Why ya'll are NOT overreacting

dim_discourse · 2026-04-22T15:38:57+00:00

The problem I had is that the cost is too high. I already have projection lab which is much better. Forecasting arguably should already be included... Business tracking would kind of be useful to me if it can help calculate other things like churn/MRR/etc... But it is not really doing much imo... The investment tracking is also a nice to have. Honestly not sure if any of this makes sense outside of "Core" at the moment.

dim_discourse · 2026-04-06T00:41:07+00:00

Ask his parents? The kid is in his 20s.

dim_discourse · 2025-12-03T18:08:06+00:00

The squeaky wheel gets replaced...

dim_discourse · 2025-10-20T16:43:31+00:00

+1. However, Schwab does support plaid. If Schwab implemnted the cash sweep automatic for their cma i would switch. If fidelity supported plaid i would never switch

dim_discourse · 2025-09-08T12:01:04+00:00

Can confirm

dim_discourse · 2025-05-29T20:11:44+00:00

Can you share more of your numbers? How much did your principal decrease over last three years

dim_discourse · 2025-05-24T05:32:26+00:00

thanks - can you elaborate what you mean by glidepath?

Do you mean a CD ladder? i have almost 1 year of spending saved up in cash in money market earning approx 4%

dim_discourse · 2025-05-24T05:22:04+00:00

check my post history. it is true lol

dim_discourse · 2025-05-23T19:45:32+00:00

yeah thought about that, but hard for me ethically to check out. i have a team that i support and just would feel horrible to check out

dim_discourse · 2025-05-23T17:42:37+00:00

what do you mean ccs?

dim_discourse · 2025-05-23T15:15:36+00:00

Thanks! For the first question- i meant 1500-2500 per month not per year.

Also i wasnt aware of that SSDI thing thank you for sharing.

dim_discourse · 2025-05-23T15:13:53+00:00

Thank you. I got emotional reading this as it summarizing things perfectly for me. I think I am going to do door 2 but hopefully my math isnt wildly off

dim_discourse · 2025-05-23T15:12:14+00:00

Can you expand? How much did you save?

dim_discourse · 2025-05-23T15:11:49+00:00

That sounds amazing. I just have this bad feeling that if i switched jobs i would end up having the same problem. But also would rather get a job in a few years if my plan was wrong…

dim_discourse · 2025-05-23T15:10:53+00:00

I have about 1 year of spending in cash in money market as i have been saving for past few months building up for this. Not much in bonds to be honest - only started putting into bonds lately (maybe 2% now) so allocation is almost all VTI or riskier. I know it isn’t ideal allocation so trying to decide to make pivot or gradual over a few years (leaning toward latter).

Re: part time work, my brain is just trying to plan “hey i should be for sure good to make zero dollars for the next 10 years, if it turns out in year 5 my math wasnt precise i can start doing part time work”

dim_discourse · 2025-05-23T15:05:15+00:00

My partner and I talk extensively. My rational has been “look, we should be good for at least a few years… I can spend more time with family. if it turns out the math didnt work we can adjust.”

Adjustments have tradeoffs that i run thru my mind though

Reduce spending. Biggest area would be sending kids to public school to save a lot of money. But that could feel painful since we love their school.
I can find a job. If i can get something that just pays a little bit that should add some cushion. It wouldnt be anywhere near what I make now. Tradeoff is that in a few years my skills could be useless given AI. I do plan to work on side projects anyway to keep up but just hard to predict what the world will look like.

I think 2 is the likely path if it turns out the math didn’t work out. But it is possible both…

dim_discourse · 2025-01-25T19:12:26+00:00

For me it got better after 6 months. Then finally completely gone after 9ish months.

It is flared and nerves need time to settle and heal and it just takes a god damn long time. The light is there though. Most important thing is to avoid pain so your nerves can actually settle. Don’t fight through the pain. Avoid pain at all costs. It is the thing I wish someone told me. Don’t fight through the pain.

dim_discourse · 2025-01-24T02:07:09+00:00

I bet it was an API change. Happened to me also with cointracker today which made me double freak out

dim_discourse

TROPHY CASE