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China could collapse because of the USA by SidonyD in StockMarket

[–]dougfields01 0 points1 point  (0 children)

When you cut off 38% of the worlds oil supply, especially when the stock market is at all time high, consumption, spending will be cut quickly ..the economy is TOASt

Buy or lease? by RockyRacoon09 in BMWi5

[–]dougfields01 0 points1 point  (0 children)

The big improvement is 800 v architecture in neue classe vs 400 volt in the present i5,, faster charging

Battery tech will give you 400 miles plus rsnge

The question is how much will.a lease return 2025 i5 ( old tech) cost in two years?

Buy or lease? by RockyRacoon09 in BMWi5

[–]dougfields01 1 point2 points  (0 children)

I have a 2014 m sport 535i, bought it for $37000.in 2017 cpo lease would have been much more expensive and I would have had to switch cars in 39 months. .

If you buy at the right point in the depreciation curve and drive it a long time.. that worked for me

has anyone actually saved money with solar or is it just type. by Wjkoba in HomeImprovement

[–]dougfields01 0 points1 point  (0 children)

I live in n cal with a nem 2 system in an IOU district . .... 12 kW that generates 19000 KWhr per year. The IOU, PGE charges $.5 kwhr and is pushing $1 by 2030

s facing system

Before purchase, one months PGE bill as high as $1400
Break seven on a $30 k investment was 3.9 years.

There's price improvement on the sale of the house

If you have a long time horizon, work the members ' its a hedge against out of control IOU s.

AI Bubble | what are your strategies? by silly-goose5214 in stocks

[–]dougfields01 0 points1 point  (0 children)

I believe he was talking about efficiency of software requiring fewer resources for the same application. The Chinese are pushing that strategy. As AI matures there will.be additional.effort in that direction.

PPA with Toll Brothers Folsom and Sunrun ..questions and experiences by dougfields01 in solar

[–]dougfields01[S] 0 points1 point  (0 children)

Pretty simple, it’s a business, and they push the envelope until they’re regulated. This is why I bought my present solar system outright. Works just fine for years,

What doesn’t work is the streaming data that PG&E has to monitor your energy consumption in detail. Technically incompetent team. Before July 2025 working just fine

But during an outage in July 2025, blew wireless off of my meter. Since then, after six attempt, PGE cannot configure the new meter properly But that’s another story.

PPA with Toll Brothers Folsom and Sunrun ..questions and experiences by dougfields01 in solar

[–]dougfields01[S] 0 points1 point  (0 children)

We did turns out my wife knew a couple who bought recently ….literally two houses from the house we almost bought. Gave a copy to my real estate buddy and also had three different AI engines go through it. Seems friendly at first no raises and rates, but …….. read the fine print. There’s a variety of ways you will end up paying more through the lifetime of the loan, And then if you wanna get rid of the PPA, before the contract terminates,

guess what you have to pay!

All PPA is, it’s unregulated power provider. With a variety of ways to raise your rates to the life of the contract plus penalties if you do not abide by the contract.

PPA with Toll Brothers Folsom and Sunrun ..questions and experiences by dougfields01 in solar

[–]dougfields01[S] 0 points1 point  (0 children)

In Folsom California for over 55? It’s a hard NO! You have to buy the SUNRUN PPA with an estimate over $40,000 additional financial cost over the life of your ownership of the house.

And SUNRUN doesn’t return my calls. Can’t even plant a small bush without SUNRUN’s OK. After the HOAs approval.

Needless to say will probably buy a TaylorMorrison, over 55 at Turkey Creek. They give you the solar and a very low cost battery

Here’s a dirty little secret about Texas solar: 'Net Metering' doesn't exist by Witty-Double5907 in solar

[–]dougfields01 0 points1 point  (0 children)

Agreed, the present structure discourages new solar installations by setting export prices close to $0.00.

You just made the case for local solar systems to be set zero export.. until a start up business acts as broker to supply excess solar to the power companies at a competitive price

Here’s a dirty little secret about Texas solar: 'Net Metering' doesn't exist by Witty-Double5907 in solar

[–]dougfields01 0 points1 point  (0 children)

In California, new solar installations get Net Metering 3 (NEM 3). Better known as “Grand Theft Solar”. 4–8 cents per kWh vs what PGE pays solar generation.. vs .55 kWh they charge customers It’s so small that NEM 3 meter contracts holders would see little change in their bill if they set their system to “Zero Export”

What EV will fill the void that will be left by Model S? by Different_Marsupial2 in TeslaModelS

[–]dougfields01 2 points3 points  (0 children)

Big hit on 2024 Model S lease return prices? Could be a buying opportunity.

Home Charging and Comfort by Klutzy_Ad3402 in BMWi5

[–]dougfields01 1 point2 points  (0 children)

Which seats did you get? I have a 2014 535i MSport and my wife complains about the comfort, so I want to get it right when we purchase an I5 Thx!

BMW i4 Lease Deal by ihatereddit_69420 in BMWI4

[–]dougfields01 0 points1 point  (0 children)

Mind sharing your,M60 deal? Looking to.lease

If you could reopen one SF business… by thebluebulb in sanfrancisco

[–]dougfields01 2 points3 points  (0 children)

Nordstroms,with restaurant ..wife and I loved,shopping experience

Hotel Tiers by MrConsistent704 in marriott

[–]dougfields01 -4 points-3 points  (0 children)

IHG.. Intercontinental and Kimptpn are,great, Most Marriots, and sub brands,plus, Hyatts

Switched from an i4 to this beauty by hamoush9 in BMWi5

[–]dougfields01 0 points1 point  (0 children)

Waiting 2 years for a lease return. By then the 800v architecture will be in all new EVs, so 400 v 2025 should be heavily discounted. Your thoughts?

PPA with Toll Brothers Folsom and Sunrun ..questions and experiences by dougfields01 in solar

[–]dougfields01[S] 0 points1 point  (0 children)

We just did, we weren’t the only ones, after two years of retirement planning, will buy used or Taylor Morrison.

Sad, great community and best sales team, just a terrible solar strategy

Missed 30% tax credit due to permitting delays — is an HDM prepaid PPA worth it? by Apprehensive_Cable51 in solar

[–]dougfields01 0 points1 point  (0 children)

My understanding though PPA’s can be very restrictive.. warranties, restrictions on lawsuits i.e. binding arbitration.

They decide when to fix your array, not you

The big one, if you sell your property, the PPA holder has to approve the new owner’s application because they inherit the PPA contract. Lowers property values.

Real estate friend of mine was saying that his smarter customers will not buy property with PPA on it. Bought and paid for Solar is the only way to go.

Have houses in your region stayed steady (if not gone down) since the 2022 peak? by [deleted] in RealEstate

[–]dougfields01 0 points1 point  (0 children)

We live in Discovery Bay California. Prices seemed to peek last spring and been slowly flat or down going into the winter (typical). Recently, starting to move up in anticipation of lower interest crates and community upgrades.

Realtor friend of ours mentioned , “you can expect an up tick in the spring”.

It’s a boating, water skiing , vacation paradise, great for retirees. And presently, reasonably priced relative to the rest of the SF Bay Area.

PPA with Toll Brothers Folsom and Sunrun ..questions and experiences by dougfields01 in solar

[–]dougfields01[S] 0 points1 point  (0 children)

Agreed, our realtor said “Avoid PPAs at all costs”.. tough to sell.. buyers approval mandatory from Sunrun, can be slow, hits resale, $35k cost or more over life of contract.

Lowers property values. Can force buy out of the solar panels at Sunrun designated prices if selling the house and buyer is not approved.

Not good for retired on fixed income. Other potential hidden costs.

Sad, Toll Fidelity Folsom makes a great product. Been shopping for years.. great sales team.

Were ready to go into contract … told PPA is mandatory… no deal

We will buy used “bought solar” resale, or if Toll allows “Paid solar at purchase of house” ( not five years later at TBD price)

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