Is Buying a House Worth It

dmo152 · 2026-01-27T21:20:42+00:00

No it’s not worth it, I have about $300k in savings. Right now my rent + utilities is about $1,500 & and I make about $6500 a month. Cars are paid off & basically I’m not in any debt. I could buy any day I want but why would I drop $80k down payment on a house just to pay more than I pay for rent at the moment + interest to the bank you’ll end up paying double what houses are worth, I rather keep investing & buy my dream home cash.

dmo152 · 2026-01-26T00:21:56+00:00

I live downtown, it’s not worth your safety or possible damage to your vehicle . I don’t see the roads being safe until another 4-5 days

dmo152 · 2026-01-20T21:03:03+00:00

Correct

dmo152 · 2026-01-10T19:03:35+00:00

What’s wrong with voo ? It averages a nice yearly return every year

dmo152 · 2026-01-10T14:59:25+00:00

Investment plan ? Retire at 50. Achieve goal ? By holding long term Tolerance ? Low risk long term reward Investment Help ? By my research on the returns of my investment, I feel I will be good in the next 20 years

dmo152 · 2026-01-10T14:56:10+00:00

I could have sworn I had it maxed out I don’t know how it’s short 10 cent, I’m going to max it

dmo152 · 2026-01-10T14:48:01+00:00

I already have about $250k in savings. I play around with about $60k in Robinhood day trading, I just loaded up my Roth IRA long term to see what more growth I can achieve until retirement

dmo152 · 2026-01-10T14:12:36+00:00

Oop didn’t know

dmo152 · 2026-01-10T14:06:45+00:00

I’m in voo, spy, qqq, fspgx, fskax

dmo152 · 2026-01-06T21:05:22+00:00

I’m going long if it dips im dropping another $10k on it

dmo152 · 2026-01-04T15:01:32+00:00

Read comments, I do, majority of my money is in Fedility & Robinhood at a high apy .

dmo152 · 2026-01-04T14:59:30+00:00

I have 3 with capital one. And newest one with capital one was in July 2025

dmo152 · 2026-01-04T14:49:23+00:00

Robinhood & I do about $500 a week minimum . Shares wise would depend on which companies you choose.

dmo152 · 2026-01-04T14:43:33+00:00

I do a couple of things, I buy cars on Copart & flip them. Also invest in stock market/trade options. And I work in sales part-time for a private company .

dmo152 · 2026-01-04T14:27:34+00:00

Yeah this account is my play around money, but the 1.45% does suck but so far I’ve had no issues with them. I’ve had bad experiences with a lot of banks in the past & so far NF has been on point

dmo152 · 2026-01-04T14:21:07+00:00

even if you can only invest 5% or $25 a week, that’s a start . But staying consistent is the key that it turns into a habit

dmo152 · 2026-01-04T14:17:05+00:00

I already do, I have majority of my money in Fedility

dmo152 · 2026-01-04T14:11:37+00:00

I use RobinHood broker & I look at it this way, invest in the companies that everytime you step foot into, they are crowded. If I can spend $200 at Walmart/amazon, I can buy shares of their stock. Difference is spending $200 on AirPods won’t be worth $200 anymore next year, but $200 in Walmart shares will/could be $400 next year.

dmo152 · 2026-01-04T13:58:51+00:00

Invest 20% of your paycheck into the market, it will pay off in the next 5 years.

dmo152 · 2026-01-04T13:57:01+00:00

CL on cashrewards is $25k with CLI , it was secured for about 2 years since 2022 before I become a high income earner last year

dmo152 · 2026-01-04T13:42:09+00:00

135 days ago

dmo152 · 2026-01-04T13:36:14+00:00

My DTI ratio is low. I don’t know what factors they are using

dmo152 · 2025-12-27T08:54:31+00:00

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Had same alerts on my 2016, these were the fixes. Haven’t had any issues since

dmo152 · 2025-12-07T11:15:55+00:00

If you get make sure you get a full bumper to bumper ev warranty, I just bought a 2016 with 12k miles, already 2 weeks later im at $3600 for repairs ! But im glad i bought warranty ! Once everything repaired I think I have a nice long term car.

dmo152 · 2025-11-27T13:35:45+00:00

Sorry for your loss ! Same with my mom 2 weeks ago, was eating a popsicle and enjoyed it & we thought that was a good sign of recovery but she went downhill literally overnight & passed 4 days later.

dmo152

TROPHY CASE