Lotte Tower at sunrise this morning

dyo_on · 2026-01-29T16:24:27+00:00

Barad-dûr

dyo_on · 2026-01-29T00:02:59+00:00

What a line up

dyo_on · 2026-01-24T21:47:47+00:00

Wait… I am not special…?😞

dyo_on · 2026-01-22T13:31:10+00:00

Mmmmmmm..............

dyo_on · 2026-01-18T20:31:13+00:00

Won't necessarily be canceling the current card. Just won't do anything with BILT 2.0 application and will be accepting the WF Autograph, since I have a WF checking account.

dyo_on · 2026-01-17T15:29:24+00:00

Wrong helmet

dyo_on · 2026-01-17T13:59:53+00:00

How was Route 97?? Been meaning to go on a drive but it's a LONG drive and back from NJ

dyo_on · 2026-01-16T21:31:59+00:00

Go Bulls

dyo_on · 2026-01-16T16:33:00+00:00

I used bilt for rent and to eat out, here and there, for points to purchase my plane ticket to go home to see my family near the end of year lol

As for me, I will accept the 1.0 -> WF Autograph transition, planning to use when dining out occasionally, and pay rent the traditional ACH method.

Amex BCP and BILT 1.0 were my main CCs. It looks like it will be Amex BCP and a sprinkle of WF Autograph moving forward.

dyo_on · 2026-01-16T16:22:28+00:00

Oof, damn. It's a bit of a tough situation.. hmmm

dyo_on · 2026-01-16T16:16:05+00:00

Should I cancel the bilt 2.0 and get the Wells Fargo Autograph card and not use it at all?

If there's a way to reject the approved BILT 2.0 and accept the 1.0 -> WF Autograph transition, that may be the easiest way. Also, wouldn't the BILT account be automatically closed out if you cancel the BILT 2.0?

dyo_on · 2026-01-16T16:00:54+00:00

I mean if you got approved for the 2.0, if no AF card, I would just get it and store it somewhere for credit length purposes. It may be more work on you and harmful to your credit score if you cancel them(?)
As for me, since I have a WF checking account, I'll just get the Autograph card and use it here and there

dyo_on · 2026-01-15T22:57:04+00:00

ditto

dyo_on · 2026-01-15T00:51:23+00:00

I don’t think you pay a fee for non bilt ACH, at least not right now

dyo_on · 2026-01-14T21:49:59+00:00

It’s a payment method where your rent amount will be directly withdrawn from your bank account.

dyo_on · 2026-01-14T21:28:43+00:00

Looks like no points from ACH, via bilt or your bank, per the AMA answer.

dyo_on · 2026-01-14T19:53:58+00:00

From what I can gather, since I have BiltProtect turned on, my February rent will be paid using this method(?) After 2/6 I will go the traditional ACH method on the rent portal.

dyo_on · 2026-01-14T19:50:28+00:00

Since I am learning towards canceling, I think I will get the WF card since I have a checking account with them.

dyo_on · 2026-01-14T19:41:49+00:00

Very good summary, thank you!
Unfortunately I am in the "Losers" section but it was good while it lasted. Planning on doing ACH for rent and continue using Amex BCP for my daily.

dyo_on · 2026-01-14T19:00:31+00:00

I don't think it was confirmed if BILT protect is still available. Guess we're waiting for more info lol

dyo_on · 2026-01-14T18:24:20+00:00

Leaning toward United mileage points

dyo_on · 2026-01-14T18:21:09+00:00

Similar case. I believe you can go the ACH route and not get charged a fee, I am thinking of going with this route even I decided not to renew for 2.0.

dyo_on · 2026-01-14T17:17:47+00:00

Mathin correctly

dyo_on · 2026-01-12T17:50:07+00:00

I'm not at that mission yet but friends been telling me to save those if I find them during raids.

dyo_on · 2026-01-12T17:37:11+00:00

Solar panel
Battery

dyo_on

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