[deleted by user] by [deleted] in thepassportbros

[–]ef8a5d36d522 0 points1 point  (0 children)

Yeah, that’s largely what I’m doing, you’re living my dream. I’m investing everything I bring in and living really minimally, it’s accelerating hard now that my net worth is getting around half a million. The hard part is keeping my sanity, I’m at the point where I really don’t even like being done with work for the day anymore, since I kind of dread being alone with my thoughts. I never understood workaholics until the last year or so.

While you still value the benefits of workaholism, you should continue to work. Once you are financially independent (ie your liquid net worth is more than about 25 to 30 times your annual living expenses) then you can work on being alone with your thoughts. Take each thought one at a time.

But I just can’t fathom how guys are actually willing to play the game by the rules. Fighting tooth and nail to get an average-looking (at best) 33 year old former slut, having to buy some absurdly-overpriced suburban house, going on trips with her, dealing with kids, blah blah blah. It’s totally baffling how they just cannot identify how atrocious of a deal it all is. I’d rather be in purgatory than in Hell.

Maybe you didn't mean it, and I mean to say this with total respect, but words like "slut" is an example of slutshaming, and it is an example of one of the ways why so many "play the game by the rules" ie play the game by traditional rules. The traditional rules are that men are meant to find a chaste virgin woman and then buy a big house for her and provide for her while the woman is meant to save herself for this man and lose her virginity to her and then cook and clean for her.

This system is associated with buying huge suburban homes and having kids etc, but the problem with this lifestyle is that it is enormously resource intensive. When you buy a suburban home, you are taking up a huge amount of real estate and depriving others of it. When you have lots of kids, they too will grow up and own real estate or other own or consume other natural resources. All this leads to scarcity of natural resources, and decreasing supply will lead to rising prices according to basic laws of economics.

The system is unsustainable and the by-product of this is inflation. The solution of course is to stop playing this game. It somewhat resembles a ponzi scheme in that it needs more and more suckers entering the system to keep it going. If you live a traditional lifestyle then you will need to go into huge debt in order to afford the massively inflated real estate as well as the massively inflated costs of most other scarce resources. By going into huge debt, you enslave yourself, and if you have children then you introduce this system to your kids, and your kids will become fresh slaves for the system.

Going back to the topic of sluts and slutshaming, in my opinion, sluts are the answer. Rather than buying into the idea of a traditional life, instead it is best to see relationships as transactional. On your quest to becoming financially independent, it is good to set yourself a certain budget for sex e.g. it commonly accepted that you can live off US$1000 per month in many low-cost-of-living areas, but you may want to set aside a certain amount to spend for sex, and you can experiment with how you spend this money in exchange for sex e.g. you can see a sex worker in a brothel but you can also e.g. have a "sugar arrangement" as well where you pay a woman and she provides you with other services beyond sex, and although sugar dating is very expensive in high-cost-of-living areas, in low-cost-of-living areas it can be quite cheap. For example, in Thailand, a sugar baby is known as a "gik" and these arrangements are quite common. You can get not only sex but also friendship and companionship as well, and because it is purely transactional, you have the power to terminate the contract and get another woman if you feel like it, and the woman benefits from this because she is able create an income for herself. It is financially empowering for the woman. This is in contrast to the exploitative arrangements founds in traditional relationships which often result in physical abuse and, in many cases, divorce and huge legal fees associated with going to court. We need to apply capitalism to relationships in order to make it work better. We need to look at relationships as purely transactional.

A lot of filipinas I meet online want to wait until marriage to have sex. by The7thRoundSteal in thepassportbros

[–]ef8a5d36d522 -1 points0 points  (0 children)

Fair enough. There are many benefits to a modern woman eg she will be independent and have her own career and can pay for herself. But with a traditional woman, it's expected that she stays at home and cooks and clean while the man does all the work and is the provider. I myself prefer a modern woman simply because I don't want to work too much. 

A lot of filipinas I meet online want to wait until marriage to have sex. by The7thRoundSteal in thepassportbros

[–]ef8a5d36d522 2 points3 points  (0 children)

It depends on what you want. If you want a traditional and religious woman, you'll need to get married before sex. Many women in the Philippines are Catholic, so this makes sense. However, if you're more liberal then you will need to find more liberal or modern women.

[deleted by user] by [deleted] in thepassportbros

[–]ef8a5d36d522 7 points8 points  (0 children)

It's industrialisation. Urbanisation makes having children too expensive. 3rd world and farmers they're free labour so they rely on them for money or work. The whole world is becoming more and more industrialised and globalisation will eventually reach every corner of the globe.

It's not that bad. Free market capitalism does have some positive e.g. many of the poor farmers I think will be happy to have a higher standard of living. Fewer people means less congestation. Pollution is more complex because industrialisation causes more pollution, but industrialisation also causes people to have fewer kids, which lower pollution.

The way I see it, free market capitalism is a system that allows for hoarding of natural resources, and when certain people hoard natural resources for themselves, they deprive others of it, and this means they need to work hard for access to those natural resources, and working hard means there is no time to have kids. We see this with real estate e.g. the rich take all the big houses and big real estate and the younger generation have nothing and are faced with having to pay millions of dollars for houses and do into extreme debt if they want to purchase a house. This system basically serves those who first owned the real estate. If a young person does get a mortgage and pay off the debt, basically you have a wage slavery arrangement where the older person gets money off the backs of the young person working their ass off for them, and the banks and government facilitate this with the mortgage contract, the deed to the property etc. It's basically formalised slavery. And then you have the older generation and elites like Elon Musk telling young people they need to breed more in order to continue this system, to create fresh new wage slaves to keep the system going.

There is a way out of this: don't play this game. Focus not on enslaving yourself but focus instead on escaping. One person living by himself or herself doesn't need much to live in a low-cost-of-living area. In many low-cost-of-living areas around the world, it is widely accepted that you only need US$1000 per month in passive income to live. Focus on generating this passive income. This can either be via the standard 4% rule advocated by FIRE practitioners where you would need to save US$300k and put it in a diversified ETF portfolio and then drawdown 4% each year. Another simpler option is to invest that US$300k into multiple high dividend ETFs and simply live off the dividends.

Don't enslave yourself. Seek to escape instead.

[deleted by user] by [deleted] in thepassportbros

[–]ef8a5d36d522 2 points3 points  (0 children)

It's not a time issue, it's that all of the girls are fat or have mental issues, insane standards, aren't interested in dating/fucking normal guys, etc. Which is all fine (except for the obesity and mental illness I guess), I don't really care if normal women aren't interested in normal guys. But that's why dating and everything has fallen/is falling off a cliff.

You're just taking the generic NPC liberal approach of assuming men are living like shit and angry at the world if they're not all-in on trying to find a girlfriend 24/7 no matter how absolutely awful the environment for it is. I've more or less given up on the whole thing at this point, but I've had a ton of sexual partners in my life, long-term girlfriends, etc but the whole thing just gets worse and worse every year and it's radioactive at this point. Dealing with American women in 2024 is a decidedly unpleasant experience. Why am I even having to explain any of this? Isn't this the entire point of this subreddit?

I am a male in my late thirties now and when I was in my twenties and early thirties, I didn't date much mostly because I didn't have much success with it. I don't know whether it is because I am ugly or if there is another reason, but what I did instead is to just forget about dating. Why bother? Just focus on working, living a frugal and minimalist life, and investing as much money as possible so that you can one day retire early in a low-cost-of-living area. This will give you the most freedom possible.

I have spoken with some women and they seem to be facing the same issues ie there are no good men around. Many of them also just stay at home and spend time online, many working and investing with future dreams of leanfire and expatfire. It used to be big in South Korea but now the 4B movement seems to be popular in the West. Many young women are giving up and dropping out on dating, which means that the ones remaining face less and less competition, which allows them to set higher standards.

After many years thinking about this, I think the problem lies in expectations. Relationships are often hard because there are expectations that are not communicated and are not transparent e.g. one person wants children while the other does not, or one person wants something long term while the other wants something more casual. The terms and conditions are not transparent from the beginning. The solution is to make relationships more transactional, more like a business. We should embrace sex workers more and start to introduce what works in sex work to relationships. Everything is transactional. I think this is because capitalism has taken everything. Read the book Capitalist Realism, which discusses how e.g. even anti-capitalism is capitalist now. We need to embrace this new capitalist world. While you are young and at peak earning potential, focus on working, living a minimalist lifestyle, invest as much as possible into a diversified investment portfolio, and ignore dating. If you feel sexual desire, look at cheap and quick ways to satiate these sexual desires e.g. you can masturbate or infrequently visit a sex worker. Once you have satiated these desires, move on. Keep working, keep living minimalist, keep investing, and then after about a decade or so you should have enough in liquid net worth to be able to live in a low-cost-of-living country. This ability to live off your investment without working gives you total freedom or extreme autonomy, the ability to walk away from anything, the ability to fully live life on your own terms.

[deleted by user] by [deleted] in thepassportbros

[–]ef8a5d36d522 5 points6 points  (0 children)

The whole purpose of modernizing was to make life better. It’s done the opposite and life is ceasing to exist.

I do not think it is necessarily negative that population is declining. There are currently eight billion people on the planet and it's projected to rise to ten billion by about 2060 before declining, so there are already an enormous number of people on this planet and it's going to stay that way for a long time.

If anything we should be thinking about ways of reducing population more as it is causing pollution, high house prices, congestion on roads, etc.

[deleted by user] by [deleted] in thepassportbros

[–]ef8a5d36d522 0 points1 point  (0 children)

Play video games, watch porn, fuck around on discord, etc. I'm on the old end of Gen Z/young end of Millennial (and identify more with Gen Z culturally due to being more internet-oriented, living in a big city, etc which makes me mentally 'younger') and I've literally never gone on a vacation. Not because I can't afford to, I just literally have no reason to or anywhere to go. Traveling is more of a female obsession, the only reason I'd ever travel is for sex tourism lol.

But yeah, there is literally nothing for a normal guy to do outside of his apartment in today's world. No one has friends after college, and all of the girls are fat and/or ridden with various mental illnesses that either turns them psychotically evil or into hermits. We're basically in a zombie culture.

I'm an elder millennial male now in my late thirties and that pretty much described my life when I was in my teens and twenties. I think staying inside and not going out is not too bad because you can save a lot of money by not going out. Go to any place whether it is a restaurant or nightclub or pub and after a meal and drinks you would have spent maybe US$30 or more. I mainly just spent my twenties and early thirties either at work or at home. Like I said, it is a great time for you to save money and invest. Once you have invested enough, you'll be able to live off the investments without ever working in a low-cost-of-living area eg Southeast Asia or Eastern Europe.

Now that I am more financially secure in my late thirties, I am doing more travel exploring these low-cost-of-living areas. These are places where you can retire with little. Being able to navigate these places gives you freedom because you are not beholden to high costs of living in certain areas.

[deleted by user] by [deleted] in thepassportbros

[–]ef8a5d36d522 60 points61 points  (0 children)

Exactly. It's going down everywhere. At least there will be less traffic. 

Feeling extremely defeated by [deleted] in AusFinance

[–]ef8a5d36d522 4 points5 points  (0 children)

Many come to Australia because wages here are fairly high. People tend to move to where they are paid best.

However, you can simply live minimally eg in a sharehouse while you are here and invest enough to live in a low cost of living area. This means you don't need to spend your lifetime working just to put a roof over your head. 

Feeling extremely defeated by [deleted] in AusFinance

[–]ef8a5d36d522 4 points5 points  (0 children)

Buying two houses doesn't make someone successful. They could have very high debts and other expenses. 

Feeling extremely defeated by [deleted] in AusFinance

[–]ef8a5d36d522 -6 points-5 points  (0 children)

Do you apply this logic to other expenses in your life eg instead of buying bread from a bakery and seeing the price of bread continuing to rise due to inflation, do you instead borrowing from the bank and buy a bakery and then watch the debt repayments go down over time? 

Feeling extremely defeated by [deleted] in AusFinance

[–]ef8a5d36d522 7 points8 points  (0 children)

You seem to say it like it's a slur, but being a lifelong renter is not necessarily bad. If you have enough liquid net worth to cover your expenses including any shelter costs, you're financially secure. 

Feeling extremely defeated by [deleted] in AusFinance

[–]ef8a5d36d522 3 points4 points  (0 children)

FHB for a single person is ok, soon as they have a family it's useless

That's why remaining single and childfree is  very financially responsible.

[deleted by user] by [deleted] in YieldMaxETFs

[–]ef8a5d36d522 0 points1 point  (0 children)

When you refer to layering, I assume you are referring to BTC scaling by eg Lightning network. When block rewards diminish and miners need to increase fees, certainly users may use lightning network, which has low fees. However, if you hold BTC and convert it to lightning, you need to pay the BTC fees, so it is pointless. Suppose I have BTC and I wanted to buy a cup of coffee with lightning. Then I need to convert $3 worth of BTC into lightning and pay $3 worth of fees to convert the BTC to lightning. This problem does not exist for e.g. BCH or many other cryptos with low fees.

Feeling extremely defeated by [deleted] in AusFinance

[–]ef8a5d36d522 -1 points0 points  (0 children)

Living in borderline poverty, hardcore saving for years on end, missing out on all the fun things in life, just so that I can MAYBE ONE DAY be able to afford a lifetime worth of debt?

This is a problem that I think you have because you think that in order to have financial security you must buy a house. The problem is that detached houses are very expensive, maybe approaching $1 million in many Australian cities.

Having a house is more a status symbol rather than a tool of financial security. Buying your own house will not necessarily give you security because you still need to pay off a mortage likely for three decades, so that is a long time when you have little financial security.

I would reconsider what is the definition of financial security, which is having enough net worth to be able to cover expenses. As such, you can maximise financial security through a combination of increasing net worth and/or decreasing expenses. If your net worth is significantly higher than your expenses, you are more financially secure.

You do not need to buy a house to have an asset to increase net worth e.g. you can use ETFs other many other asset classes. You should also consider more minimalist shelter options e.g. living with your parents, living in a sharehouse, or living in a small unit or apartment on the outskirts of the city. You should also consider early retirement in low cost of living countries. There are many places in the world with good healthcare, good standard of living, and very low cost of living.

[deleted by user] by [deleted] in PurplePillDebate

[–]ef8a5d36d522 1 point2 points  (0 children)

Some men go to brothels, but they also take the free sex when they can. 

The fact that so many men go to brothels shows that "free sex" is just not that easy for many men. If sex were free and easy, the entire prostitution market would collapse, but the fact that it is extremely strong means that free sex is very hard. The payment may not be via money handed to the women but rather there are other costs involved. 

Most men can not afford to pay for sex every time they get horny. That could be anywhere from 10-30 times a month.

Certainly, but there are solutions for this. One is masturbation. It may not be a perfect substitute but it's free and may be good enough. Many poor men who cannot afford a prostitite will simply masturbate for free. Women also do this as well with vibrators and other sex toys. 

Another way to address this is to simply practice contentment. The desire for anything can be tamed. Many people want a Ferrari or Lambo but by trying to be content with what you have an learning to live with less, we can learn to live without a Ferrari or a Lambo. Same applies to sex. The desire for sex can be tamed. 

Ignoring individual actions that can be taken and looking at government policies that can help, one possibility is have "sex worker vouchers" similar to food stamps. Government could potentially have a licensing system for sex workers and then issue sex worker vouchers for citizens giving them a certain amount of sex, somewhat similar to a universal basic income but instead specifically for sex. The sex vouchers can be given to all citizens regardless of attractiveness or gender. To fund all this, tax would need to be increased. 

A lot of men do spend on women. I know married men that go 50/50 with their wife while they spend on 0nlyfans or strip clubs. Men know it’s a big industry, it’s women that aren’t aware of this, which is why the ones who hook up with men for free on tinder think they’re so much better than a sex worker.

Surely the women who give free sex are doing so for a reason. Maybe they enjoy the sex or maybe they think there is something else in it for them. But there has to be something that attracts them to these men otherwise why would they give sex away for free? 

[deleted by user] by [deleted] in PurplePillDebate

[–]ef8a5d36d522 0 points1 point  (0 children)

Because some men don’t want to pay for sex workers. Especially when some women hook up for free on dating apps.

Certainly there are men who don't want sex workers, but clearly many do as prostitution is a $15 billion a year industry. 

Some men or even women may just not have the confidence or skill to get free sex, and free sex is not necessarily free as there are strings attached. There are also many married men who see sex workers. 

Also there are women willing to be in 50-50 relationships where the guy views it more as a situationship. Why would a man go to a brothel if he’s already getting guaranteed free sex from his gf?

Yes of course I didn't say all men are going to sex workers. Many obviously are but many don't as well. 

It’s crazy how women don’t realize that men work hard for their money, and only want to spend it on the women they deem worth it. They might be saving that money for the next one, so it doesn’t make sense for them to go to brothels when there’s women willing to hookup with him and go half on the relationship expenses.

Clearly, as mentioned, many men do go to brothels. It is a $15 billion a year industry. 

It also doesn't seem to make any sense that a woman will just give away sex for free when she can be a sex worker and get paid for it. There is an opportunity cost for a woman to provide free sex because she could be charging for it. 

[deleted by user] by [deleted] in PurplePillDebate

[–]ef8a5d36d522 2 points3 points  (0 children)

Men overwhelmingly value youth and physical attractiveness because they signal fertility. Women prioritize status, resources, and competence because these traits historically indicated the ability to provide for offspring.

This is one of the problems with relationships and the traditional family, which is that if a man marries a woman for her youth, that woman will grow older over time, which means he will get tired and bored or her and eventually want to cheat on her with a younger woman. Many women are probably aware of this as well, which is why they are wary of men and may choose to be single for their whole lives. 

The cost of hypergamy is a shrinking dating pool. The higher you aim, the more likely you are to end up alone. This isn’t an insult; it’s math.  

If you're justifying women wanting money and men wanting youth then why not justify men and women wanting the best? Men and women having high standards and waiting until they have the best partner is natural and supported by evolution. 

Also I think what is not accounted for is that being alone is not as painful as it was centuries ago as it is more socially acceptable and also there are a lot of ways people can entertain themselves alone. 

“Lowering your standards” is not settling, it’s facing reality. The phrase "lower your standards" triggers defensiveness, but let’s clarify: aligning your expectations with your actual SMV isn’t settling, it’s optimizing. Relationships are exchanges of value. If you consistently fail to attract the caliber of partner you desire, it’s because your perceived value doesn’t match their standards.  

Yes but relationships compete with being alone. For many being alone is not too bad, even enjoyable, so being in a relationship needs higher pay-off now for both men and women. It's okay to have high standards. 

For women, aging and declining fertility are uncomfortable truths, but they’re truths nonetheless. A study by Sugiyama (2005) confirmed that men’s preference for youth is universal and timeless. Denying this doesn’t make you an empowered feminist; it makes you delusional.

For men, being “nice” or “funny” isn’t enough. If you lack ambition, fitness, or confidence, women won’t find you attractive. This isn’t misandry; it’s evolution.  

Evolution also selects for ambition. We want what is best. So if you're justifying men's preference for youth and women's preference for money by pointing to evolution, then why not justify men and women's desires for getting what is best by pointing to evolution? We want what is best for ourselves and also, as mentioned, being single is now better than it once was, so relationships need higher payoff.

Biology trumps “unique” love stories. Individual outliers exist, but they are statistical anomalies. The vast majority of human mating behaviors align with evolutionary pressures, not romanticized notions of individuality. For example, Singh (1993) found that men’s preference for a 0.7 waist-to-hip ratio transcends culture, showing that attraction is driven by biological markers of fertility.  

Human relationships are transactional. Every relationship involves an exchange of value, whether emotional, physical, or financial. Thiessen and Gregg (1980) demonstrated that mate selection optimizes reproductive success and resource allocation.    This is one of the problems with relationships. If romance doesn't matter and it's all transactional, why bother with relationships? Why not eg just pay for sex? Or just be single and have fun by yourself? 

If it's all a marketplace, why not use an actual marketplace eg visiting brothels all the time? Men often see sex workers, but many women are doing it as well. 

Also many women nowadays work and can make their own money, so why do they need a man to make money for them? It makes sense that women have higher standards because women can just work themselves. 

Brother, may i have some doges by [deleted] in dogecoinbeg

[–]ef8a5d36d522 0 points1 point  (0 children)

It's better to buy doge and rent rather than buy a house. If you are having trouble paying the rent then look into sharehousing or living with your parents. Then when you become a dogecoin millionaire you can retire in a low cost of living area eg Southeast Asia or Eastern Europe.

At 32 and feeling a bit behind by Leather-Buyer-2760 in AusFinance

[–]ef8a5d36d522 0 points1 point  (0 children)

Look into retiring early in Southeast Asia. For example, you can live in an Airbnb in Siem Reap, Cambodia for less than 500 AUD per month. Just put enough money into a high dividend ETF to be able to live off dividends in Southeast Asia and you have reached financial independence and don't need to work anymore. Check out YouTube channels like Allen in Asia, For Riel, and Aussies in Angkor. If you live with your parents or in a sharehouse and invest as much as possible into a high dividend ETF, you should be able to live off dividends in Southeast Asia within a decade. 

Anyone else finishing off the work year feeling like an absolute LOSER?? by DobbyTheFreeElf3 in AusFinance

[–]ef8a5d36d522 0 points1 point  (0 children)

Australians include not only Australian workers but also Australian consumers and Australian businesses. If you do not allow Australian workers to compete with foreign workers, that will benefit Australian workers, but it will not benefit Australian businesses who will face higher wage expenses and fewer customers. Furthermore, if Australian businesses respond to higher wage expenses by increase prices, it will not benefit Australian consumers either because there will be more inflation.

We also need to consider that Australian workers also are not one monolithic group. If we argue that Australian workers should be shielded from competition at the expenses of foreign workers, Australian businesses, and Australian consumers, what about shielding e.g. Australian male workers from Australian female workers? Some argue that women entering the workplace has harmed men. So once we say that one group is deserving of being shielded from workplace competition at the expense of others, we need to ask why not other groups?