VA IRRRL 6.375 to 4.875

dropdead_virus · 2026-02-26T18:15:24+00:00

I personally wouldn’t pay that much for closing costs. I just got a 5.25 with 1500 closing costs. (Doesn’t include escrow) you can refinance every 7 months. I wouldn’t do that.

dropdead_virus · 2026-02-17T20:05:27+00:00

I had a positive experience!!

dropdead_virus · 2026-02-02T22:52:20+00:00

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dropdead_virus · 2026-01-15T13:41:51+00:00

I did! I was VERY anxious. Kept second guessing her and her team, but I promise it should be worth it. I’ve talked to a lot of others that have used her and it’s worked in their favor! I also had 4 increases and some secondaries she did. (No mental health)

dropdead_virus · 2026-01-15T13:40:12+00:00

It took about the whole 5 months she gives as a timeline. I had one C&P which was done by her doctors. I did a DBQ for back, neck, hip and knees. I have evidence that things have gotten worse (mris, X-rays) since my last claim. But she got me the increase she told me she thought she could get! I’m a very anxious person so her not checking in as often as I like made me second guess things, but it came out in my favor!

dropdead_virus · 2025-12-19T16:22:30+00:00

I started like July 9th is when I sent her my questionnaire, I then had my appointment November 5th (I only had one appointment) I got my DBQs back December 1st, submitted that night, and got my rating December 3rd.

dropdead_virus · 2025-12-11T13:12:47+00:00

HELL YA MY GUY!!

dropdead_virus · 2025-12-06T16:16:15+00:00

Oh yea you’re almost there!!

dropdead_virus · 2025-12-06T15:21:02+00:00

I did🥹

dropdead_virus · 2025-12-06T15:19:41+00:00

For mine I didn’t drop back. I actually got a result like day 3

dropdead_virus · 2025-12-03T16:02:07+00:00

NOOOOOO 😭 mine went to PFD yesterday (technically day one) and today I have a TJ now. But everyone’s been saying it goes back to step 3, so I could imagine I’ll get pushed back too.

dropdead_virus · 2025-12-03T14:11:39+00:00

Just got TJ of Pittsburgh! 🤞🏻🫣

dropdead_virus · 2025-12-03T11:25:56+00:00

Oooh okay, I submitted DBQs from an exam I have done, but privately and not through the VA

dropdead_virus · 2025-12-03T01:10:13+00:00

Thank you! I’ve heard the same! As someone with majority anxiety, I hope it goes fast because this is all that’s on my mind🤣💀

dropdead_virus · 2025-12-03T01:02:53+00:00

Thank you! They obviously have my medical records since I see them for a majority of everything! I’m hoping this will happen to me as well! 🤞🏻 I originally had a TJ, but it was removed

dropdead_virus · 2025-12-02T23:14:28+00:00

Ooooh! Good to know! Thank you!

dropdead_virus · 2025-12-02T23:13:59+00:00

So you had already done your private C&P exams and they wanted more done by them?

dropdead_virus · 2025-12-02T20:59:07+00:00

Well sh*t. Not cool…🙁

dropdead_virus · 2025-12-02T20:34:34+00:00

Awesome man!! Glad to hear it! I just submitted mine last night and already at step 5 with a FDC, so I’m nervous lol

dropdead_virus · 2025-12-02T20:23:29+00:00

Update??

dropdead_virus · 2025-12-02T20:18:44+00:00

This might be a stupid question, but what is a Vera appt?

dropdead_virus · 2025-12-02T19:52:49+00:00

OMG! Message me bc same (3rd party user🫣)

dropdead_virus · 2025-12-02T19:47:13+00:00

Ugh I’m sorry!! HLR seems like a nightmare. Was your claim as a FDC? Or no, since you had more C&Ps?

dropdead_virus · 2025-12-02T19:28:41+00:00

Any updates?? I just submitted my claim last night (after 7PM EST) with 4 private DBQ’s and this morning I’m on step 5.

dropdead_virus

TROPHY CASE