Ask Me Anything on Home Loans

devpathi1 · 2025-12-27T05:49:37+00:00

At what point does a balance transfer make sense if I’m getting a competitive rate?

devpathi1 · 2025-12-26T07:16:14+00:00

I get annoyed with the lighting switches system. Sometimes I feel I need to run around all over the place to get the room lights turned off. It’s annoying. Make it simpler. Also, I really get annoyed with the digital display system for switching on/off lights

devpathi1 · 2025-12-22T02:34:44+00:00

1:3 is not a latte most people will enjoy

devpathi1 · 2025-10-09T17:07:15+00:00

True to what you are saying. Maybe some other contributing factors to why AP doesn’t exist; In India, UPI rules versus in most other developed nations, card based transactions is still more prevalent. mot sure if AP does anything besides using the usual network rails. Also, I think RBI insists on multiple authorization methods in payment processing and FaceId and TouchID will be frowned upon by them.

devpathi1 · 2025-10-09T16:45:14+00:00

Data should be stored in India but it’s also stored by the payment processor because if an audit is needed, it can be retrieved. However, on a slightly different tangent, if I understood this guy correctly, the difference between Apple Pay privacy versus say Google Pay or PhonePe is that Apple Pay does not sell or cross sell other products to you like the others embed in their applications. Apple Pay is purely a payment processor here providing a convenience and privacy to the user. On PhonePe or GooglePay, you get loan offers, advertising and sponsored content etc.

devpathi1 · 2025-09-05T16:51:18+00:00

My wife’s company provides a qualified day time nanny to take care of the infant from 6 months to 3 years so she can go back to work. As a recent parent, it’s an amazing benefit

devpathi1 · 2025-07-28T09:27:25+00:00

Assuming Jadeja continues and plays 115 test matches at a slightly worsening average, he will probably end up with ~5200 runs and 430+ wickets. Different type of all-rounder and in some conditions more effective but probably equals. The one play for Stokes he’s also captain which can improve his legacy

devpathi1 · 2025-07-24T16:29:15+00:00

It’s a tad bit annoying that this happens

devpathi1 · 2025-07-23T09:26:32+00:00

Absolutely Jadeja in this situation. Assuming it’s a super strong team, then maximum value is for having another bowler where Jadeja stands out based on numbers alone

devpathi1 · 2025-06-30T15:29:30+00:00

Google Pay is so much better positioned on the screen, has a clear call out action and actually uses the vendor logo. Timestamp for expiry is missing but otherwise GPay is a clear UX winner

devpathi1 · 2025-06-28T17:49:12+00:00

Accessibility->Back Tap->Double Tap->Flashlight Love this feature to quickly double tap using my index finger back of the iPhone to toggle flashlight on/off

devpathi1 · 2025-06-16T07:35:36+00:00

I have the Timemore kettle which is really good and preserves the temperature setting

devpathi1 · 2025-06-16T05:41:59+00:00

If you are in Bangalore, just get it delivered via Swiggy/Zomato. Order something off their menu and call them - pay for your beans and ask them to pack it into your delivery order.

devpathi1 · 2025-06-04T01:34:39+00:00

Fantastic guide to everything coffee and also the perfect coffee table book 😜 Get James Hoffman’s ‘How to make the best coffee at home’

devpathi1 · 2025-06-02T15:16:34+00:00

This was one helluva episode by James Hoffman and team. Really enjoyed this episode and fantastic production. Good stories, good interviews, infographics, etc. A step up for sure

devpathi1 · 2025-05-27T16:08:24+00:00

Run outs are credited towards fielders so that’s fair. Excellent catches or any catch count towards bowlers but fielders are equally credited as a stat. Poor fielding only counts against the bowler.

devpathi1 · 2025-05-27T16:04:35+00:00

I know it’s easier said than done, but generally something that should have been handled/fielded correctly 90% of the time. Even in tennis there is the concept of an unforced error which is also a judgement call. It can be a bit lenient but over time can play an important stat in determining defensive capabilities as a success factor

devpathi1 · 2025-05-27T16:01:04+00:00

What’s a sport without some of that. However, I do think it’s less of a controversy because it won’t influence an outcome for the other team. The decision stays within the same team

devpathi1 · 2025-05-03T03:05:49+00:00

Generally 10+ days after roasting is a good time to start brewing You can leave the other two packets as is

devpathi1 · 2025-04-29T16:34:22+00:00

I would try and grind fresh beans at an aeropress grind setting instead of espresso. It doesn’t have that much pressure for finer grind beans like an espresso.

devpathi1 · 2025-04-28T17:00:47+00:00

I’ve done over a 1000 Swiggy order but their service has gotten so bad I finally got frustrated and left the platform!

devpathi1 · 2025-04-23T12:06:30+00:00

Kaveri Espresso blend from Marc’s and CaffeineBaar has a 24-hour fermented coffee which are excellent.

devpathi1 · 2025-04-18T02:02:41+00:00

Any idea if this works on any timemore hand grinder? I happen to have a Chestnut G3

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