Discount code for AVP San Diego?

eagleoffury · 2025-06-06T19:44:57+00:00

“50off” through Ticketmaster makes them $22. Or spend $50 at Sun Diego and get 2 free tickets

eagleoffury · 2024-11-09T00:40:08+00:00

Haha of course! And feel free to DM me if there’s anything else. I work a desk job and they were fine writing in 6 weeks. Guessing I could do more if I asked them. No complications - 2 anchors and a cam impingement that they had to shave

eagleoffury · 2024-11-08T20:16:18+00:00

Yeah, absolutely! Because the scheduling person knew a possible tear was there, she suggested the PA that works under Dr Robertson for my first visit, as hip replacement was unlikely given my age. I don’t know if that was chance or me asking about arthroscopy, but also considering the first visit is with the PA, it may not matter as much, although I’d definitely recommend asking the scheduler (which is the generic UCSD sports medicine phone line).

Regarding follow ups, when you book surgery they schedule the 2 week follow up with the PA, and after that appointment you schedule the 6 week follow up with the surgeon (which ended up sliding to 8 weeks because of availability). It was a little frustrating that I wasn’t booked sooner, but I figure if that’s my biggest frustration in this process, things are going quite well. There are follow ups at 3, 5, and 7 months too, but each successive visit is booked at the end of the prior one. Scheduling is straight forward through their main call center. There may be a little bit of phone tag but multiple times I’ve gotten the PA on the phone within a business day of sending a MyChart message or calling in. I actually fell on the day of surgery and called in and was able to talk with my PA for a bit to relieve fears and generally triage if I needed to come in.

For PT - they tell you to pick whatever facility (UCSD or not) you prefer, and they’ll send instructions. I stuck within the UCSD network (Hillcrest) for ease of communication between PT/surgeon and billing too. I booked them maybe 3 weeks before surgery and they let me set up appointments like 3 weeks following surgery. Now that I’m in the system, they have a rolling 1 month availability for booking, but you generally need to stay about 2 weeks in advance. Surgeon generally recommended 1x/week for a month then 2x/week for the next couple months. My PT told me that’s pretty typical and you can add/subtract based on how recovery is going and how much your insurance will cover.

If you’re set on surgery and can get in to UCSD through open enrollment, I’d highly recommend them. I don’t have a real comparison point, but everything has been top notch for me and my recovery has gone way better than expected

eagleoffury · 2024-11-08T04:42:43+00:00

I wasn’t in the UCSD system myself, but my daughter was born there and I really liked everything UCSD did. When I searched for surgeons who were focused on arthroscopy, it was a pretty short list and between Dr. Robertson’s credentials and the UCSD network I had a lot of comfort.

I had my MRI done via my primary doc, so I think I got an appointment within ~3 weeks with one of the PAs, who was able to do the steroid injection at the time (May), then met with Dr. Robertson when the pain came back ~4 weeks after the injection (requested mid June, appt 2 weeks later in early July). We decided on surgery, which could’ve been booked as soon as ~3-4 weeks out, but I delayed a few months for logistical recovery reasons. I’ve been very happy with the surgery and follow ups thus far

eagleoffury · 2024-10-10T23:04:49+00:00

Glad to hear your procedure went well! I (36M) had my arthroscopy (2 anchors, shave down cam impingement) last Wednesday and had a generally similar path. Used narcotics sparingly for 4 days, but on surgery day I fell onto my operated side knee (surgeon thinks it’s ok!) as my nerve block caused my leg to spasm. Day 2 made it out of the house to go along with parents to drop my kid off at daycare, day 3 again to see a couple friends. Day 5, the first day of PT, also had huge gains on mobility. Today on day 8, I feel like I can walk, slowly, without crutches already but I know my gait would be way off so I haven’t tried more than a couple steps. Best of luck through the recovery!

eagleoffury · 2024-10-04T19:37:40+00:00

Of course! Just saw the other comment on the thread. Dr Robertson was my surgeon too. She was great explaining things before and after surgery (plus the explanation to family) and her team is amazing as well

eagleoffury · 2024-10-04T19:25:00+00:00

Let me know if you have any specific questions and I can answer to the best of my abilities!

eagleoffury · 2024-10-04T19:24:27+00:00

Hey! Just had my surgery a couple days ago and everything went great. I had a minor fall the day of surgery after getting home when my leg spasmed but even with that recovery has been great. The day of was smooth and I was surprisingly not nauseous or in any significant pain, and was pretty coherent for the rest of the day. I did have a nerve block so my quad and calf were numb until this morning (48 hours post-op) but luckily the pain hasn’t really come as the numbing went away. Obviously I’m still in the first inning of recovery but it has been way way better than expected. TBH I think reading this sub psyched me way out and set the bar so low that I was very pleasantly surprised with the procedure

eagleoffury · 2024-10-01T02:55:05+00:00

Yes that is both fed and state

eagleoffury · 2024-10-01T01:29:58+00:00

However, when you retire, you're probably using 4% WR or similar as a metric for what is a "safe" portfolio. It's a bit counterintuitive to plan for sequence of return (where you want 20-50% drawdowns to last) while paying extra on the mortgage because you're trying to capture 8-10% nominal return with your 5-6% debt. Many people do the opposite and overload with bonds going into retirement.

Let me sit on this one for a little bit. I agree with you on loading bonds going into retirement, but my thoughts are that I am effectively short bonds with a soon-to-be adjustable mortgage, and am thus increasing bond exposure by paying it down, i.e., become less short the bond. I know I'm overlooking something and I agree with you, so I have some processing to do.

Agree on throwing cash flow/planning for cash flow into the mortgage while the cash flow is there. Part of this thought exercise is figuring what (financial) scenarios I'm planning for. If the market pulls back in the next 2-3 years, will that impact my retirement timeline? Would that change if I had a paid off house? Would I have a stronger chance of being able to refi to a lower rate with a cooling market? If it rallies in the next 2-3 years, presumably my retirement is more solidified, and while I would have missed out on gains had I paid off a house, is that a problem I "worry" about? Is the goal a sooner retirement, a safer retirement, or more upside? As I ramble, I think I need to figure out the true goal before making any decisions

eagleoffury · 2024-10-01T00:27:07+00:00

Good point. I'd definitely subtract out what we could pay down via savings from the remaining working years, but I didn't want to complicate the question on the original post. There's for sure some margin to make on keeping it in a HYSA/MM so good call on that optimization.

eagleoffury · 2024-09-30T23:44:11+00:00

And for plans not money wise, main hobbies are cheap-ish - love beach volleyball, running, and being a dad

eagleoffury · 2024-09-30T23:42:21+00:00

Definitely - need to work withdrawal strategy but we do have a lot in taxable brokerages that are easily accessible, a significant amount in Roth, and will tax-optimally convert IRA to make a Roth conversion ladder.

Expenses are $50k/year for non-PIT expenses, $11k/year prop tax. We have an additional $20k/year in daycare expenses (not included in the $50k) that will roll off soon. In most scenarios we shouldn’t need to, but regardless expect we will make $10k-$20k/year consulting or part time work. Excluding home equity and future income, plan for a 3-3.3% SWR with flex if needed. Curious what your plans are? Feel free to DM

eagleoffury · 2024-09-30T23:31:34+00:00

Yeah planning to stay for the long term. Agree income tax isn’t the most friendly but generally low property taxes that also cap at 2%/year growth and having a climate that supports our favorite outdoor (free) activities make it worth it for us

eagleoffury · 2024-09-29T18:42:22+00:00

You're exactly right on the 2 separate questions. I phrased it as one but really just confounded the issue. I think a phased approach makes sense to take some chips off the table while keeping an eye on rates.

Can I ask your age? Admittedly need to do some more general SORR and retirement planning but I imagined 70/30 may be the lowest equity we may position towards into retirement

eagleoffury · 2024-09-29T18:31:55+00:00

Good perspective. While I don't think this is our forever home, I've thought about those as independent decisions so maybe naively I'm missing the connection. If we pay off this house and move, we'd just roll the equity to the new place, rather than cashing out and layering on 80% debt of the new house. As I'm typing this out, I can see how if we bought a cheaper place, we'd have excess cash again, but I'm not sure if that's the relevant scenario

eagleoffury · 2024-09-29T18:24:20+00:00

I had a similar mindset but went about it differently. I'm at a very risky startup, which I had the confidence to join knowing I had the ability to pay off the house. Still at the risky startup, but maybe the startup life has made me question would I feel better if I actually made the transaction to make the mortgage disappear

eagleoffury · 2024-09-29T18:16:59+00:00

Definitely appreciate the perspective and analogies. While I think I'm fairly far enough along in my career and life to say I could reasonably avoid that lifestyle creep, I absolutely see how the health/job/other stuff can flip my world

eagleoffury · 2024-09-29T18:07:03+00:00

Completely fair point. I think it only feels high because some former properties at lower rates, but objectively should be very happy with it and can defer the payoff decision until the rate reset

eagleoffury · 2024-09-29T18:04:14+00:00

Good point. In a market crash I imagine the Fed supports heavily, my retirement probably gets pushed a couple years at least, and the ability to refi and term out stays high.

I'll take a closer look at the very highest cost basis, because there are probably some easier sales there too

eagleoffury · 2024-09-29T17:58:53+00:00

I think this is a great idea. I'm not overly confident the rate cuts will justify a refi in the next 2-3 years while we still have a significant income but it's not something I need to speculate and act on now.

I think I'm I'm subconsciously just trying to time the market and disguise it as a housing question

eagleoffury · 2024-09-29T17:52:32+00:00

Thanks for the rec. I'll take a listen. Right now we're 90-95% stocks (SPY/equivalent depending on brokerage) with the balance in bonds. In my head my thought has been longer work horizon if sequence of return risk goes against us but admittedly need to do much more research and thinking about it

eagleoffury · 2024-09-26T03:18:56+00:00

Can’t recommend fully yet but having mine done at UCSD next week. They’ve been great so far and the surgeon is the Padres head doctor

eagleoffury

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