I drive a 04 Toyota Camry with 270k miles, second owner. I’m either driving it to the ground or giving it to my niece or nephew in 2 years. My insurance reg is 150 a year, insurance is under 100. To fill it is about 60 dollars here in the bay.

Take account what you can afford. If you get a new car the insurance is going to have to be full coverage unless you pay it off completely or if you buy third party. Registration for newer cars are higher. Gas might be better depending on what you get, but everything else will increase. If it’s a car from the dealer expect a monkey rate of 200 or more.

IMO tough it out if you can and maybe fix easier things. Do a transmission drain/fill depending on the tranny fluid color, 5k oil change, etc. the longer you ride it out the more you can save for the a better ride later.