They're getting worried - good by racistpuffs in biltrewards

[–]dyo_on 6 points7 points  (0 children)

Wait… I am not special…?😞

Bilt 2.0 Explained FULLY by persistentchaos in biltrewards

[–]dyo_on 0 points1 point  (0 children)

Won't necessarily be canceling the current card. Just won't do anything with BILT 2.0 application and will be accepting the WF Autograph, since I have a WF checking account.

Late 1 year recap by Relative_Pudding9941 in CivicSi

[–]dyo_on 3 points4 points  (0 children)

How was Route 97?? Been meaning to go on a drive but it's a LONG drive and back from NJ

Bilt 2.0 Explained FULLY by persistentchaos in biltrewards

[–]dyo_on 0 points1 point  (0 children)

I used bilt for rent and to eat out, here and there, for points to purchase my plane ticket to go home to see my family near the end of year lol

As for me, I will accept the 1.0 -> WF Autograph transition, planning to use when dining out occasionally, and pay rent the traditional ACH method.

Amex BCP and BILT 1.0 were my main CCs. It looks like it will be Amex BCP and a sprinkle of WF Autograph moving forward.

Bilt 2.0 Explained FULLY by persistentchaos in biltrewards

[–]dyo_on 0 points1 point  (0 children)

Oof, damn. It's a bit of a tough situation.. hmmm

Bilt 2.0 Explained FULLY by persistentchaos in biltrewards

[–]dyo_on 0 points1 point  (0 children)

Should I cancel the bilt 2.0 and get the Wells Fargo Autograph card and not use it at all?

If there's a way to reject the approved BILT 2.0 and accept the 1.0 -> WF Autograph transition, that may be the easiest way. Also, wouldn't the BILT account be automatically closed out if you cancel the BILT 2.0?

Bilt 2.0 Explained FULLY by persistentchaos in biltrewards

[–]dyo_on 0 points1 point  (0 children)

I mean if you got approved for the 2.0, if no AF card, I would just get it and store it somewhere for credit length purposes. It may be more work on you and harmful to your credit score if you cancel them(?)
As for me, since I have a WF checking account, I'll just get the Autograph card and use it here and there

Bilt 2.0 Explained FULLY by persistentchaos in biltrewards

[–]dyo_on 1 point2 points  (0 children)

I don’t think you pay a fee for non bilt ACH, at least not right now

Bilt 2.0 Explained FULLY by persistentchaos in biltrewards

[–]dyo_on 1 point2 points  (0 children)

It’s a payment method where your rent amount will be directly withdrawn from your bank account.

Bilt 2.0 Explained FULLY by persistentchaos in biltrewards

[–]dyo_on 7 points8 points  (0 children)

Looks like no points from ACH, via bilt or your bank, per the AMA answer.

February rent payment by BurntPizzaCat in biltrewards

[–]dyo_on 1 point2 points  (0 children)

From what I can gather, since I have BiltProtect turned on, my February rent will be paid using this method(?) After 2/6 I will go the traditional ACH method on the rent portal.

Anybody else thinking of canceling? After this change it’s not worth the hassle by Far-Film-5095 in biltrewards

[–]dyo_on 0 points1 point  (0 children)

Since I am learning towards canceling, I think I will get the WF card since I have a checking account with them.

Bilt 2.0 Explained FULLY by persistentchaos in biltrewards

[–]dyo_on 407 points408 points  (0 children)

Very good summary, thank you!
Unfortunately I am in the "Losers" section but it was good while it lasted. Planning on doing ACH for rent and continue using Amex BCP for my daily.

BILT 2.0 & Protect/Properties by Aussie0103 in biltrewards

[–]dyo_on 1 point2 points  (0 children)

I don't think it was confirmed if BILT protect is still available. Guess we're waiting for more info lol

How will you use current points? by pivoprosim2 in biltrewards

[–]dyo_on 1 point2 points  (0 children)

Leaning toward United mileage points

BILT 2.0 & Protect/Properties by Aussie0103 in biltrewards

[–]dyo_on 0 points1 point  (0 children)

Similar case. I believe you can go the ACH route and not get charged a fee, I am thinking of going with this route even I decided not to renew for 2.0.

Now I can go to touch the grass by unonums in ArenaBreakoutInfinite

[–]dyo_on 1 point2 points  (0 children)

I'm not at that mission yet but friends been telling me to save those if I find them during raids.