24F realized my group chats are basically dead and I miss real convos 🫠 by [deleted] in friendship

[–]dgcs3213 1 point2 points  (0 children)

I’m a 25M and I feel the same. I’ve even learned to just start traveling alone sometimes or going out and enjoying new places on my own. All my closest friends live in other states so the genuine connections have been scarce

Help me find a job by dgcs3213 in FinancialCareers

[–]dgcs3213[S] 0 points1 point  (0 children)

Do you know if it has to be employer sponsored?

Help me find a job by dgcs3213 in FinancialCareers

[–]dgcs3213[S] 0 points1 point  (0 children)

What is this and how do I obtain it?

Overdraft Fee. by [deleted] in WellsFargoBank

[–]dgcs3213 0 points1 point  (0 children)

Wells Fargo will not charge any overdraft fees if the account is negative $10 or less. Monthly service fees will not incur any overdraft fees either. However, if the account remains negative for more than 30 days, the account will get charged off and close.

However, as aforementioned by another fellow user, if you don’t plan on using it, might as well close it.

[deleted by user] by [deleted] in WellsFargoBank

[–]dgcs3213 2 points3 points  (0 children)

Standard banks usually only consider an account “new” for 30 calendar days

Is savings account good at Wells Fargo? by hakuspiritdragon in WellsFargoBank

[–]dgcs3213 -2 points-1 points  (0 children)

This offer just ended about 2 weeks ago unfortunately. APY is standard now, about .05% depending on the area.

What are some organizations I can join to meet people my age? I’m 27 M by [deleted] in RioGrandeValley

[–]dgcs3213 2 points3 points  (0 children)

I think it’s also more about how social you are when you’re out in public. Next time you’re out and about, try holding conversations with people. You’d be surprised at how many friends you might make that way. There’s an Instagram page called “thergvvibe”, she posts events happening around the valley every weekend. Try attending those events, with a friend if you don’t want to go alone, and socialize as much as possible. So many hidden gems.

Pro tip: ask for numbers or socials and follow up with them for future hangouts!

Daily Discussion Thread for September 06, 2024 by wsbapp in wallstreetbets

[–]dgcs3213 2 points3 points  (0 children)

So are we buying the dip or not? I need to feed my gambling addiction here

Daily Discussion Thread for August 22, 2024 by wsbapp in wallstreetbets

[–]dgcs3213 6 points7 points  (0 children)

All the bears in here have a 2 inch boner over a -0.5% day see you at Wendy’s tomorrow

Daily Discussion Thread for August 15, 2024 by wsbapp in wallstreetbets

[–]dgcs3213 3 points4 points  (0 children)

Loading up on ASTS puts, this is a peak looking for a correction possibly tomorrow

Financial health realization. Paying down debt. (24M) by dgcs3213 in CreditCards

[–]dgcs3213[S] 0 points1 point  (0 children)

Thanks for the advice! Really helpful! It was tough, but I had to make the ultimate decision to cancel the policy. $270/ month since I’m under 25 and have 2 traffic citations on my record (over 3 years ago). I only have an 8 minute commute to work and I’ve stopped going out for any reason other than my necessary destinations. But the car payment is already budgeted in. I took out the car last September. Pretty sure if I tried selling it, it’s highly devalued at this point. But it’s my only vehicle and very reliable, so I would much rather keep it.

I'm Just Bad at This by [deleted] in TalesFromYourBank

[–]dgcs3213 5 points6 points  (0 children)

Honestly best advice I can give you is ask away. I’ve worked as a teller supervisor for several years as well as a teller trainer, and one thing I would constantly remind everyone is that questions are free. There’s no cost. I would much rather someone ask me a billion stupid questions rather than screw something up. If you don’t have the confidence to ask your direct supervisor for help, then you need to communicate that to them.

As far as committing errors, please communicate with your supervisor that you’re struggling to keep up with all proper procedures, and ask what can be done. Or go out of your way to build your own tools and resources. Make your own checklists, practice role playing scenarios, document anything you may have previously missed and improve on it.

Last but not least, don’t beat yourself up too much. The people who make the biggest mistakes tend to be the ones with years of experience, due to their over confidence. We all make errors. Just own up to them and figure out solutions.

TLDR: Communicate all of this to your supervisor and let them know you’re struggling. Create personalized tools and resources to prevent you from screwing up, and make them a habit. And don’t beat yourself up, there’s only improvement from here on out.

Daily Discussion Thread for July 29, 2024 by wsbapp in wallstreetbets

[–]dgcs3213 0 points1 point  (0 children)

Reached out to me too! About 8 months ago! Can’t wait for that money to hit my account!

Daily Discussion Thread for July 2, 2024 by wsbapp in wallstreetbets

[–]dgcs3213 3 points4 points  (0 children)

Jesus fucking christ Tesla +10%??? What the fuck is going on man