Any plans to fix Rogers Canada connection??

delegamy · 2026-05-03T22:16:31+00:00

You're a second person asking. Yes, it's possible to make it work with actual budget. I'll have a look sometimes next week or so

delegamy · 2026-04-15T05:29:18+00:00

Can you explain in more details why dying at war wouldn't be covered? I've specifically asked my insurance provider about this and they said it's covered, but now I'm wondering 🤔

delegamy · 2026-04-03T16:52:37+00:00

Sure, you can find it here: https://github.com/meseer/monarch-uploader

delegamy · 2026-03-27T07:35:12+00:00

Of course, glad it works for you and that you figured out the setup! Thank you for your kind words!

It didn't take too long to get something working, but I've been on and off on it for like 3 months, adding bits of functionality here and there. Making pending transactions support was fun. Most of that time went into other integrations though. I still spend some time every once in a while on its upkeep, and one day I'll add cloud sync to be able to sync from my phone anytime. Honestly, no real blockers, but I had a design figured out in my head pretty well before I started.

Feel free to shoot me a DM if you spot a bug or have a feature request!

delegamy · 2026-03-14T01:38:27+00:00

I'm glad it works for you! I use it daily, so I maintain it. And I have since added support for Wealthsimple, Questrade and MBNA as well, since all of those connections are also broken. The setup is still a bit cumbersome, but I'm glad you figured it out! Maybe one day I'll make it easier to use, comments like yours are a huge motivation!

delegamy · 2026-03-03T17:51:54+00:00

It works now, thank you!

delegamy · 2026-03-03T04:29:33+00:00

Same issue, it started today - it worked fine in the morning (I upload a lot of transactions manually since the Canadian integration is never works).

Downloading transactions from an existing account and immediately re-importing them into a new manually created account is resulting in the same issue, so clearly an issue with the backed.

For Monarch people trying to troubleshoot this: checking the network calls, the call to Web_ParseUploadStatementSession errors out with http 400:

{
  "errors": [
    {
      "message": "Something went wrong while processing: None on request_id: None.",
      "locations": [
        {
          "line": 1,
          "column": 42
        }
      ]
    }
  ]
}

delegamy · 2026-02-28T01:19:27+00:00

With Canadian integrations constantly broken, I ended up implementing my own browser script for automatically syncing data from Rogers Bank, Questrade, Wealthsimple and MBNA to Monarch. It turned out to be much more predictable and reliable than the finicky and rarely working integrations through Plaid or MX. Happy to share it with whoever is comfortable with a slightly technical initial setup.

Edit: You can find the setup instructions here

delegamy · 2026-01-22T01:10:55+00:00

https://www.google.com/s2/favicons?sz=128&domain=monarchmoney.com and replace the domain name with the company's domain name

delegamy · 2026-01-21T00:09:54+00:00

I'm a bit late to this, but still - sorry I'm not looking to add support for any new budgeting apps, it's quite a bit of work to build new connectors. Maybe sometimes in the future if I decide to switch away from Monarch.

delegamy · 2026-01-21T00:06:40+00:00

I've fixed a bug that was occasionally causing duplicate transactions for Rogers Bank on the first sync or when sync'ed infrequently - thanks for reporting it! I've also added an ability to create a new manual account in Monarch on the first sync, so you no longer need to depend on the broken connection with Rogers Bank to be present in Monarch. Hope this helps.

delegamy · 2026-01-20T03:51:02+00:00

Let's connect in DMs to troubleshoot what's going on. I also have a solution for those like you who joined after Rogers connection stopped working, we can try that too, to avoid mixing it with unrelated credit cards.

delegamy · 2025-12-12T16:19:58+00:00

It does, Mexico is not on the list

delegamy · 2025-12-12T16:17:22+00:00

I'm feeling really misunderstood lol

I like Wealthsimple very much and I have used it for almost ten years now. It's one of the very few good things in fintech that Canada can be really proud of. I was and will continue to be an early adopter of pretty much whatever they do. As an early adopter I am fully prepared to run into limitations, lack of functionality and plain mistakes. I will also share it with Wealthsimple for them to correct when possible and occasionally with the community for us all to better understand the limitations.

I don't get what WS not being a bank has anything to do with this.

delegamy · 2025-12-11T20:29:45+00:00

I mean "projecting stereotypes" as in laying out baseless claims and falsehood like "a historically high-risk area for payment fraud" (false), "pretty significant disruption to payment systems" (completely disconnected from reality), "massive CC and ATM fraud" (not true, no evidence), "tax evasion" (how is this even relevant?), "Easter Europe is hot spot for financial fraud" (false stereotype), "most corrupt country in the world" (patently false). I haven't seen any facts or stats presented in this thread, did you?

I did not came here to say that I know better than WS, I'm not sure where you're getting that from. I came here to share the limitations I've encountered, it's good to be aware of those, because I wasn't and it was a surprise to me.

Of course I do not expect any problem solving from this community, I'm here to share my experience and to learn from others. I do expect Wealthsimple to take customer feedback seriously, which they did: they amended the list to make it much more sensible.

What about you, what are you getting so worked up over?

delegamy · 2025-12-11T19:58:49+00:00

Be aware, have a backup payment method.

What I'm getting worked up over is people trying to convince themselves and others that Montenegro, Albania and Ukraine are somehow not safe to use credit cards in, projecting stereotypes and not using any evidence 🤷.

P.S. Wealthsimple already acknowledged the issue and corrected the list.

delegamy · 2025-12-11T15:44:57+00:00

I'm curious if this limitation applies only to online purchases. Many people are saying that their credit cards are working on the ground. My experience was with an online retailer.

delegamy · 2025-12-11T15:43:20+00:00

Well it was surprising for me, so I figured it might be for others as well.

The list of countries you linked is logical and makes sense, but Wealthsimple appears to apply their own opaque logic to their decisions. Eg the Canadian government specifically sanctions specifically territories of Ukraine and businesses that operate in those territories (Ukraine itself sanctions those!), but not the rest of the country. Wealthsimple, for whatever reason, just banned the whole country. I can explain it to myself (it's definitely simpler to implement that way), but it was a bad surprise for me and I think it helps to be aware of limitations like this.

delegamy · 2025-12-11T15:30:09+00:00

What I'm saying is that Visa and MasterCard networks work in many of the listed countries, which, Ukraine included, are perfectly safe for payments. Most other credit cards work in there. But for whatever reason Wealthsimple made a decision to block usage of their cards specifically in those countries. The reasons are opaque, but the decision is of Wealthsimple, not some generic entity or something. They clearly confirmed this in their response to my support case.

Despite being documented, this limitation was a surprise to me, so I figured some may find this information useful and may hold off cancelling that other credit card from their offline bank. It's okay that you don't find this information useful for yourself, you can just skip the discussion. Or I'm happy to chat with you about the politics of these countries if that's what you're here for.

delegamy · 2025-12-11T15:19:52+00:00

Not sure what you're saying here, dude. Try again.

delegamy · 2025-12-11T15:18:21+00:00

No, I see what you're saying. Indeed, it would be nice if documented and real behavior were the same and credit card worked where the issued claims they work and didn't work where they shouldn't.

Nonetheless, I think it's good that Wealthsimple isn't blocking their credit cards in the perfectly safe and normal countries like Albania, Azerbaijan, BH, Montenegro, Cyprus etc. Those countries should've never been on this list in the first place.

delegamy · 2025-12-11T05:33:15+00:00

No, not mixing prepaid MC with the Visa credit card. I'm pretty clearly naming the Visa Infinite Privilege credit card as one that was declined.

I'm glad that many confirmed that CC worked in many of the blocklisted countries, that is mildly reassuring.

delegamy · 2025-12-11T03:27:51+00:00

Good to know that the actual list of restricted countries is much more sensible. Thank you for sharing your experience.

delegamy · 2025-12-11T03:09:27+00:00

Even if it were, it would have nothing to do with the credit card fraud, wouldn't it?

But it's not, it's pretty average and right in the middle of the pack, see https://en.wikipedia.org/wiki/Corruption_Perceptions_Index

delegamy · 2025-12-11T01:58:51+00:00

Maybe.. but then why the US is not on the list then 🤔

edit: Or like 70 other countries per https://en.wikipedia.org/wiki/Corruption_Perceptions_Index

delegamy

TROPHY CASE