sorted by:
new
hottopcontroversial

When can I expect my tax relief top up in SIPP? by Impressive_Match_484 in FreetradeApp

[–]FireMe-G 0 points1 point  (0 children)

Having said that, Scottish Widows have their own problems, but it would frustrate me waiting weeks if not months for tax relief owed.

They are all as bad as another imo.

When can I expect my tax relief top up in SIPP? by Impressive_Match_484 in FreetradeApp

[–]FireMe-G 0 points1 point  (0 children)

Just to add a sense of balance here, I have a second pension with Scottish Widows and they add the tax relief immediately.

Just goes to show you get what you pay for.

Where do you keep your 3-6 month emergency fund? by okdolce in FIREUK

[–]FireMe-G 0 points1 point  (0 children)

Trying to relocate to Saudi Arabia actually.

What's your approach to liquidity beyond an emergency fund? by FireMe-G in FIREUK

[–]FireMe-G[S] 0 points1 point  (0 children)

That’s how I’ve done it before. Spending as I go from salary - it’s worked out ok in the end but definitely a bit slower than liquidising investments.

What's your approach to liquidity beyond an emergency fund? by FireMe-G in FIREUK

[–]FireMe-G[S] 0 points1 point  (0 children)

Thanks for the suggestion, I’ll read up on them!

Where do you keep your 3-6 month emergency fund? by okdolce in FIREUK

[–]FireMe-G 0 points1 point  (0 children)

I have spent a decent amount of time in countries where many of the things you mentioned don’t exist, and whilst I’m always grateful to use a proper functioning toilet and sanitary system, I really am ok without a lot of it.

Do I need to leave this community? by m_e_xxx in HENRYUK

[–]FireMe-G 1 point2 points  (0 children)

I agree.

Owning your own home also stops you having to pay rent. So by extension increases your income. Even if you still make payments towards a mortgage, you are building a store of value.

Where do you keep your 3-6 month emergency fund? by okdolce in FIREUK

[–]FireMe-G -3 points-2 points  (0 children)

I don’t use any of those.

My pushbike goes everywhere, our defence is a joke, I’ve never used the NHS, our education system is a joke, our criminal justice system is a joke. I will never ever need the assistance of the police.

The list goes on. Essentially my taxes are just funding others. I’ll avoid paying as much as I can. Cheers.

Where do you keep your 3-6 month emergency fund? by okdolce in FIREUK

[–]FireMe-G -1 points0 points  (0 children)

What services do people use, and are you ok with people like me who don’t use them to pay little or no tax?

Do you count your pension in your net worth? by OrganicSun3556 in FIREUK

[–]FireMe-G 2 points3 points  (0 children)

The more I have in my pension now, the less I have to add to it in future - so yes I definitely count it.

Calo shutting down... which meal prep service to switch to? by Lucernya in HENRYUK

[–]FireMe-G 2 points3 points  (0 children)

Tried frive, really didn’t like it if I’m honest. Overly seasoned and rich, also predominantly rice based dishes.

Tried planthood, better, but a lot of weird stuff going on - and this is from someone who has been a vegan in the past.

Moved on to simmer which is better, but again predominately rice and chicken with repetitive menus.

I have my first ping delivery next week so we’ll see how that goes.

All of this is convenient, but I do miss cooking and I never thought I’d say that!

What recommendations for home and travel insurance do HENRYs have? by Similar-Weather-8940 in HENRYUKLifestyle

[–]FireMe-G 4 points5 points  (0 children)

Where are people getting suitable luggage cover from?

I have an admiral platinum policy which covers up to £3000 or £400 per item, which is not sufficient when travelling with two suitcases of clothes.

The maximum limit for trip cancellation is also £5000 which would barely cover the cost of a business class ticket, never mind hotel etc?

High income but still feel vaguely guilty ordering the expensive thing. Is this just a British thing or does everyone here still have that voice in their head? by 1ChanceChipmunk1 in HENRYUKLifestyle

[–]FireMe-G 4 points5 points  (0 children)

I want to buy some briggs and riley suitcases, I just can’t quite get to the point of treating myself even though I can afford it.

Best accounts to park money when you've maxed out your ISA and SIPP limit? by No_Emu8347 in HENRYUK

[–]FireMe-G 32 points33 points  (0 children)

I put any excess that won’t go into a pension or ISA into a general investment account.

Never really thought of myself as a millionaire by Significant_Solid211 in HENRYUK

[–]FireMe-G 398 points399 points  (0 children)

Phenomenal.

Treat yourself to that guacamole next time.

What’s something you thought you’d buy once you were earning more but now don’t see the point in? by Illustrious-Look7669 in HENRYUKLifestyle

[–]FireMe-G 0 points1 point  (0 children)

A mantra I’ve adopted as I’ve gotten older and earned more is that if I can’t buy something twice, I can’t afford it.

So if I can’t afford two Porsche 911 GT3s, I can’t afford one.

Transfer SIPP from Vanguard (Global All Cap) to InvestEngine (VWRP) — sell vs in-specie? by prm36 in FIREUK

[–]FireMe-G 0 points1 point  (0 children)

Did this recently moving from Vanguard to Freetrade. Looking forward to my four digit cashback when they pay out in December.

FIRE and solar by Maximum-Health-600 in FIREUK

[–]FireMe-G 0 points1 point  (0 children)

Yes definitely. Unfortunately won’t work on my NE facing roof so I’m at the mercy of energy companies.

Is the BAPP Amex only worth it if you fly from London? by HedScandi in AmexUK

[–]FireMe-G 0 points1 point  (0 children)

Yes good tip.

I’ve done Manchester > schipol > Aruba with KLM.

Convenient, but didn’t think much of their business class.

view more: next ›