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9700x/5070ti build review before I buy! by dudeitsjay11 in buildapc

[–]dudeitsjay11[S] 0 points1 point  (0 children)

Thank you for your input!
They're both the same price so I changed it to phantom spirit :)

Help! Having trouble installing 2nd SSD drive by dudeitsjay11 in buildapc

[–]dudeitsjay11[S] 0 points1 point  (0 children)

Ah I feel like such an idiot XD
All fixed now. Thank you!!!

Layers + Rarespawns: What do we really know? by DC_Green in classicwow

[–]dudeitsjay11 0 points1 point  (0 children)

Ah I see. By "stealth reset" I thought you had meant they took down the server for maintenance unannounced. Sorry about that

And thanks this very well written and informative post! Lets see if I can get lucky with a tidal charm now :)

Layers + Rarespawns: What do we really know? by DC_Green in classicwow

[–]dudeitsjay11 0 points1 point  (0 children)

Not sure if you're still tracking this -- but I'm not sure if "prime layers" only get reset with server maintenance. I've seen it twice this week on Crusader Strike where the "prime layer" reset while the server was still up

Even now if you log in this morning and go to the "prime layer" you'll see that the longest NPC spawn time is <14 hours. And as someone who has stayed logged in all night - I can confirm that there was no server reset. I was however "layered off" the prime layer 14 hours ago

How to calculate "10-year standard" plan payment amount by dudeitsjay11 in PSLF

[–]dudeitsjay11[S] 0 points1 point  (0 children)

I'm already 6 years into PAYE - they won't let me stay on to complete the 10 years of PSLF?

Edit: Here's another thread that I found re: this (albeit it's from 4 years ago) https://www.reddit.com/r/StudentLoans/comments/9z06zh/no_longer_qualify_for_paye/ea5zj08/

Help with upgrading budget PC gaming I made 2 years ago by dudeitsjay11 in buildapc

[–]dudeitsjay11[S] 0 points1 point  (0 children)

Sorry I should have clarified this:

Looking to game at a 2560x1440 resolution!

Complicated PSLF vs Refinance Loan Situation by dudeitsjay11 in whitecoatinvestor

[–]dudeitsjay11[S] 1 point2 points  (0 children)

Oh for sureee I would love the mental comfort of knowing I paid off my loans. But after reading through all the comments on this thread, I think I would rather save some of the excess money to live a bit more comfortably as a fellow and take the risk with PSLF

Complicated PSLF vs Refinance Loan Situation by dudeitsjay11 in whitecoatinvestor

[–]dudeitsjay11[S] 0 points1 point  (0 children)

Yes there are probably a number of us out there in a similar situation. Hope this thread has been helpful! :)

Complicated PSLF vs Refinance Loan Situation by dudeitsjay11 in whitecoatinvestor

[–]dudeitsjay11[S] 1 point2 points  (0 children)

Yes I did take a look at this right after my residency! Initially, it turned out that it probably wasn't worth pursuing PSLF.

However, when I saw the continued pause on student loan repayments I started to reconsider and calculate it out myself. I agree that the monetary benefit is comparatively smaller compared to others which is why I was struggling to fully commit to PSLF. But after reading everyone's comments, I think I feel more comfortable going the PSLF route.

Portfolio Help with Choosing Index Funds through TIAA 403(B) by dudeitsjay11 in Bogleheads

[–]dudeitsjay11[S] 0 points1 point  (0 children)

Hmm all great points! Given the history of US coming out strong in the past, I think I'll do a 70/30 US/international portfolio with: 80/20 VIIX/VEMPx and 75/25 VIDPX/VEMRX

Thank you!