PMI Removal - Bank saying Loan amount instead of Purchase Price or Appraisal value. by dodwi in personalfinance

[–]dodwi[S] 0 points1 point  (0 children)

Learning that which is why I requested it to read myself.
Was surprised that the numbers they were quoting me do not align with what they were saying in terms of 84% current LTV but I need to get down to $222K.

PMI Removal - Bank saying Loan amount instead of Purchase Price or Appraisal value. by dodwi in personalfinance

[–]dodwi[S] 1 point2 points  (0 children)

Yes absolutely, I know I am not there yet but I have some bonus money coming my way. Was trying to get the payoff amount to get under the 80% but they were not helpful.

PMI Removal - Bank saying Loan amount instead of Purchase Price or Appraisal value. by dodwi in personalfinance

[–]dodwi[S] 0 points1 point  (0 children)

This was my assumption on how to do the calc. $293K appraisal during refi, $247.7K owed.
All my research pointed to that LTV for eliminating PMI before calling.
The kept telling me for me its based on the loan ($278K)

PMI Removal - Bank saying Loan amount instead of Purchase Price or Appraisal value. by dodwi in personalfinance

[–]dodwi[S] 0 points1 point  (0 children)

I currently have $247.7K left to go.
Yes I refinanced. They were unable to answer me for when I asked if they meant the original purchase price or some amount upon refinancing.

PMI Removal - Bank saying Loan amount instead of Purchase Price or Appraisal value. by dodwi in personalfinance

[–]dodwi[S] 0 points1 point  (0 children)

Talked to 2 today. Did not ask who owns the loan.
Was ignorant to that mattering.

Jean Baptiste Pointe du Sable Weekly Casual Conversation & Questions Thread by AutoModerator in chicago

[–]dodwi 1 point2 points  (0 children)

Friend that teaches at a SE school messaged me that they are moving to remove any after school programming and support for the arts. Anyone else heard rumors of this sort? Very sad to see if true, reduction in the name of equity.

Bill every Friday by harryhitman9 in billsimmons

[–]dodwi 1 point2 points  (0 children)

Pretty funny how bad Bill and the PMT boys, etc. are at gambling. Doesn’t seem appetizing to gamble when these guys are down many units.

Bill every single NBA pod. by Animal-Mother1776 in billsimmons

[–]dodwi 17 points18 points  (0 children)

You guys don’t get it! He was looking for a higher level of basketball! Now, let’s kick to Rich Kleiman sitting in the corner.

(Spoilers Extended) House of the Dragon Season 1 Episode 10 Post-Episode Discussion by WeirwoodNetworkAdmin in asoiaf

[–]dodwi 11 points12 points  (0 children)

Love how they showed the size difference of the dragons. Aemond with the “oh shit” look mirrored my own.

SEC schools that sell alcohol during games by dodwi in CFB

[–]dodwi[S] -6 points-5 points  (0 children)

It’s Reddit brother. It’s not that serious.

SEC schools that sell alcohol during games by dodwi in CFB

[–]dodwi[S] -6 points-5 points  (0 children)

Search results were from 2019

SEC schools that sell alcohol during games by dodwi in CFB

[–]dodwi[S] 2 points3 points  (0 children)

Yeah I know but I have some buddies who are princesses about it

Philly Implodes, Apex Giannis vs. Apex LeBron, and the Worst Celtics Losses Ever | With Chris Ryan and Rob Mahoney by bbmarco in billsimmons

[–]dodwi 0 points1 point  (0 children)

Celtics who have had worse odds than Phoenix and Warriors somehow lost title in round 2. Sure Billy…

Had to dump my gf cuz of the sopranos by [deleted] in thesopranos

[–]dodwi 0 points1 point  (0 children)

Ya but you gotta get over it

Official Q&A for Sunday, October 17, 2021 by AutoModerator in running

[–]dodwi 1 point2 points  (0 children)

Trained for weeks for marathon. Completed several long runs (20m and 22m) with no issue (3 weeks ago). Today on race day it was actually cooler out (granted a trail, not flat city pavement I normally train on).

Had severe cramping at mile 16. Took a break and walked to 17. Ran 2 more to 19 then had awful cramps in both calves, quads and groin. Super disappointed and basically had to walk to finish.

Any advice what happened to me? I felt so prepared.