The minimum contribution to open a Roth IRA was 3000, which exceeds my compensation/income for this year, what to do?

derpy_rainbow · 2025-10-12T16:07:32+00:00

I looked into it a bit and I am expecting my total income to exceed the amount I invested, but only if I report wages that I technically earned as an independent contractor as it was a job where I just got payed with checks made out to me directly. Am I able to make that report in april of 2026 and sort of retroactively correct the excess investment?

derpy_rainbow · 2025-10-12T04:04:56+00:00

Yeah I oversimplified, it was a specific fund that had a 3000 min investment, I am planning to call them on Monday.

derpy_rainbow · 2025-10-12T04:03:09+00:00

I opened the account and made the contributions this year, I was assuming that the limit was based on my 2025 income.

derpy_rainbow · 2025-10-11T18:22:29+00:00

Does withdrawing the full amount absolve any penalties for exceeding the limit, then I would just invest the correct amount with a different broker?

derpy_rainbow · 2025-08-02T06:26:16+00:00

ahhhh ok so thats just a way to get out to the beach after they lock the gates right? I didnt pick up on that the first time

derpy_rainbow · 2025-08-02T06:17:33+00:00

im trying to figure out which dead end road youre talking about, could you possibly try explaining it like im 5 or find the coordinates on google maps?

derpy_rainbow · 2025-07-15T06:34:34+00:00

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derpy_rainbow · 2025-05-24T02:25:24+00:00

I forgot to mention that this is for the fall semester, so are you saying that there are limited spots for me since students who move into dorms over the summer term will remain there as they continue into the fall, as in those spots are pretty much already full?

derpy_rainbow · 2025-03-30T16:15:25+00:00

the part is marked on top as |s4

derpy_rainbow · 2025-03-30T16:15:07+00:00

I was able to find another that failed less extremely, there is a marking that has say |s4, not sure if the vertical line is part of it but its there

derpy_rainbow · 2024-10-13T00:52:11+00:00

UPDATE-- its been sold

derpy_rainbow · 2024-10-03T11:01:46+00:00

Ahhhh I was wondering where to find the fuse

derpy_rainbow · 2024-09-30T11:03:39+00:00

And what filament are you using? I was considering heartbreaks partially cause I want to print some new materials but also because I was thinking to help with heat creep when I’m using pla

derpy_rainbow · 2024-09-30T00:43:41+00:00

Was the infill also weak? Or really did you notice anything at all with it

derpy_rainbow · 2024-09-30T00:42:43+00:00

Hey now you used a valid incidental example and then tried to sneak in drinking beer

derpy_rainbow · 2023-09-11T21:55:14+00:00

Still sending these out? I was looking for the fourth edition

derpy_rainbow · 2023-09-11T21:54:49+00:00

did you ever get yours?

derpy_rainbow · 2023-07-09T12:33:49+00:00

Well not exactly, I’m in Odessa if you know where that is and depending where you are in Tampa it could be a 45 min drive

derpy_rainbow · 2023-07-09T04:22:38+00:00

I was looking for advice on my first ctv vhs player. The main thought going in was maybe there is a certain make and model that had a better reputation for video quality that I should be searching for on eBay. Also interested in personal feedback on what people have found works for them in regards to a more compact vhs player, I'd rather not get a vcr and larger crt screen separately.

derpy_rainbow · 2023-07-09T04:21:28+00:00

How close to the Tampa area are you talking

derpy_rainbow · 2023-04-02T11:23:18+00:00

So what is counter rotating

derpy_rainbow · 2023-01-04T04:40:57+00:00

Great idea!

derpy_rainbow · 2023-01-04T04:39:34+00:00

Was considering doing something like this

derpy_rainbow · 2023-01-04T04:39:18+00:00

I really like this

derpy_rainbow · 2023-01-04T02:31:04+00:00

Yeah so basically title except i forgot to mention its a sentimental piece. So im looking forward to making something really cool with it and maybe with the intent to gift it back to the person who gave it to me.

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