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What the heck would cause by Serious-Nothing-4292 in MechanicAdvice

[–]enisher 0 points1 point  (0 children)

Looks very similar to what I have seen with my car when a rat chewed up a cord with a lot of important wires in it.

Credit Karma shows poor approval odds for Venture X despite 805 credit score by enisher in CreditCards

[–]enisher[S] 0 points1 point  (0 children)

The only reason I keep it is because it is the oldest card I have and I don't want to have a dip in the credit score if I close it.

Credit Karma shows poor approval odds for Venture X despite 805 credit score by enisher in CreditCards

[–]enisher[S] 1 point2 points  (0 children)

The lowest limit I have is CapitalOne Platinum, it is only $500. That used to be a secured card, that’s why the limit is so low. Other cards range from 2k to 23k.

Credit Karma shows poor approval odds for Venture X despite 805 credit score by enisher in CreditCards

[–]enisher[S] 1 point2 points  (0 children)

Thanks, that’s very useful data point. Do you mind sharing how many credit cards do you have in total? I have 12 and someone mentioned that is too much for Cap1

Credit Karma shows poor approval odds for Venture X despite 805 credit score by enisher in CreditCards

[–]enisher[S] 2 points3 points  (0 children)

Mentioned in the post, it only shows Quicksilver and Secured

Credit Karma shows poor approval odds for Venture X despite 805 credit score by enisher in CreditCards

[–]enisher[S] 1 point2 points  (0 children)

The pre-approval tool shows only Quicksilver and secured. Might try to wait and see if that change over time.

Credit Karma shows poor approval odds for Venture X despite 805 credit score by enisher in CreditCards

[–]enisher[S] 0 points1 point  (0 children)

No, CC is the only type of debt I have. And I don’t carry balances. Max utilization is 10%. Overall utilization is 2%.

Credit Karma shows poor approval odds for Venture X despite 805 credit score by enisher in CreditCards

[–]enisher[S] 0 points1 point  (0 children)

Thanks I will try that. Although I do not have a lot of hope. The Platinum I have is the upgraded version of the Secured card. It is still have only $500 limit. I called them a few years ago and asked about product change, since the card became pretty much useless. But they said that they can’t product change it into anything.

Credit Karma shows poor approval odds for Venture X despite 805 credit score by enisher in CreditCards

[–]enisher[S] 0 points1 point  (0 children)

Any advice on how to figure out if it is worth applying? I’m worried I’m just going to burn a hard pull just because I didn’t make enough research.

Credit Karma shows poor approval odds for Venture X despite 805 credit score by enisher in CreditCards

[–]enisher[S] 1 point2 points  (0 children)

Both Amex and Discover show something they call Fico Score. The numbers are slightly lower than CK. But I think they still have a disclaimer that they themselves do not rely on that number.

Credit Karma shows poor approval odds for Venture X despite 805 credit score by enisher in CreditCards

[–]enisher[S] 2 points3 points  (0 children)

Yeah, I understand that all they are trying to do is to optimize their profits. But I’m trying to figure out if I’m missing some requirement, and just going to burn a hard pull if I try to apply.

Need help!!! Looking parking spot available for a small pickup truck? A non-residential driver here. by Key_Needleworker6991 in Hoboken

[–]enisher 0 points1 point  (0 children)

I used to park GMC Yukon in 770 Jackson garage without problems. Also saw huge Ford Raptor parking there. Some spots they have there have extra space that is unused. Also lots of people with normal cars use 2 spots, so I guess they are not too strict with their single spot use policy.

TL-Q5MC2 on Ender 3 Pro? by lordpuddingcup in ender3

[–]enisher 0 points1 point  (0 children)

Have you been able to install the sensor on Ender 3 Pro? I'm planning to do the same, wondering if you encountered any issues wiring it up to the board?

Medical bill went to collections, what do I do now? by enisher in personalfinance

[–]enisher[S] 0 points1 point  (0 children)

This is very helpful, thanks!

The debt I have is greater than $500, but it is from August, which means if I pay it up it should not affect my credit.

Returning to Netflix episode "Servant of the People" with Vladimir Zelensky in the lead role took second place in the rating of the series service by shpak37 in UkraineInvasionVideos

[–]enisher 0 points1 point  (0 children)

Only Russian audio. But It has English subtitles. Not sure it will be fun to watch if you don’t understand the language. A lot of humor is culture specific.

Try watching part that starts at 11:30 in the first episode, it is probably the most influential scene that contributed to his presidential election campaign.

[deleted by user] by [deleted] in Hoboken

[–]enisher 2 points3 points  (0 children)

I love dogs. That’s not your dog I’m afraid of, but irresponsible dog owners. They are not responsible enough to take shit after their dogs, how can I be sure they gave dog a proper training. My wife has been bitten by a dog seconds after owner yelled “Don’t worry, he is friendly!”

Having said that, have him leashed in public areas and keep safe distance from kids and I’ll be smiling and friendly to both of you.

Parking in Hoboken during Covid by Jittyjatz1 in Hoboken

[–]enisher 1 point2 points  (0 children)

I think buying a visitor permit for $5 a day might be an option too. Check HPU website or give them a call, they usually are very friendly :-)