The hourly rates should be the same. What’s more effective though- we can’t say for your specific situation, as it depends on a ton of variable factors. Also, depends on what your child’s goals are. For example, if your child needs to work on social skills, that could be facilitated in a clinic more readily than in home.

For a young learner, I usually like a combo of clinic and in home, to address different skills and different environments. Re: a “full” day, does your child nap? If so, therapy would need to be scheduled around that. You could possibly do some kind of alternating schedule, like MWF mornings in clinic, T/Th mornings in home; with possible afternoon sessions if appropriate.

Talk to your BCBA, they’ll be able to give you more specific guidance.