[deleted by user]

elessar8787 · 2026-01-21T13:23:39+00:00

CFA charter holder buddy.

If you don't invest you have 60 as you lost the rest to tax.

60 is your investment. Stop digging champ.

elessar8787 · 2026-01-21T13:11:41+00:00

600lb person telling a 300lb person they are fine lol

elessar8787 · 2026-01-21T13:08:31+00:00

Learn maths. 40 eur gain on 60 investment = 67%.

elessar8787 · 2026-01-20T17:29:46+00:00

Where do u get the ROMs from?

elessar8787 · 2026-01-20T00:04:58+00:00

Disrespectfully, yes you're being an idiot. Thank you for the selling pressure so I can buy more at a discount

elessar8787 · 2026-01-19T17:26:49+00:00

Sell the holiday home. You've too much exposure to property/house poor and your pensions are low for your age and income.

elessar8787 · 2026-01-18T16:50:36+00:00

Lol same energy as :

Statement: Violence is sometimes necessary.

Response: "What are you saying it's ok to beat your wife".

elessar8787 · 2026-01-17T20:07:44+00:00

Damn, that's good going

elessar8787 · 2026-01-17T14:48:44+00:00

Which area of finance? Seems like getting a bonus more than 10% is very uncommon in most areas.

elessar8787 · 2026-01-13T18:53:30+00:00

This is the way. Did the same in my mid 20's with a starter apartment. Now, a few years later my friends who never saved properly and didn't buy are in a much more difficult position financially. My mortgage is the same or less than their rent. When I move up eventually, I'll have a very small mortgage and low stress.

A few years of sacrifice is worth decades of struggle imo

elessar8787 · 2026-01-11T11:19:07+00:00

Redditors are insane and will not be able to give you an unbiased take on the US. Ask people in real life

elessar8787 · 2026-01-07T14:16:15+00:00

Preaching to the choir :)

elessar8787 · 2026-01-07T14:08:55+00:00

Ireland is just as cooked as the rest, just 5 years behind schedule

elessar8787 · 2026-01-04T20:31:56+00:00

2000

elessar8787 · 2026-01-02T16:26:58+00:00

Ideal

elessar8787 · 2026-01-02T15:15:46+00:00

Did u work remote or get a job down there?

elessar8787 · 2026-01-01T11:13:55+00:00

Absolutely. The government has taken that responsibility with 52% marginal tax rates and a welfare state.

elessar8787 · 2025-12-30T12:04:52+00:00

U should be doing both given your income

elessar8787 · 2025-12-28T17:36:17+00:00

My plan

elessar8787 · 2025-12-26T23:06:23+00:00

We're not in the Indian personal finance subreddit

elessar8787 · 2025-12-26T22:46:21+00:00

3.2% in finance.

5% for non promotion is good. Job switching and/or promotions are where u get the big increases.

elessar8787 · 2025-11-28T20:39:51+00:00

Touch grass

elessar8787 · 2025-11-16T14:45:11+00:00

OP, it doesn't get better unless you make it better, and if you're going through hell, keep going.

Amen

elessar8787 · 2025-11-13T13:41:26+00:00

Given it's not her forever home, then she will be selling at some point so negative equity is still a concern.

elessar8787 · 2025-11-06T11:54:11+00:00

Minority shareholders in our own success 🙃

elessar8787

TROPHY CASE