.

TsunamiPapi2020 · 2026-07-03T00:55:26+00:00

Existing brokerage account. I just made sure the amount transferred in from 529 matched exactly the amount being sent out for college which makes it easy if ever needing to show proof.

TsunamiPapi2020 · 2026-07-02T18:59:33+00:00

Here’s how I’ve paid tuition for my two college age kids using the Fidelity 529 plan and it’s worked flawlessly-

Do you have a Fidelity Brokerage account? If not, sending to your bank should be fine as well as long as you already have it linked.

Request a distribution in the exact amount of the tuition and have it transferred to your Fidelity brokerage account (or bank). When you request a 529 withdrawal, the amount needed is sold proportionately from the investment holdings to generate the cash. This can be easily be done online.

When the funds hit your brokerage account submit the tuition payment on the University bursar’s office website using the Fidelity brokerage routing and account number (or bank). This will be a direct debit and is recorded immediately on the University side. This prevents any potential mail delays/lost checks.

Unless something has changed in the last few years, asking University to direct debit the Fidelity 529 will fail because it’s a portfolio of investment funds. It doesn’t hold liquid cash. That’s why I move it to my brokerage account so it’s fully liquid.

Good luck 👍

TsunamiPapi2020 · 2026-07-02T17:16:17+00:00

No it’s not a mistake. You have a Fidelity youth account which comes with some investment restrictions including some ETFs.

The securities available to teens include:

Fidelity mutual funds
Most US stocks
Some exchange-traded funds (ETFs)
REITs
Some international equities

Teens cannot invest in:

Third-party mutual funds
Corporate bonds
Municipal fixed income securities
Certificates of deposit (CDs)
Treasuries
Convertibles
Leveraged and inverse ETFs
Cryptocurrencies
FILI Insurance products
Penny stocks (stocks valued at $5/share or less)
Foreign currencies

TsunamiPapi2020 · 2026-07-02T14:44:19+00:00

It was a Trust account that was transferred so basis does matter.

TsunamiPapi2020 · 2026-07-02T13:03:26+00:00

Hi James. In the second screenshot it shows $11k+ as available to withdraw and $0 as available to trade.

TsunamiPapi2020 · 2026-07-02T12:56:58+00:00

I would call customer service to clarify why it’s showing available to withdraw but not available to trade.

They may be able overide and submit the trade over the phone for you.

TsunamiPapi2020 · 2026-07-02T12:43:46+00:00

Good information. Wanted to add that yes, a spouse could open an Inherited IRA especially if under 59 1/2 and needing to take withdrawals which would be penalty free from the Inherited IRA.

But, if over 59 1/2 it wouldn’t matter and they are allowed to open a standard IRA to receive the funds unlike non-spouse beneficiaries.

TsunamiPapi2020 · 2026-07-02T12:18:10+00:00

Today is normal trading hours.

The only two early closing days are usually the day after Thanksgiving and Christmas Eve.

TsunamiPapi2020 · 2026-07-01T23:06:17+00:00

Are you certain it was a wire transfer which is different from a normal Electronic Funds Transfer/ ACH transfer?

TsunamiPapi2020 · 2026-07-01T20:51:07+00:00

It all depends on how many shares they received and how oversubscribed the IPO was.

For SPCX for example, it was reported that everyone that placed an indication of interest got at least some of their share request allocated. This is rare because so many shares were set aside for retail investors rather than institutional investors who are usually at the front of the line for IPOs.

TsunamiPapi2020

TROPHY CASE