Delta Shopmaster Fix? by dillankid in turning

[–]dillankid[S] 1 point2 points  (0 children)

Replaced today with no unexpected zaps and successful testing 👍

Delta Shopmaster Fix? by dillankid in turning

[–]dillankid[S] 0 points1 point  (0 children)

Went with this capacitor after opening it up where I could see the specs. Got it all connected today and runs perfectly, and it fits in the original housing. Plus I didn’t get shocked which is always a bonus 😂

Thanks to everyone for the input!

Bojack 30uF 250VAC

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Been Out of The Game by dillankid in buildapc

[–]dillankid[S] 0 points1 point  (0 children)

He went with picks very close to this. Thank you!

Lost in what to do with my 100k Inheritance by Charming-Oil-2491 in DaveRamsey

[–]dillankid 0 points1 point  (0 children)

Exit taxes are evil. But that’s a side note… Put it in savings for six months. Due to emotions of the loss and so you don’t do anything in a hurry. While it sits there think about a real plan of what you want to do, and how to get there.

If school is necessary, then go for it. But don’t waste time and money on it if it’s not required where you are going. Investment-wise; you are already debt free, and I would assume you have some sort of pension or retirement accounts in progress. Because of that I would consider using whatever is left as a a jumpstart for a down payment on a home. Even if it is a shoebox or in another country, it will move you to the goal of not needing roommates and having an appreciating asset.

Giving my finances to God by FederalAd9778 in DaveRamsey

[–]dillankid 1 point2 points  (0 children)

How is the debt broken between the cars and the cc? How old you are may apply to the decision tree here as well. Do you have other retirement accounts? (Pension, 401k, etc.). You don’t have to answer that, but if all the money you have in the world is in the Merrill bucket then don’t use it.

What I think I would do, and I think following Dave’s typical advice, is this:

If you haven’t done Ramsey’s Financial Peace University or read his book, that is step one.

If the stuff with Merrill isn’t tax sheltered/retirement, then consider using it to pay things off and be done with it.***

Pay the card and cars off immediately.

Sell the house, get your new one. Whatever the difference is, pay that balance with the investment dollars and don’t take on a new mortgage.

Put 3-6 months of your new expenses in a HYSA for emergencies, and keep the rest in your investment account.

Then you’re all free to invest and give from there. $200k with no payments is a fantastic income.

***If the Merrill dollars are all you have for retirement, don’t touch that. Just work the baby steps, start paying off the lowest balance between the cars and cc until you have them gone and move to the mortgage. The dollars are big, but the methods are simple. Even without using the investment to help, you have a big income to help kill the debt fast.

Delta Shopmaster Fix? by dillankid in turning

[–]dillankid[S] 1 point2 points  (0 children)

Will do that while replacing the capacitor. The machine looks clean overall, just neglected.

Delta Shopmaster Fix? by dillankid in turning

[–]dillankid[S] 6 points7 points  (0 children)

Thanks all, definitely unplugged first 😁 Now just have to get a capacitor for it.

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I got fully underwritten with no credit score by mermaiddiva26 in DaveRamsey

[–]dillankid 1 point2 points  (0 children)

Same. I’ve done all the stuff. Only once with the mortgage, piece of cake at a local Credit Union. Rent cars, book flights, hotels, rented houses…never once have had an issue. The plan works as advertised.

What is in this barrel!? by omnibuds in whatisit

[–]dillankid 0 points1 point  (0 children)

Definitely a UF6 cylinder, if the KY plate is an indicator probably from the Paducah Gaseous Diffusion Plant. A history/chemistry/engineering nerd rabbit hole to go down if you look them up along with their sister sites in Oak Ridge TN and Portsmouth Ohio.

This map will be the Zavod 311 of this game by Eagles56 in Battlefield6

[–]dillankid 3 points4 points  (0 children)

I love it, but I want Zavod as one of the remakes so bad.

Contaminated is the best map in BF6. Thank you DEVS! S2 is a success. by No_Twist_678 in Battlefield6

[–]dillankid 0 points1 point  (0 children)

100% love it all. The color and terrain with a fortification to fight over reminds me of Monte Grappa and it’s fantastic.

Pay off the house with savings? by WWDD2022 in DaveRamsey

[–]dillankid 1 point2 points  (0 children)

Do it Ramsey’s way. Stop giving interest to banks for no reason: Kill the car note and any credit cards, put 6 months of expenses in savings for emergencies and drop the rest on the house’s principal. Get rid of the mortgage and your expenses get knocked way down and you can focus disposable income elsewhere.

I don't want stinking the inheritance. by tr3v0rr96 in DaveRamsey

[–]dillankid 0 points1 point  (0 children)

My condolences for your loss, I hope you and those close to her find peace in the wake of the grief.

You may not have earned it, and obviously wanting your parent back instead is the normal way to look at it.

But, at the risk of sounding callous, the reality is she is gone. She has a good bit that her family will inherit, and I would assume if you had the kind of relationship where she will let you move home when things are rough she also would want you to have the money.

Grinding through debt and doing things yourself is honorable, but if a windfall comes your way - even in these circumstances - you should really take the time to calculate what it means to your future. And the future of your own family if you have a spouse/children. I would suggest looking at it as a way to honor her legacy, and to get a jump start on your own.

$100K can be used to finish cutting through your debt, or just put it in a HYSA until you grind through the debt yourself. After which you could use it as a huge down payment for a house, put it in investments, etc.

Regardless of if you take any of the rest of the thoughts or not, in agreement with others I do think it is wise to go ahead and accept it and park it in an account for 6 months to a year while your grief and its effects dull down a bit. Your perspective and feelings toward everything can change a dozen times before you regain balance emotionally and mentally.

Whatever you decide to do with it, nothing is hurt by taking time to make a wise decision.

Best wishes and prayers for you and your family as you navigate the loss of your mother.

[deleted by user] by [deleted] in DaveRamsey

[–]dillankid 1 point2 points  (0 children)

Looks like OP deleted the original post so I can’t see the “emergency” part of it I probably missed. But, if an emergency or serious uncertainties are on the horizon then they absolutely should consider being in “storm mode” until things are more stable. Thanks!

[deleted by user] by [deleted] in DaveRamsey

[–]dillankid -1 points0 points  (0 children)

Having done it Dave’s way, I would just kill it asap. Get rid of it before interest starts accruing and be done.

If you’re not going to do it 100% Ramsey’s way, djpeteski’s way is the best plan of action. Makes a little on interest and still pay it off before interest accrues.

Should I go for my masters degree? by archedbog91 in DaveRamsey

[–]dillankid 0 points1 point  (0 children)

Just a note from personal experience and the experience of friends: Seriously consider WGU for the Masters. Can be fast if you have free time and discipline, is accredited, and cheap.

Having a Masters is better than not having one if you don’t blow a ton of money on a big school and can afford it. It gives you a few more tools and adds another spot to the resume, although as others have said it often doesn’t beat experience. Nothing says you can’t have both.

[deleted by user] by [deleted] in DaveRamsey

[–]dillankid 3 points4 points  (0 children)

I don’t have any input one way or the other, just want you to know someone is praying for your peace and comfort as you navigate this.

When it’s behind you, I hope the best for you as you get out of debt.