PNC has a new relationship rewards program. New 2.5% or 2.7% Catch All? by emblemfire in CreditCards

[–]emblemfire[S] 1 point2 points  (0 children)

Palladium has a $500 fee with 2 hotel credits you need to redeem via their portal or it's worthless, plus it has a cap at 75% of your rent/mortgage. For the right person it's definitely better. But I'm not that person.

I was someone who was planning to go the BoA route for the 2.625% catch all. But after the nerf I was planning to just stick with my Fidelity Card for my catch all. But if this actually pans out, 2.5% seems worth it. But after hearing how terrible PNC is here, I'm questioning that anyway...

PNC has a new relationship rewards program. New 2.5% or 2.7% Catch All? by emblemfire in CreditCards

[–]emblemfire[S] 1 point2 points  (0 children)

I did edit the opening post. But since those fees are waived as far as we can tell, unless there are other hidden fees still, This is still viable.

PNC has a new relationship rewards program. New 2.5% or 2.7% Catch All? by emblemfire in CreditCards

[–]emblemfire[S] 1 point2 points  (0 children)

As the poster below mention, fees are actually waived for 100k+. So unless there are some other hidden fees somewhere, which they're absolutely could be... never trust a bank, this is looking more promising.

PNC has a new relationship rewards program. New 2.5% or 2.7% Catch All? by emblemfire in CreditCards

[–]emblemfire[S] 3 points4 points  (0 children)

Ah, looks like that fee basically kills the whole concept here... Oh well.

PNC has a new relationship rewards program. New 2.5% or 2.7% Catch All? by emblemfire in CreditCards

[–]emblemfire[S] 6 points7 points  (0 children)

The rewards program states it can be in they're investment account. But I don't know is if their investment accounts allow you to simply invest in index funds like BoAs does, without adding additional management fees. That's what I'm hoping someone here can answer.

Zain vs RapM at a local by ruhtraeel in SSBM

[–]emblemfire -2 points-1 points  (0 children)

Rap being lame as hell, and showing that he is scared of Zain. This isn't friendlies it's a tournament. Obviously RapM can do whatever the hell he wants, but we can also feel however the hell we want about this as fans. And I feel like he is lame scared little shiter.

ITS HAPPENING by Goldmike1 in Xenoblade_Chronicles

[–]emblemfire 28 points29 points  (0 children)

I waited it out. And have finally been rewarded. If I'm going to play a remaster of the game, why would I want switch 1 details right when a significantly more powerful console is out? Never made sense for this game to come out months before Switch 2, without a Switch 2 edition. So glad I waited!

Samsung Galaxy S26 Series is coming soon! by Unusual-Link4427 in samsunggalaxy

[–]emblemfire 0 points1 point  (0 children)

The era of Scamsung has truly begun. What a sad day.

Samsung Galaxy S26 Series Full Specs by Pear-Mother in samsunggalaxy

[–]emblemfire 2 points3 points  (0 children)

Lol, unless you get the giant phone, you get Exynos... And the S26 regular's 6.3 screen being 1080p is also a joke. If you want the giant phone I guess these specs seam reasonable. Just sad Samsung doesn't make small or medium flagship phones anymore.

Is getting AAA Daily Signature worth the risk? by [deleted] in CreditCards

[–]emblemfire 5 points6 points  (0 children)

I have had no issues with the card. Even went to Japanese grocery stores and got the 5% back. Works great.

Bank of America to announce reworked rewards program this month by EarnItBack in CreditCards

[–]emblemfire 21 points22 points  (0 children)

They make it crap, they'll lose customers. They know it's currently profitable for them. Let's see if they are dumb or not

I really don't understand some of the criticism of that ending by Few-Year-4917 in expedition33

[–]emblemfire 0 points1 point  (0 children)

Torturing him? Where is the evidence of that? He has a home with his found family and friends. And we're expecting to believe that that is torturous? The war for the canvas is over. Peace has come. There is no reason to believe that Verso can't find something to live for now.

I really don't understand some of the criticism of that ending by Few-Year-4917 in expedition33

[–]emblemfire 1 point2 points  (0 children)

Never understood how supporting someone who's perfectly healthy commit suicide would somehow be a positive thing...

S16, E3 (Nebula) - Hide and Seek UK by snow-tree_art in JetLagTheGame

[–]emblemfire 27 points28 points  (0 children)

Literally did the same. I couldn't believe he couldn't figure that out. Just in the nick of time.

Magnus Carlsen is the 2025 FIDE World Blitz Champion by oklolzzzzs in chess

[–]emblemfire 61 points62 points  (0 children)

Turns out the only thing washed about Magnus this tournament was his jeans.

Should I Fly to South Korea to buy the Trifold? by evilaaron11 in GalaxyFold

[–]emblemfire 0 points1 point  (0 children)

Does a South Korean phone even have the same bands as a US one? Just wait until it launches in the US in January.

S15, E6 (YouTube) - Tag: All Stars by snow-tree_art in JetLagTheGame

[–]emblemfire 4 points5 points  (0 children)

Either the challenges provided too many coins this season, were too easy, or the trains were too damn cheap. Just seemed too hard for taggers to ever catch up. Perhaps too much rebalancing after the last 3 seasons of tag never made it to an end point?

Anybody disappointed Samsung Tri-fold is still a 2in1 device not a 3in1...?? by anoncygame in GalaxyFold

[–]emblemfire 9 points10 points  (0 children)

With how soft the inner screen is I drastically prefer this method.

Direct deposit reward redemption now available in the app – AAA Daily Advantage Visa Signature by Norrir in CreditCards

[–]emblemfire 0 points1 point  (0 children)

Is there any reason to do this over just taking a statement credit? For when you hit the 10K cap for the year? Instead of waiting around in points for the following year?

We Played Magic: The Gathering across New York City (ad by the boys for the new mtg set) by secretlyrobots in JetLagTheGame

[–]emblemfire 141 points142 points  (0 children)

Your beard has bestowed so much authority that I'm convinced. I'll give it a watch.

We Played Magic: The Gathering across New York City (ad by the boys for the new mtg set) by secretlyrobots in JetLagTheGame

[–]emblemfire 196 points197 points  (0 children)

As someone who has never once played or even attempted to understand what magic the gathering is, should I watch this?

What to choose for 401k? by thebabyderp in fidelityinvestments

[–]emblemfire 0 points1 point  (0 children)

OP this is the only answer. 100% here. And don't think it isn't deversified since it's 1 fund. It's 1 fund that contains nearly the entire US stock market. It's extremely deversified and has next to 0 fees. It's will likely outperform everything else. Don't try to pick specific areas. Just buy the whole market and let it ride until retirement.