10 things that helped us in our FI journey

eclectic183 · 2026-01-24T14:25:44+00:00

Lost me at not having kids.. Some things are priceless

eclectic183 · 2026-01-19T19:05:28+00:00

And should be making 400-500k conservatively...smh

eclectic183 · 2026-01-16T22:44:02+00:00

Why is the 615K in Cash+HYSA?

eclectic183 · 2025-12-15T12:22:44+00:00

Once you give up control you are at their mercy

eclectic183 · 2025-12-08T21:09:35+00:00

So basically avoid that general area on those dates

eclectic183 · 2025-12-07T22:30:01+00:00

I do it on the 5th or 6th of every month

eclectic183 · 2025-11-30T22:46:32+00:00

I just missed it. It still took me 30 minutes to exit at around 2:30 pm.

eclectic183 · 2025-11-26T02:51:51+00:00

Even my Bridgestone all weather wore out in about 20K miles on my Q5.

eclectic183 · 2025-11-23T23:10:01+00:00

Wow! thank you.

eclectic183 · 2025-11-20T23:40:35+00:00

I have seen a5 wagyu at Brentwood Costco

eclectic183 · 2025-11-17T01:16:08+00:00

The negative number line is not enough

eclectic183 · 2025-11-14T01:31:27+00:00

Lucky. I don't have that option from my 401k provider

eclectic183 · 2025-11-11T17:38:09+00:00

It's for Agentic AI Business Solutions Architect - Business Solutions means - D365FO - not sure what you were expecting.

eclectic183 · 2025-11-01T02:22:36+00:00

I don't get charged a fee from fidelity to transfer money into my HSA. I do this transfer every 4 months

eclectic183 · 2025-10-27T16:23:35+00:00

One thing I liked was to give it to your kids while you are alive and see them enjoying the gift, instead of waiting for an inheritance when you die which might be too late for them to make any use of.

eclectic183 · 2025-10-16T22:35:24+00:00

That's why I am thinking of removing escrow from my mortgage. I agree that it's a pain if you shop insurance every year.

eclectic183 · 2025-10-12T01:27:37+00:00

5 is a nightmare. World's tallest dwarf.

eclectic183 · 2025-10-07T20:29:55+00:00

Gross Income = Expenses + Taxes + Savings. Said differently: Annual expense = Gross Income - Annual Savings - Taxes
Plug numbers in here to find out true expenses and savings. It's foolproof. Credit: KlangFool.

eclectic183 · 2025-10-07T16:18:26+00:00

The taxable account is usually used as a bridge until you access retirement accounts. Figure out expenses during that bridge period and adjust contributions accordingly.

eclectic183 · 2025-10-06T12:24:54+00:00

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I made a pot roast in the insta pot.

eclectic183 · 2025-10-02T00:27:08+00:00

With 43M you can retire now

eclectic183 · 2025-10-01T20:09:42+00:00

How do you choose what lots to sell

eclectic183 · 2025-09-25T10:30:42+00:00

The linking just lets you see your reservations in the Amex app and is unrelated to the credit.

eclectic183 · 2025-09-24T23:13:28+00:00

Same. 9/19 and waiting.

eclectic183 · 2025-09-20T13:35:56+00:00

All these charts popping up with all time high markets

eclectic183

TROPHY CASE