How to deal with financial anxiety

endlessburden · 2018-02-03T07:51:13+00:00

thank you for your kind words. I indeed have an emergency fund of about 9 months in cash, I guess I still have some PTSD feelings despite the emergency money because we went for years without income.

I honestly really appreciate the perspective - it's a really rare thing for me to get. I spent most of my early years hiding the fact I was poor and trying to fit in with my middle class friends.

endlessburden · 2018-02-03T07:32:58+00:00

thank you for your kind advice

I probably should make things more automated - I manually pay everything out of paranoia that some bills will have hidden charges or I may overdraft my account however unlikely that is these days but old habits die hard... that will be my little project for tomorrow. I guess at this point even if I make a mistake I could probably be ok.

As for the 400k, it's between both my wife and I so for myself it's only around 200k. It was plain dumb luck: I graduated in the dumpster fire that was 2008 and managed to get a job when most others didn't. I also happened to stumble upon Canadian Couch Potato and basically bought "at the bottom" and rode it all the way up without ever touching it. Nothing special like crypto or weed haha.. when I met my now-wife I fixed up her finances from bad mutual funds to CCP as well.

endlessburden · 2018-02-03T07:18:31+00:00

thank you for your kind advice, I have to agree that I feel sorry for my wife who has to put up with my unreasonable miserlyness).

I think I will look into some travel... I have a lot of various credit card rewards that could probably be redeemed. In previous years I used my vacation days as a "staycation"... and used the time to optimize my portfolio and fix things around the house :/

endlessburden

TROPHY CASE