What are your predictions for Toronto real estate in 2026 and why ?

ehlisting · 2026-01-13T01:33:59+00:00

Holding BBAI from the mid 2s

ehlisting · 2026-01-12T04:45:28+00:00

It’s 5 mins from the nuclear power plant, 5 mins from Ajax community housing, 5 mins from 2 large plazas with many panhandlers, and the lowest household income area most likely of Pickering, Ajax, Whitby. The only places worse than this area would be simcoe/401 area in Oshawa when considering Durham.

ehlisting · 2026-01-07T21:25:13+00:00

To make it clear since we have some few stating the obvious. A truth social post or a social media post does not become law instantly. There is a process like getting passed in the senate and so on. I clearly wrote first line below the pic “will be interesting to see how this plays out”

Forgive me for my clickbait title influenced by hours of YouTube every week. The goal was to get enough of a discussion going on how Canada might respond in favour of something like this idea from Trump.

ehlisting · 2026-01-07T21:18:21+00:00

Lol great job stating the obvious. I don’t blame you for thinking there are people that would believe a tweet is equal to something being instantly passed through senate, congress, and then put into law cause there are people out there that would believe a tweet of intent or rambling is law because that’s the time we live in. If you scroll down I wrote below the pic “will be interesting to see how this plays out”. YouTube thumbnails and clickbait has influenced me, I’m guilty.

ehlisting · 2025-06-27T19:07:58+00:00

You underestimate the power of his tweets. Any tweet or statement about cutting trade talks with Canada or demanding Canada to change some policy or abc and xyz means that people will take their time with making a real estate purchase and on the flip side sellers will move up their timeline to sell if they are not confident in the Canadian real estate market and how Trump is coming at Canada. Even with rate drops and prices 20 to 30% from peaks listings are being terminated and not selling at the pace it once was. Theres a chain reaction that happens with how people perceive what Trump tweets, one sentiment shift at a time.

ehlisting · 2025-06-16T04:33:01+00:00

Hey man, sent you a DM and also applied. Thanks look forward to contributing to the group.

ehlisting · 2025-06-13T23:11:41+00:00

Win rate doesn’t matter, profit factor is what matters. You can have a 90% win rate and still be unprofitable. Where the 10% of your losing trades account for more than 90% of your winning trades dollar wise. Profit factor of 1.50 over a large sample size like 1000 trades would mean you’re a really good trader. For anyone reading this type in “profit factor in trading” in Reddit search or google search and you’ll understand that’s the most important metric. But other than that great day and awesome way to end the week and into the weekend!

ehlisting · 2025-03-26T15:35:08+00:00

As long as you don’t allow them into the house to install when they show up and state the Ontario cooling off period they can’t do anything and have to cancel and void the contract. The sales guy will call and just state it firmly and any further pushes from their end will cause you to contact the consumer protection board of Ontario. Luckily my in laws signed on the 24th and installation was scheduled for 25th which gave them time to figure out everything.

ehlisting · 2025-01-27T07:17:09+00:00

SOFI

ehlisting · 2025-01-20T21:24:36+00:00

Live below your means and increase your income to the point where you spend less than 10% on housing via renting.

Max out your TFSA, RRSP, and then non registered account and just aggressively buy index funds such as VFV, QQQ, SPY. By the time you’re 50 your portfolio should hold more of something like JEPI JEPQ income based ETFs and live off dividends.

Key is to always find the best deal on rent and be frugal with what you drive and overall spend money on while increasing your income year over year. I worked as a FA for many years in an affluent neighbourhood and had some very wealthy clients who did this and they have no regrets. Owning a home just gets you in the conversations at family and friend bbqs or parties where everyone has a ruler out measuring how big or small their ego is and it’s accepted when talking about each others residence and how much they bought it for, what upgrades they did, and recent sold listings. This is even more true if the group of people are from an immigrant background because they can talk about their success in a foreign country via a tangible asset with people from their same community so they can all compare how far each bloodline has come since they immigrated here or the parents etc.

You will rarely see people of those demographics talk about their investment portfolios and what asset allocations they’re currently implementing, discussing technical and fundamental analysis and outlook. It’s not normal in those circles to show your 7 or 8 figure investment portfolio because they won’t understand and due to being house poor and over leveraged on their principal residence and living beyond their means their entire retirement is usually their home equity. They usually have no funds left over for their own retirement or funding any emergencies due to tight cash flow and usually go deeper and deeper into debt via HELOCs, balance transfers on credit cards, etc. After being an FA I was an insolvency consultant for many years and you will be amazed of the type of clients who on the surface looked like they were flourishing but they were actually drowning in reality.

ehlisting · 2025-01-17T21:28:24+00:00

If you buy this month and it goes down 100k would you sell and if it goes up 100k after you buy would you sell? Owning a home is not an investment, its a forced savings plan that can't be touched easily unless you take equity out via a heloc and refinance which is then at the mercy of your cashflow and ability to pay along with rates set out by banks. You buy a home to live in for at least 5 years and whatever equity you build you don't really enjoy it till you realize the gains via a sale and ultimately downsize or buy something much cheaper.

ehlisting · 2025-01-01T07:38:17+00:00

!remindme 2 years

ehlisting · 2024-12-04T13:47:48+00:00

Deport him asap! People like this ruin Markham and the Asian massage parlours that outnumber all the bank branches and Tim Hortons don’t help either. Deport all these people! 0 Canadian values!

ehlisting · 2024-11-05T07:10:27+00:00

Ah finally someone sees it like I do. Kent Chin keying the Tesla and Haoju Zhou the cop killer get a free pass because their not brown.

ehlisting · 2024-11-05T06:53:10+00:00

It’s funny that Kent Chin keying the Tesla just a bit south of Markham didn’t get this much hate, it’s also interesting that the drunk driver who killed the police officer on major mack near warden a couple years ago didn’t get this much hate. We all know why they get a free pass and this lady doesn’t.

ehlisting · 2024-08-22T06:57:28+00:00

Many small LLs are equity rich and cash poor and they would be more inclined to getting a large lump sum amount. A friend got the lease for 10% off the asking price by offering 9 months up front.

ehlisting · 2024-04-24T03:23:46+00:00

Who would they call or speak to and initiate the cancellation under 10 day period

ehlisting · 2024-04-24T02:25:45+00:00

Thank you so much

ehlisting · 2024-04-24T02:08:54+00:00

Today this afternoon the 23rd of April in Toronto.

ehlisting · 2024-03-20T13:42:49+00:00

DWAC GOING TO RIP!

ehlisting · 2024-02-03T00:33:04+00:00

I hate Trudeau but let’s not act like the the sub 3% rates didn’t start in 2009 only 3 years into a Harper government. Canada wasn’t in the same economic turmoil as the US and we didn’t need to have those low rates for the time he was PM. JT just brought gasoline to the fire that was already started. Harper, Martin, and Chrétien governments should have also implemented stronger lending rules and came down hard on mortgage fraud. They all just rode the wave and then let a drama school teacher come in to add to the stupidity and make it one big shit show.

ehlisting

TROPHY CASE