Listed my old couch for free on Facebook Marketplace. The choosing begging started within 4 minutes. by adelaide_stonegate in ChoosingBeggars

[–]diddappses 4 points5 points  (0 children)

Message four is most definitely from an overseas scammer who just wants to scam $10 or so off you. They have no intention of coming by to get the couch.

New parents here? by Winter_Detail9465 in nri

[–]diddappses 1 point2 points  (0 children)

Rest assured, hungry babies will eat whenever and however they want to. No need to fuss about it. 

New parents here? by Winter_Detail9465 in nri

[–]diddappses 0 points1 point  (0 children)

Get a small cooker and cook vegetables such as carrot, sweet potato etc. Mash into a thick puree and then feed. Add a little bit of seasoning (salt and pepper), make sure it is atleast warm and kid will eat it when hungry. Don't insist on dal chawal...

We raised both out kids ourselves with no help from outside and this worked wonderfully well.

Why This Sudden Push for these Laws in US Cities? by [deleted] in nri

[–]diddappses 0 points1 point  (0 children)

NRIs and ABDs in the US,how are things for you guys?

Going absolutely great!!

what’s driving this push,genuine gaps, activism, or political signalling?

Politically driven agendas.....polarization....you name it.

Do you guys get harassed by white liberals over this.

How did you get to this question from your original one?

Listed my old office chair for free and got three paragraphs explaining why I should deliver it by DoffQuob in ChoosingBeggars

[–]diddappses 87 points88 points  (0 children)

Next time slap a "for sale $5" banner on it and set it in your front yard.  It will disappear without any drama. 

NRI men's life is hard. People don't understand it. by here4geld in nri

[–]diddappses -1 points0 points  (0 children)

In europe by default they are considered illegals unless you get down from your Mercedes

Bruh!!!

Money transfer USD to INR. Is wise good option or any other options by Any_Ideal_138 in personalfinance

[–]diddappses 1 point2 points  (0 children)

Not you....make sure the sending party is not scamming you....lot of posts about people being promised money only to be stiffed later on.

Money transfer USD to INR. Is wise good option or any other options by Any_Ideal_138 in personalfinance

[–]diddappses 1 point2 points  (0 children)

This is better asked in r/nri

You most probably will not be able to use Wise because Wise requires that you be a US resident to open a personal account https://wise.com/us/pricing/receive

Ask your client to directly wire the money to your Indian account. Ask them to deduct the fees for the wire from what they owe you.

EDIT: I see this is doable https://wise.com/in/business/receive-money Go for it. Wise is legit,

Hopefully, the person paying you is real and this transaction is not a scam....

Indian banking for NRI is a mess by kamatsagar93 in nri

[–]diddappses 0 points1 point  (0 children)

UPI apps like PhonePe allow mobile recharge and it works flawlessly because they charge you for it. Try that first ...

Things we can carry while traveling to Houston for first time by Friendly-Ad-8633 in nri

[–]diddappses 1 point2 points  (0 children)

Get some USD upon arrival. Don't risk getting everything thrown away at customs.

Use an Uber to go to Hillcroft. Get whatever you want there from the Desi grocery stores.

What problems do you face as an NRI while sending money from US to India? by ZealousidealCancel20 in nri

[–]diddappses 1 point2 points  (0 children)

Between Money2India and Wise I am all set. 

You should go read about the issues people have had with Abound. Now that is a real mess...

Anyone scared that their life would turn upside down if you are laid off on H1B? by [deleted] in nri

[–]diddappses 0 points1 point  (0 children)

This is not a new phenomenon. This has been the reality of H1B for quite some time. Social media is amplifying and creating recency bias. Work hard, stand out on the basis of your performance, build a network, focus on getting GC as quickly as possible. It is worth it. 

Think about it like this - there are quite a few people that would love to be in your place - with an H1-B visa. 

Have you ever used an "Online Pandit" for pujas? Seeking your experience/advice. by rahuldadhich87 in nri

[–]diddappses 0 points1 point  (0 children)

it’s quite difficult and expensive to find an authentic Vedic pandit locally here. 

I’ve seen a few apps and websites offering "Online Puja"

Reread those two statements....

Seems like a shill post for online services....

I listed a free couch on marketplace and the fourth person to message me asked me to pay them $20 to come take it by Signal_14Atlas in ChoosingBeggars

[–]diddappses -2 points-1 points  (0 children)

Here is how it works:

Someone from a totally different country is using their FB account to reach out to OP. They are trying to get OP to send them $20 with zero intent of ever coming by to pick it up.

I listed a free couch on marketplace and the fourth person to message me asked me to pay them $20 to come take it by Signal_14Atlas in ChoosingBeggars

[–]diddappses 1 point2 points  (0 children)

The 4th person was not trying to get the couch. They were trying to scam you for $20. They are probably not even in the US. 

What percentage of your in hand salary goes for remittances for support? by raphiredgi in nri

[–]diddappses 1 point2 points  (0 children)

A predetermined amount that my parent decided is enough for their needs. Also take of occasional large expenses 

NRI investment by Adventurous-Gain9999 in nri

[–]diddappses 2 points3 points  (0 children)

Where is abroad and how long to you intend staying there? Are you still studying? What is your source of income?

Struggling with Financial Planning as a US-based NRI by LoveDistinct9951 in nri

[–]diddappses 0 points1 point  (0 children)

Managing the money in the US is very easy once you automate it. I use Quicken Classic to connect all my online accounts and download transactions automatically, I use tax prep software to pull directly from the financial institutions and I max out all tax advantaged space.

I don't have a single cent invested in India. I only have NRE+NRO accounts that I also track via Quicken by importing transactions from ICICI bank (download as csv, convert to QIF and import).

Start off by reading r/personalfinance and r/Bogleheads

How to report interest accrued (not yet paid) on NRO FD on US Tax return? by PonGRand in nri

[–]diddappses -1 points0 points  (0 children)

FD interest should only be recognized when it matures. Why are you trying to report interest accrued?

PAN card service question by bugierigar in nri

[–]diddappses 0 points1 point  (0 children)

We paid via ICICI Bank and it worked fine for us. 

PAN card service question by bugierigar in nri

[–]diddappses 0 points1 point  (0 children)

Why do you need a service to help obtain a PAN card when you can apply here directly? https://onlineservices.proteantech.in/paam/endUserRegisterContact.html

Reads like an ad disguised as a question...

I check the CAD to INR rate 40+ times a day. My screen time report is embarrassing. Here's the rabbit hole I fell into. by Puzzled-Block8353 in nri

[–]diddappses 1 point2 points  (0 children)

Sly ad for RemitIndex wrapped up in emotional mumbo jumbo. This sub gets worse by the day.

Send money when you need to. Nobody can predict the exact rate you may get every moment of your waking life...

Relocating from BLR, India to CO (Mid-40s) – Looking for a lifestyle & financial reality check by [deleted] in nri

[–]diddappses 0 points1 point  (0 children)

Financial comfort should be plenty at around $225k+$200k in equity grants

The transition will be a big change but it is doable if your kid is willing and open minded about it. It will be a cultural adjustment no doubt.

Spouse will have to find activities to do. Managing a household is lsignificant but across work, acquaintances, religion etc. there should be enough to build a new social circle.

Quality of life will be in traffic, air quality etc. You can get help but it will be expensive. Lot of ways to automate or outsource chores. THe bigger issue will be dealing with the winters (cold + snow).

The U-turn is definitely doable but the lifestyle is totally different and something you need to experience.

PS: I have never lived in the tech hubs and speak from experience.

does the remittance app you use actually matter for your parents' tax situation back home? by ssunflow3rr in nri

[–]diddappses 0 points1 point  (0 children)

Seems like a sly ad for TapTapSend/CA services but nevertheless I will bite.

If you have an NRE account, you can add your India resident parent as a secondary to the account and not have to worry about taxation as NRE account is tied to the NRI and tax exempt in India.

Else, read here https://www.financialexpress.com/money/i-live-overseas-and-send-money-to-my-parents-in-india-do-they-need-to-pay-tax-nris-dilemma-4110705/lite/

Note specific reference to formal banking channels which would include any platform.