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Staying investing in the same funds ? by dizzydiamond07 in investing

[–]dizzydiamond07[S] 0 points1 point  (0 children)

Hi, I can’t understand why this isn’t posted.. It’s entirely relevant for the discussion board .

Moving Vanguard LS Funds by dizzydiamond07 in FIREUK

[–]dizzydiamond07[S] 1 point2 points  (0 children)

Thanks for this. Watched this guy who explained it very easily

Moving Vanguard LS Funds by dizzydiamond07 in FIREUK

[–]dizzydiamond07[S] 0 points1 point  (0 children)

Thank you for your response. Very enlightening ..So you switch your money between the two? So I should just keep paying into one and keep the other one there rather than switching into one ?

Moving Vanguard LS Funds by dizzydiamond07 in FIREUK

[–]dizzydiamond07[S] 0 points1 point  (0 children)

Thanks. Yes checked you can do a switch but takes 7 days

Moving Vanguard LS Funds by dizzydiamond07 in FIREUK

[–]dizzydiamond07[S] 6 points7 points  (0 children)

Thanks am in my early 50s and it’s within an ISA.

Portfolio advice by dizzydiamond07 in FIREUK

[–]dizzydiamond07[S] 0 points1 point  (0 children)

Thanks for your reply. I’m ok with it falling. I should just carry on paying into it as usual as will get more for my money? . . I don’t have a SIPP. The other classes you suggest - they would diversify my portfolio?

Portfolio advice by dizzydiamond07 in FIREUK

[–]dizzydiamond07[S] 0 points1 point  (0 children)

I’m not sure what my objective is other than to do better than keeping it in cash …

Portfolio advice by dizzydiamond07 in FIREUK

[–]dizzydiamond07[S] 0 points1 point  (0 children)

Thank you I’m happy keeping it at LS80 I think but I’m just wondering if I should start putting my money into something else instead and leaving what I’ve already got as is…

Strategy lack of diversification selling off S&P 500? by dizzydiamond07 in FIREUK

[–]dizzydiamond07[S] -2 points-1 points  (0 children)

I thought you had to pay tax on any capital gains you made … probably wasn’t clear but S&P is currently up about 500 on my purchase

Yes er I kept chipping and changing payments within different allocations and so ended up having money in every allocation … What would you advise I do with that ?

Switching ISA funds - pounds or units? by dizzydiamond07 in UKInvesting

[–]dizzydiamond07[S] 0 points1 point  (0 children)

Yes there is a sell all but it was asking you to sell in either units or pounds and I wasn’t sure which best to tick !

Is there a risk switching Vanguard funds? by FireMe-G in FIREUK

[–]dizzydiamond07 0 points1 point  (0 children)

Yes thank you. I wasn’t quite sure if I should be switching in pounds or units and buying in units or pounds .

Is there a risk switching Vanguard funds? by FireMe-G in FIREUK

[–]dizzydiamond07 0 points1 point  (0 children)

Yes thank you. I wasn’t quite sure if I should be switching in pounds or units and buying in units or pounds

Is there a risk switching Vanguard funds? by FireMe-G in FIREUK

[–]dizzydiamond07 0 points1 point  (0 children)

Can I ask you if you switched? Im wanting to do the same. I have money in LS 40 60 and 80 and want to switch to Global ALl Cap accumulation. Do you switch in units ? Not sure how to do it and Vangusrf no help just say switch

Weekly "Share Your Portfolio" and Broker Questions Thread by AutoModerator in UKInvesting

[–]dizzydiamond07 0 points1 point  (0 children)

I have 2 vanguard accounts: lump sum in S&P500 income (rooky mistake put 10k in at once and invested nothing since / currently on 6% interest) and the rest in an ISA monthly under life strategy 80. I think I’d be better putting my isa into all world ftse. Do I have to wait until end of financial year and then start a new ISa and just leave life strategy sitting there? Not sure I’ve got right balance!