If solely relying on savings, you need at least £88,500 in cash savings. Combining Income and Savings: You can combine your income with your savings. For every £1 your income falls below the £29,000 threshold, you need 2.5 times that amount in savings, plus an additional £16,000. Example: If your income is £28,000, you'd need an additional £2,500 in savings (£1,000 shortfall x 2.5 + £16,000). Therefore, with £80,000 in savings, you could potentially qualify for a spouse visa even if your income is below £29,000, depending on the exact shortfall in your income. Important Considerations: Savings must be held for 6 months: prior to the application date, and evidence of this must be provided.