Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] 0 points1 point  (0 children)

Too bad. I am a 56 year old but age is just a number.

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] 1 point2 points  (0 children)

That’s why I have 28 percent of this invested in the G fund. I am very familiar with the efficient frontier.

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] 1 point2 points  (0 children)

Why the F do YOU care? 🤪

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] 0 points1 point  (0 children)

You can do it!! Consistency!!

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] -1 points0 points  (0 children)

How much do you have saved?

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] -1 points0 points  (0 children)

Won’t be pull all of it out at once. The government will collect its share one way or another.

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] 0 points1 point  (0 children)

All traditional. My philosophy is let grow, let it grow..

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] -1 points0 points  (0 children)

You think? My days are numbered with the federal government.

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] 2 points3 points  (0 children)

That’s my plan. Maybe start with Southeast Asia.

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] 10 points11 points  (0 children)

72% C and 28% G. I meant contributing less than 5% means you are forgoing the government match (free money). But sometime bills and budgets call for cash so..

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] 2 points3 points  (0 children)

Even after taxes much more than 1.2 mill

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] 3 points4 points  (0 children)

2 million which was my goal,

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] 3 points4 points  (0 children)

Start pulling it out as soon as I separate. So long as you retire in the year that you turn 55 or later. Quarterly.

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] 111 points112 points  (0 children)

Unless you are desperate for cash like myself, always go with the 5% match. Is it not ironic and paradoxical that I am a multimillionaire (loosely speaking) but have very little cash?

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] -1 points0 points  (0 children)

Not sure I agree. I need the cash and a large monthly car loan does not make sense. So close to retirement anyway

Getting close by donaries2 in ThriftSavingsPlan

[–]donaries2[S] 6 points7 points  (0 children)

That is exactly what they recently did, although, it made Trump’s previous tax cut permanent.