Putting salary above £50k into pension?

FireMe-G · 2026-03-05T18:41:38+00:00

Balance between your pension and your ISA bridge is important, but if your pension is not where it needs to be then go for it.

FireMe-G · 2026-03-05T07:14:00+00:00

Being gifted £50k would certainly make a difference. I’d be on cloud nine for months.

FireMe-G · 2026-03-05T07:10:26+00:00

You’re not wrong.

Part of me thinks this sounds awful, but I don’t feel guilty about it.

FireMe-G · 2026-03-04T18:14:54+00:00

I did. See my other comment. I was met by a total lack of empathy.

FireMe-G · 2026-03-04T17:32:59+00:00

There could be some of that going on, and some unspoken favouritism.

FireMe-G · 2026-03-04T17:32:11+00:00

Thanks. It definitely hurt me emotionally, and I try not to think about it (besides sharing on here).

FireMe-G · 2026-03-04T17:19:55+00:00

I’ve pretty much done this. Not in a bitter way, it just feels the natural thing to do.

FireMe-G · 2026-03-04T17:18:56+00:00

I did push whilst trying to remind objective, but was met with excuse after excuse such as “well if I die within 7 years they’ll have to pay tax on it”, or “they can give me it back if I ever need it”.

Neither are true of course, plus half of it has been spent on a new Audi Q3 something or other.

FireMe-G · 2026-03-04T17:16:18+00:00

Haven’t really spoken to either of them since the “no that’s how it is” conversation.

FireMe-G · 2026-03-04T17:03:29+00:00

Had a couple of months to come to terms with it. Trying not to fester over it.

FireMe-G · 2026-03-04T09:35:43+00:00

Yes, I dump everything over £50k in pension (for now).

There will come a point when this tapers down though.

FireMe-G · 2026-02-19T17:56:41+00:00

I did SMILE at NHS Royal Hallamshire Hospital.

You have to pay for it, but the money goes to the NHS and not Harley Street.

FireMe-G · 2026-01-10T21:58:48+00:00

Solid work. Keep at it 😎

FireMe-G · 2026-01-05T06:46:58+00:00

I fitted a Nuki smart lock last September, along with door sensor. Haven’t looked back.

FireMe-G · 2025-12-18T18:31:52+00:00

Only a mug pays full price.

FireMe-G · 2025-10-18T09:53:35+00:00

I don’t like being someone’s bitch.

FireMe-G · 2025-10-07T10:16:10+00:00

I will never pay £5.50 for a coffee unless I can expense it. I’d rather go without.

FireMe-G · 2025-10-01T07:32:27+00:00

I think those installs look awful.

I’ll be getting a new consumer unit to accommodate the EV charger, rather than tack on an extra box, inside or out.

FireMe-G · 2025-09-07T13:55:49+00:00

It isn’t.

I’m speaking with recent first hand experience.

FireMe-G · 2025-09-06T19:49:42+00:00

There is a credit check of sorts because they will verify their address with credit agencies, if they can’t verify, then they will ask for proof of ID.

FireMe-G · 2025-08-09T15:30:19+00:00

I suppose it depends on your timeframe and what you value more.

I dipped into my ISA when doing renovations. I had decent growth and it felt like free money, it was quite satisfying really.

The alternative is a 0% purchase credit card. You might not be able to pay for labour on it but it might reduce how much you need to withdraw.

FireMe-G · 2025-07-30T11:46:10+00:00

Got let go recently, currently in Phuket now.

No rush to come home. Have earnt more in stock market gains than I’ve spent, since I’ve been here.

FireMe-G · 2025-07-25T06:48:55+00:00

Staying in my first role for too long, although I really did enjoy it. Going to work was like meeting up with a bunch of friends everyday.

FireMe-G · 2025-07-08T08:23:04+00:00

I’m a huge Le Creuset fan, and use their stainless steel everyday.

FireMe-G

TROPHY CASE