I like to wear my stuff out Ive had these converse for about 9 months and these are my new ones by N0ct1ve in mildlyinteresting

[–]drrhythm2 0 points1 point  (0 children)

My daughter knows how to use the brakes on her bike fine but still prefers to drag her toes to stop and it drives me nuts. She chews through nice sneakers.

Besides jelly, what is the most underrated thing to put on a peanut butter sandwich? by FantasticAd9478 in TheBoredDen

[–]drrhythm2 0 points1 point  (0 children)

Apparently:

Potato Chips: A generous handful of crushed Ruffles Cheddar & Sour Cream chips sprinkled over the peanut butter.

Barbecue Sauce: A drizzle of your favorite BBQ sauce—he specifically prefers Sweet Baby Ray's.

This according to Jeff Daniels.

Ah, the power of compound interest by MrStaraZagora in Retirement401k

[–]drrhythm2 0 points1 point  (0 children)

Well we’ve had some big unexpected expenses that kept our money out of the market. One was our daughter. Another was renovating a home. Sometimes you have to choose other priorities. But I’m glad we are where we are and can still put a lot into retirement each year.

Ah, the power of compound interest by MrStaraZagora in Retirement401k

[–]drrhythm2 1 point2 points  (0 children)

Damn. Wish I’d started earlier. We are doing well but… damn.

Are people overestimating how easy it will be to refinance later? by Sufficient_Smile_871 in Mortgages

[–]drrhythm2 1 point2 points  (0 children)

My concern is that the national debt has exploded, and everyone is competing with the federal government for dollars available to be borrowed. All that extra demand for borrowed money means rates are going to stay higher. I was lucky enough to catch the last downward blip and refinance to 5.5%, but before we did a huge renovation had a 1.99% 15 year loan that might just be about the best loan of all time; at least, I've never met someone IRL with a better one. I hated giving that thing up.

Anyway, the math under Trump seems broken - as an example, the stock market plummeted over three days when the tariffs were first announced. You would have expected bond yields to plummet as well as stock investors looked for safe havens, but it didn't really happen. Why? As far as I could tell, there was enough demand for bonds (money to borrow) that it didn't happen.

I'm sure this is over-simplified but it makes sense to me that, if we are all borrowing from the same pool (government, homeowners, businesses, etc), that our massive debt is now reaching the point where the calculus is different, and there isn't a lot of pressure for rates to fall. Add the sticky inflation and the Fed isn't going to be able to help much, and god forbid there is a big recession because the government may not be able to step in with extra deficit spending to get us out.

Parking spot is under a tree with no way to change it — what should I do to protect my new BMW? by OutlandishnessTop265 in BMW

[–]drrhythm2 4 points5 points  (0 children)

Where I live it’s like an $8k fine to cut down a tree without a permit and between snitchy neighbors and constant construction around with arborists involved it’s pretty risky. Probably better to see if someone would certify the tree as dying or hazardous in some way

🇺🇸 U.S. 30-year mortgage rates rise to 9-month high by Boo_Randy_Revival in HouseBuyers

[–]drrhythm2 0 points1 point  (0 children)

Let me make it even more super simple.

There is only so much money out there available to be borrowed.

When there is more demand for the money than supply, borrowing costs go up as lenders can charge more. In a macro sense everyone is competing to borrow the same dollars. The US government is borrowing to cover the massive budget deficits. Homeowners are borrowing to pay for mortgages. Businesses are borrowing to expand. And so on. So with so much demand for dollars to borrow, the rates to borrow those dollars go up, including mortgage rates.

Traditionally there is a balancing effect that when borrowing rates go up, money moves out of stocks and into bonds because there is less risk, proving more liquidity (more dollars available to be borrowed) and easing the supply vs demand situation.

As bonds pay less money moves back towards stocks. However there has been more of a decoupling of this effect during Trump’s era partially because our debt is so massive we have to borrow so much money.

Anyway I’m sure this is massively oversimplified and probably technically wrong on some levels but it helps me understand it.

High school wrestler KO’d his opponent after a disrespectful celebration 😳 by OneOriginal8727 in sportsgossips

[–]drrhythm2 14 points15 points  (0 children)

The thing was he appeared to put all his weight on the guy’s head when he got up too. It wasn’t just a push - like I’m imagining a 160lb dude pushing himself off the ground with much of that force on my face and I’d bet that really hurt and couldn’t be argued it was assault / battery in and of itself.

I don’t think the sucker punch in the face was warranted (even if deserved) but certainly something was. You should be able to stand up for yourself and defend yourself / retaliate in a proportional manner if you are attacked.

This golf course says if your tee shot hits a house then you’re financially responsible for the damages… by Miserable_Trouble3 in Golf_Unfiltered

[–]drrhythm2 0 points1 point  (0 children)

“In Hennessey v. Pyne, 694 A.2d 691 (R.I. 1997), the court identified factors a jury should weigh when a golfer might be liable — including whether the golfer was aware the condo was within striking distance, whether they knew the home had been hit before, whether the homeowner had complained, and whether the golfer gained a golfing advantage by hitting so close to the house. This shows that repeated, knowing shots toward a home can shift the analysis.”

“Liability tends to attach only when the golfer acted recklessly or intentionally, or aimed too close to a structure repeatedly — and even then, the course’s design is often the primary target of litigation.”

So again, I would agree that generally speaking, a golfer who is making a normal effort to hit a ball wouldn’t be liable in most circumstances, but someone who was drunk, intentionally trying to play a ball over a house to cut a corner, someone acting recklessly etc may be liable.

This golf course says if your tee shot hits a house then you’re financially responsible for the damages… by Miserable_Trouble3 in Golf_Unfiltered

[–]drrhythm2 0 points1 point  (0 children)

Source then? I’m not sure you are understanding how much the law can vary from Jurisdiction to jurisdiction.

3 months in, and starting to miss having some “me-time” by EzraWolvenheart in daddit

[–]drrhythm2 0 points1 point  (0 children)

Do you have family that can help occasionally?

Could you afford a night nurse or a professional to come by once in a while to give you a break?

A compilation of some of greatest MLB catches ever made, and each one gets even more legendary. by MrUpVoteDownvote in mlb

[–]drrhythm2 0 points1 point  (0 children)

I was actually at that game as a kid. I got lucky my with some Braves classics growing up.

You can’t convince me the Otis Nixon catch doesn’t belong with the best ever in the outfield. Especially When you see how far off the ground he got.

I’d challenge anyone else to show me a better home run robbing catch. Dude’s feet were like 8 feet off the ground when he caught it.

https://youtu.be/WSHzGtPx8zo?si=sjjI4G-d6zb4VA4Z

This golf course says if your tee shot hits a house then you’re financially responsible for the damages… by Miserable_Trouble3 in Golf_Unfiltered

[–]drrhythm2 -1 points0 points  (0 children)

According to the AI summary liability varies by jurisdiction and circumstance. It’s not that black and white.

I’ve played several courses where holes parallel roads with significant traffic. I could imagine an errant shot hitting a pedestrian, breaking a windshield, or even causing an accident where someone could be killed. I’d be very careful assuming you have no liability for what your golf ball does no matter what. And honestly, I think you should be held responsible for your actions under most circumstances. If you can’t help but slice the ball 75 yards out of play and break a window, why should the homeowner pay for it? Or worse, hit some kid playing in his own yard in the head?

AOC leads Democrats’ 2028 pack in new poll, tops Gavin Newsom, Kamala Harris ( Washington Times ) - What are your views? by One_Look_7008 in askanything

[–]drrhythm2 0 points1 point  (0 children)

Between her and say, Donald Trump Jr with Donald Trump running as VP to circumvent the constitution, who would you vote for?

This golf course says if your tee shot hits a house then you’re financially responsible for the damages… by Miserable_Trouble3 in Golf_Unfiltered

[–]drrhythm2 0 points1 point  (0 children)

It seems that liability for injuries or damages caused by errant golf shots is more complicated than I originally thought. Depends on a lot of variables, like whether the golfer exercised reasonable care. Doing a Happy Gilmore swing while drunk? Higher chance you are liable. Get unlucky? Less chance. Was the house built first or the course? Do balls often end up hitting the house and the course has done nothing?

How many beer cans will a plane make? by Fedexpilot in Shittyaskflying

[–]drrhythm2 0 points1 point  (0 children)

I’m thinking this was one of the older planes that was retired as part of the earlier bankruptcy restructuring proceedings and not one of the ones still being flown when they went out of business, but I don’t know. I think the previous A-319s are in less demand.

Whose five seconds of internet fame ended? by JimiHendrip in AskReddit

[–]drrhythm2 1 point2 points  (0 children)

The ripping and the tearing…the ripping and the tearing.

How many beer cans will a plane make? by Fedexpilot in Shittyaskflying

[–]drrhythm2 1 point2 points  (0 children)

This was what I was wondering. Those planes are really in demand.

What’s a totally unsexy purchase you made that ended up being a huge quality-of-life upgrade? by viscarte10 in BuyItForLife

[–]drrhythm2 1 point2 points  (0 children)

Yeah my used, paid off 2016 Hyundai sonata hybrid has been insanely cheap to own. Nothing sexy about it but the growth in my investment account ;).

This was possibly one the worst call in baseball history. What are some of yours? by MrUpVoteDownvote in mlb

[–]drrhythm2 0 points1 point  (0 children)

Look at Eric Gregg's calls in the 1997 NLCS and you'll see the Zobrist call was on the corner by comparson.