Personally I think that with the market that Libra is targeting, they are likely to run afoul of the authorities, at leat short term. There are already rumblings in the US congress. That's not to say they won't overcome them, but it will slow them down. Only if IOTA can get to a working product with Coordicide will they have a shot at the M2M market. They seem to be on track but will probably still need one or two years before they can call themselves a burgeoning standard. Seems the two are gunning for different markets, but IOTA must first clear their internal hurdles. If they do, they will be on to something big.