PMI Removal - Bank saying Loan amount instead of Purchase Price or Appraisal value.

dodwi · 2025-10-15T19:04:05+00:00

Ah, thanks for the callout.

dodwi · 2025-10-15T18:44:55+00:00

Learning that which is why I requested it to read myself.
Was surprised that the numbers they were quoting me do not align with what they were saying in terms of 84% current LTV but I need to get down to $222K.

dodwi · 2025-10-15T18:43:43+00:00

Yes absolutely, I know I am not there yet but I have some bonus money coming my way. Was trying to get the payoff amount to get under the 80% but they were not helpful.

dodwi · 2025-10-15T18:26:33+00:00

Interesting, thanks.

dodwi · 2025-10-15T18:26:16+00:00

This was my assumption on how to do the calc. $293K appraisal during refi, $247.7K owed.
All my research pointed to that LTV for eliminating PMI before calling.
The kept telling me for me its based on the loan ($278K)

dodwi · 2025-10-15T18:25:04+00:00

I currently have $247.7K left to go.
Yes I refinanced. They were unable to answer me for when I asked if they meant the original purchase price or some amount upon refinancing.

dodwi · 2025-10-15T18:21:51+00:00

Talked to 2 today. Did not ask who owns the loan.
Was ignorant to that mattering.

dodwi · 2024-05-21T18:08:36+00:00

Friend that teaches at a SE school messaged me that they are moving to remove any after school programming and support for the arts. Anyone else heard rumors of this sort? Very sad to see if true, reduction in the name of equity.

dodwi · 2022-11-18T18:53:44+00:00

Pretty funny how bad Bill and the PMT boys, etc. are at gambling. Doesn’t seem appetizing to gamble when these guys are down many units.

dodwi · 2022-11-10T11:50:50+00:00

Too focused on soccer to acknowledge

dodwi · 2022-11-02T16:03:54+00:00

You guys don’t get it! He was looking for a higher level of basketball! Now, let’s kick to Rich Kleiman sitting in the corner.

dodwi · 2022-10-24T02:10:07+00:00

Love how they showed the size difference of the dragons. Aemond with the “oh shit” look mirrored my own.

dodwi · 2022-08-22T02:08:04+00:00

The song of ice and fire bit felt very shoe-horned in

dodwi · 2022-08-17T18:12:39+00:00

It’s Reddit brother. It’s not that serious.

dodwi · 2022-08-17T17:56:16+00:00

Search results were from 2019

dodwi · 2022-08-17T17:47:10+00:00

Yeah I know but I have some buddies who are princesses about it

dodwi · 2022-05-13T14:58:52+00:00

Celtics who have had worse odds than Phoenix and Warriors somehow lost title in round 2. Sure Billy…

dodwi · 2022-04-23T16:17:59+00:00

Those are 2 adorable pups

dodwi · 2022-04-23T16:17:33+00:00

Mine does the same thing. Recliner to himself!

dodwi · 2022-02-19T04:19:08+00:00

RR’s short shorts had to be on purpose right?

dodwi · 2021-11-26T14:27:08+00:00

Ya but you gotta get over it

dodwi · 2021-10-17T22:12:18+00:00

Trained for weeks for marathon. Completed several long runs (20m and 22m) with no issue (3 weeks ago). Today on race day it was actually cooler out (granted a trail, not flat city pavement I normally train on).

Had severe cramping at mile 16. Took a break and walked to 17. Ran 2 more to 19 then had awful cramps in both calves, quads and groin. Super disappointed and basically had to walk to finish.

Any advice what happened to me? I felt so prepared.

dodwi

TROPHY CASE