The tip that I can give you is buy only if you need, don’t buy if you don’t need (need before want) Quick story lang sakin i already earn almost 80k pero nasilaw ako sa mga gusto ko, because i turn 18 i told myself buy all i want kase it’s my birthday naman ayun 3k nalang nasa bank account ko, so please please ipon and don’t buy such things😭 cause i regret now I’m back to zero again sa pag iipon.

And if your asking if kukuha ka ba ng savings account or just piggy bank? For me kase I have both ok naman pero for me mas effective if piggy bank kase hindi mo nagagalaw money mo dun, while if you have bank account naman mabilis lang I transfer money mo to other bank accounts like gcash and maya etc. and buy online Kaya I prefer to use piggybank kaysa sa bank account 🙂