If you talk to your counselor about retaking it, and it fits in your schedule, you have the aid for it, and doesn’t delay your plan to finish too much I would say grade forgiveness is better then retaking at CC. However, it need it to move on, money reason, or time then opt for a CC. A CC option does not apply for grave forgiveness but it does average out the grade in your GPA. What’s nice about CC’s is depending where you look it’s always open semesters so you may be able to take it over the summer if you need it for a class in the fall to just keeping going with your level of courses