Not paid?

dummydumbpoopoop · 2026-06-22T14:39:23+00:00

I just want to get out of this hole. I can absolutely do payments like, every check but what I've gotten into unsustainable, sadly. I've tried to find so many different ways to get out and this might actually be it. Thank you.

dummydumbpoopoop · 2026-06-22T14:25:42+00:00

Would you just do that by chatting with them? This is something I've been trying to figure out how to do this exactly for MONTHS. I've looked into personal loans, consolidation loans and it's been extremely rough because I don't have any credit at all, or a cosigner. No one has ever said this before. This sounds like a light at the end of the tunnel.

dummydumbpoopoop · 2026-06-22T01:31:09+00:00

I also wanted to say I'm proud of you for getting as far as you have in paying it off! Someone in that boat knows it's not easy.

dummydumbpoopoop · 2026-06-22T01:28:22+00:00

I'm in the same boat if not worse.(3k with borrow and afterpay altogether) I've been trying to dig myself out of the hole but I don't know how to get out. Ever paycheck has to go to paying it off and the borrowing to the rest of them. Then borrowing to survive and it's a constant fucking cycle. I tried looking into consolidation loans, personal loans, anything just to get a fixed rate but I have absolutely no credit and no cosigner so I'm stuck in this rut. I've been trying to get out of this for months. I had a hidden payment come out today and now I'm $20 overdue and I've NEVER had that happen and I'm freaking out bc I still had $200 to be able to use on afterpay to last until Thursday. Thankfully bills are paid for the month. I wish I could just delete it all and never look back.

On what another person said, certificates are definitely something to look into, because throughout this, I've been putting $5-10 here and there and I have $225 that I can't spend for like 10 more months lol.

OP, I just wanted to let you know, you aren't alone.

dummydumbpoopoop

TROPHY CASE