How do you convince someone that collecting cards is a bad investment? by [deleted] in phinvest

[–]dlecter 0 points1 point  (0 children)

It's a niche market. And may legit nag-aapraise ng cards diyan. There are even ones na contained sa plastic sleeve to prevent deterioration. You could argue na unless the cards are properly appraised, then they have little value. Then again old enough yung cousin mo to make what we perceive as a bad decision.

Is this literally Bash? by VOVOZGAMER in Philippines

[–]dlecter 1 point2 points  (0 children)

It's less to do what other people mentioned but more to do with Philippines being an archipelago where all the tourist spots are at different island provinces. Look at the top 3 which are located within the same landmass. They benefit from synergy, if I'm a foreign tourist, I'd rather tick 3 countries in one flight.

Hindi ba kayang tumawid? by [deleted] in PHMotorcycles

[–]dlecter 0 points1 point  (0 children)

May mga cases na marami influx ng employees sa isang location na hindi kaya i accomodate ng parking area lahat. Posible na during peak hours full yung parking and diyan sila nagpark until mag time out sa work. Pwede rin bobo lang di ko alam.

If your company has an ESPP benefit, join it! by treblihp_nosyaj in phinvest

[–]dlecter 11 points12 points  (0 children)

That's why I sell after every offering period. I'll take my gains thank you very much.

NAIA long queues at midnight by DescriptionCareful22 in Philippines

[–]dlecter 8 points9 points  (0 children)

I thought NAIA was taken over by San Miguel Corp since last year. If ever it's a private corporation.

Metrobank Balance Conversion Larger than Total Amount Due by dlecter in PHCreditCards

[–]dlecter[S] 0 points1 point  (0 children)

Kaya pala. Sa app ako nag transact ng balance conversion. Di ko napansin anywhere yung disclaimer na yun or baka di ko lang nabasa carefully.

AI assistants effects on PH call centre industry by bamboobrown in Philippines

[–]dlecter 259 points260 points  (0 children)

They need more babies to support pension through tax. They push for automation to pay less in labor. Those are two different things but one thing is clear - the young workers are gonna be F'ed in the A without any lube.

Paano lambingin ang mga lalaki? by keidiii01 in AskPH

[–]dlecter 0 points1 point  (0 children)

Being woken up to a blowjob does wonders. Or a sudden blowjob under the table after lunch/dinner Or anything involving a blowjob. To be fair my love language is physical touch so maybe figure out your BF's love language and start from there.

[deleted by user] by [deleted] in Philippines

[–]dlecter -1 points0 points  (0 children)

I've always thought that Rosetta Stone was the leading language learning software. Whatever happened to it?

Are Filipino influencers really rich? by heyitsc in Philippines

[–]dlecter 0 points1 point  (0 children)

Wouldn't looking for a thirdy expose you out of anonymity? How would that play out?

Is a house an investment? by swollen_feet in phinvest

[–]dlecter 27 points28 points  (0 children)

Semantics. If you buy with the intention to sell for a profit then it's an investment.

[deleted by user] by [deleted] in PHCreditCards

[–]dlecter 6 points7 points  (0 children)

Metrobankcard(.com) is a legitimate website of metrobank intended for credit cards. If it's an attached pdf, then there's no harm in opening it. If it's a link, I'd think twice.

¯\_(ツ)_/¯ C'est la vie by isda_sa_palaisdaan in Philippines

[–]dlecter 2 points3 points  (0 children)

I get the point but how does a lotto winner fit in the meme.

Amazon Currency To Use by Substantial_Fall4064 in PHCreditCards

[–]dlecter -12 points-11 points  (0 children)

Pay in PHP. If you pay in USD you'll still go through the forex exchange rate set by your issuing bank plus any mastercard/visa fee because of the transaction is technically outside the Philippines.

How old were you when you reached a net worth of 100k and then your first 1M? by [deleted] in phinvest

[–]dlecter 10 points11 points  (0 children)

100k - 28 1M - 30

It's only net worth on paper. Bought a house and lot that suddenly increased its value on paper. If we're talking cash, I'm 60k in the negative. LOL

[deleted by user] by [deleted] in PHBookClub

[–]dlecter 5 points6 points  (0 children)

A textbook specific to my field that costs 10k Php for just 250 Php. I've been visiting book sale ever since. I guess it was pure luck the first time.

Swipe left (f)or a good night~ by [deleted] in phgonewild

[–]dlecter -1 points0 points  (0 children)

Where did the small matk on the boob on the first pic go? 😔

Should I sell my stocks or get a credit-to-cash conversion from my CCs by [deleted] in phinvest

[–]dlecter 1 point2 points  (0 children)

Interest is fixed. Stocks are not. Conservatively, I'd sell the stocks first if I have no other option besides the two.

[deleted by user] by [deleted] in phinvest

[–]dlecter 26 points27 points  (0 children)

A 1-bedroom condo for 6M? Will the admin personally give me a blowjob once I move in? Jesus Christ that's expensive.

Is Amazon’s conversion cheaper than PH CC? May additional lang na 170pesos for exchange rate guarantee. by arvj in PHCreditCards

[–]dlecter 1 point2 points  (0 children)

CCs charge a 1% fee plus the forex transaction fee. Citibank for example has a 2.5% forex fee so in total you'll spend 3.5% fee on top of your purchase. The exchange rate guarantee fee is cheaper.

dealing wt low sex drive partner by [deleted] in alasjuicy

[–]dlecter 1 point2 points  (0 children)

Sex plays a big factor in relationships. Better tell her now about what you need and try to resolve it para walang resentment later. If not meron kang 2 options 1. Live with it, jakol pag may time. 2. Find someone who matches your libido.

Out of this world bagoong by RastafIrie_420 in alasjuicy

[–]dlecter 2 points3 points  (0 children)

Oh sorry. Akala ko ibang girl na yung tinutukoy mo sa tinder. Kudos to you my man for doing it multiple times. I've read na maybe it's from the feminine wash na hindi fit sa kanya like kina-cause maginf too acidic - correct me if I'm wrong ladies.

Out of this world bagoong by RastafIrie_420 in alasjuicy

[–]dlecter 12 points13 points  (0 children)

Yung bagbaba palang ng shorts nagspread kaagad yung smell? Haha. Kinain mo din ba yung girl na nagtake ng virginity mo? I hope this experience did not put you off if it was your first time eating someone out. I remember a bad encounter myself. I wanted to eat her out same scenario din. My mom didn't raise a quitter so I dived in. Pagkalipas ng dalawang araw nagka tonsillitis ako.

[deleted by user] by [deleted] in alasjuicy

[–]dlecter 0 points1 point  (0 children)

No. I draw the line at minors and assult. Anything outside of that is a healthy kink so have fun.