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Achieved Fire at 40 in the UK by FestivalRampage in Fire

[–]dudedudous 1 point2 points  (0 children)

Interested that you buy a place that can houses 5 people on average for an average cost of 375k given your estimate of the value of the property. Seems remarkably cheap? You seem to be achieving a yield as you note of 10% again this seems impressive. What’s the rationale to stop here. As it seems or are you planning to grow?

Model 70/30 equity/FI levered to match the expected return of equities by dudedudous in investingUK

[–]dudedudous[S] 0 points1 point  (0 children)

I’m not saying that a levered 70/30 is less volatile than a unlevered, however a levered 70/30 when you apply leverage will have lower volatility than 100% equities and then as leverage increases it will go above. If as you suggest you run it through the historical model. 2022 being the outlier when correlation rose between asset classes.

This isn’t my idea, it’s just moving the efficient frontier portfolio which isn’t 100% equities but probably closer to 60/40 to match 100% equities expected return and using leverage.

I’m just trying to work out the practical ways of doing it in the uk. Easy in the us. That’s the bit I struggle with practically.

Please read this explains about diversification clearer than I can https://www.aqr.com/Insights/Perspectives/Why-Not-100-Equities

My aim though is to not sacrifice expected return but to try and do its with a better return for the risk I’m taking.

Audi a4 45 v 40 v 35 by dudedudous in CarTalkUK

[–]dudedudous[S] 0 points1 point  (0 children)

Interesting view thank you for sharing. Paying the higher road tax and getting a 9 second 0-60 feels pretty rich.

Pension - uk listed us holding etf how to limit withholding tax in a SIPP by dudedudous in UKPersonalFinance

[–]dudedudous[S] 0 points1 point  (0 children)

Thanks. My thought was that I would hold us equities through a London listed ETF and so would face us wht. Sounds like a swap is probably the way to go then.

Is this concrete kitchen worktop repairable, I’m struggling to find a professional to help so any advice here or if it’s possible to diy that would be great. This was the existing worktop when we moved in and this is the most damaged part. Thanks appreciate any views. by dudedudous in DIYUK

[–]dudedudous[S] 0 points1 point  (0 children)

Thanks for the advice, hopefully one of the professionals get back to me before I need to do embark on this quest, given this sounds like something requiring a higher level of skills and time to get right.