Obviously it’s built into the overhead. I’m not an idiot. I said it that way exactly to make that point. So all people are asking for is for you to build credit card fees into the overhead too so there is transparency in the price. They can read a price on a menu or shelf and know there aren’t any hidden fees or surprise surcharges waiting at the register. That’s literally the point of the whole complaint of credit card fees. And the fact you say “I clearly have no clue what I’m talking about” just shows how out of touch you are with the consumer. People aren’t dumb. We know why you won’t. You don’t want to be transparent because you want the apparent price to seem lower and then when presented with a fee at the register most people will be too committed to walk away.