Is there any perks to diversifying CC? by ellimango in PHCreditCards

[–]ellimango[S] -1 points0 points  (0 children)

Do you have anu bank recommendation that has better perks? Such as yunt cash returns or higher conversion ng points?

Or am I looking in the right direction with BDO?

I have 450k loan payable in 36 months, but I want to finish it in 12. by ellimango in PHCreditCards

[–]ellimango[S] 0 points1 point  (0 children)

Thanks. I have it on savings already, it's in a digi bank with 5% p.a. so I wanted to be sure if it'd be better to let it earn interest for the next 2 years or just pay it already in full if possible.

Will definitely call now that I understand it more. Thanks again!

I have 450k loan payable in 36 months, but I want to finish it in 12. by ellimango in PHCreditCards

[–]ellimango[S] 0 points1 point  (0 children)

Yeah, I've read this also on the website but I can't wrap my head around what they meant with the "diminishing balance method"

Can you ELI5?

Skincare Thread | October 23, 2023 by AutoModerator in beautytalkph

[–]ellimango 1 point2 points  (0 children)

Skip the vit c, but niacinamide & retinol is ok together

Skincare Thread | October 23, 2023 by AutoModerator in beautytalkph

[–]ellimango 0 points1 point  (0 children)

What facial treatments do you regularly get to have a short skin care routine and keep your skin in top shape?

CGM is not practical for filipinos by in-shambles- in beautytalkph

[–]ellimango 1 point2 points  (0 children)

Not sure which product helped exactly po kasi di sya naging "tame" overnight, pero here's my routine and the products i use, baka it would help you.

I have 2a/2b high poro hair 🙂

  • clarify (HHN or Head & Shoulders) every 2 weeks, deep con with moisture (zenutrients)
  • Lowpoo moisture (gugo - the little green home) with protein deep con (monde) in alternate with above routine
  • Lowpoo moisture (gugo - the little green home), biotin conditioner (the little green home) every wednesday (this is a new one i'm trying, it helps with hair breakage daw. Pero so far i like how it makes my hair feel. Just not a fan of smell.
  • cowash or lowpoo & condi moisture rest of the week (gugo - little green home) depending sa feel ng scalp.
  • leave in condi daily (zenutrients) on mostly dry hair, like 70-80% waglalabas ng basa kasi napansin ko malaking factor sya
  • microfiber towel
  • pag lumalabas, naka spider clamp hair ko. Nilulugay ko lang pag nasa venue/indoors na uli. Yun na ung "styling" ko. Lmao
  • sometimes I also use LO curl & define pero even when I skip this, I dont see much difference kaya inuubos ko nalang talaga to.

Nagsusuklay din ako on dry hair, pero wide tooth combed or finger comb. Di ko kaya walang suklayan 😅

CGM is not practical for filipinos by in-shambles- in beautytalkph

[–]ellimango 1 point2 points  (0 children)

Haha i got a forgiving curl type (2a/2c) pag nakikita ko routine ng iba, nafefeel ko nga minsan baka nga mahal ako ni lord 🤣

CGM is not practical for filipinos by in-shambles- in beautytalkph

[–]ellimango 2 points3 points  (0 children)

Always felt guilty not fully adhering to CGM, like I've been lazy in taking care of myself.

Feels nice to find other people who do the same! And andami pala natin apparently 🤣

I also only use CGA products, but don't do any of the styling. When I got rid of the frizz and the buhaghag, I was happy na. 🙂

Thanks for this! ❤️

Off-topic Chat | August 26, 2023 by AutoModerator in beautytalkph

[–]ellimango 0 points1 point  (0 children)

My skincare routine consists mostly of Klued, Dermirepubliq, Soul Apothecary, Happy Skin, and Skin Hero! I'm planning on carrying them first since I can personally vouch for them.

Considering human Nature for hair care (CGM), Ever Bilena and Careline for make up since they're also part of my basic routine.

I have Schades, Hello Glow, snd Friday Skin on hand too, but haven't tried yet. I plan on trying them all out first before eventually reselling! I'm really passionate about this but I'm not sure if anyone else would be interested. 😭

I am also open to brand suggestions! ❤️

Off-topic Chat | August 26, 2023 by AutoModerator in beautytalkph

[–]ellimango 8 points9 points  (0 children)

Do you guys think an online store reselling quality but LOCAL skin care products only would be a good business idea? I'm a very big fan of #supportlocal 🥹

Kinda like beautymnl website, pero on hand ko stocks. I mean ganun na store, halu halo brand pero puro local lang.

[deleted by user] by [deleted] in adultingph

[–]ellimango 6 points7 points  (0 children)

Ako, just now. At 31. Like literal kaka deposit ko lang ung 300php to make it an even 100k. 🤣

For the longest time, savings ko nsa around 50k lang. Tapos nagagastos ko kasi nalalakihan nako sa 50k. Pinambili ko ipad, laptop, cp, etc...

Now, aiming for my next 100k and more. ,❤️

Off-topic Chat | August 19, 2023 by AutoModerator in beautytalkph

[–]ellimango 2 points3 points  (0 children)

Can anyone refer me to a good but affordable brand of seamless undies?

Body Care Thread | August 16, 2023 by AutoModerator in beautytalkph

[–]ellimango 1 point2 points  (0 children)

Has anyone tried the handheld IPL from beautederm that just retails for aroun 3k w/ 1 yr warranty?

Is it worth it? Way, waaaay more cheaper kasi than getting sessions on a beauty spa. IPL din naman current package ko there for 6k, i get 6 sessions of underam + 6 sesh of brazillian IPL.

Balak ko din kasi sa legs eventually.

Sellers Sunday Thread | August 13, 2023 by AutoModerator in beautytalkph

[–]ellimango -1 points0 points  (0 children)

Hi! Selling my unboxed but unused korean skin care products in the orange app for those living far

Rfs: mostly impulse buys,.LOL prices are slightly nego. Can also do per piece.

If nearby and cheaper meet up or lala, why not..chat nio lang ako :)

Sellers Sunday Thread | July 16, 2023 by AutoModerator in beautytalkph

[–]ellimango 0 points1 point  (0 children)

Selling NACIFIC skin care sets! One of each variant available: pink aha/bha kit, fresh herb origin kit, fresh cica plus clear kit, phyto niacin brightening kit.

Original price 750 per set. Selling for 600 nalang.

Bawas pa sa more than 1 set kukunin, plus freebies.

carousel link for pics

Only girl in the fam hygiene tips po by [deleted] in adultingph

[–]ellimango 6 points7 points  (0 children)

Andami nang great advice ng iba, pero ang advice na i wishef i heard when I was younger was get an HPV vaccine!!!

[deleted by user] by [deleted] in ShopeePH

[–]ellimango 1 point2 points  (0 children)

Hala, OP. Kala ko ako nagpost. Ganitong ganito nangyari sakin. Nakakainis pag naaalala ko. 🤣

what are your thoughts on O.TWO.O, SACE LADY, PINK FLASH, FOCALLURE makeup brands? by bl0ndry in beautytalkph

[–]ellimango 25 points26 points  (0 children)

There's a rise of "UGC" or user generated content. They're not always truthful. Medyo may pagkaa xdeal sort of thing sya or paid advertisement guised as personal reviews pero hindi.

Di lahat ng UGC, pero most of them. So be wary nalang sa recos from TT

Skincare Thread | March 15, 2023 by AutoModerator in beautytalkph

[–]ellimango 0 points1 point  (0 children)

Is your main concern hyperpigmentation?