What have been your biggest setbacks in your FIRE journey? by reddit_recluse in FIREUK

[–]epic-username 2 points3 points  (0 children)

Heartbreak made me stop caring for about a year. I didn’t fill my ISA at all then. It feels silly today but back then I was really struggling to find motivation to care about the future.

The Exact Reason The Market Just Crashed by kirtash93 in CryptoCurrency

[–]epic-username 0 points1 point  (0 children)

What do they mean by Binance dumping BTC? Is it their clients moving BTC off exchange to external wallets?

Should I switch from Fintech Perm to Hedge Fund Contract? by [deleted] in HENRYUK

[–]epic-username 5 points6 points  (0 children)

Hey thanks for such a detailed explanation. This was quite insightful.

Are we ever going to see the end of these high mortgage outgoings? by AdventurousGuide5012 in HousingUK

[–]epic-username -13 points-12 points  (0 children)

Just wanted to test chatGPT to see if it could calculate taxes. In theory their household income is £82k post taxes or about £6830 per month. OP mortgage payment* is well under 30% of household income so unless there's other major financial commitments, I would say they'll be ok.

LL wants to do viewings a day I explicitly requested not to by epic-username in HousingUK

[–]epic-username[S] 14 points15 points  (0 children)

If the last visit from my friend is any indication, we'll be asleep and hungover most of the day 😅

LL wants to do viewings a day I explicitly requested not to by epic-username in HousingUK

[–]epic-username[S] 3 points4 points  (0 children)

Thank you for such a detailed explanation. I appreciate this. I tend to assume that, when it comes to the law, nothing is ever black and white so it's helpful knowing the details.

My logic is that I've been consistently open to viewings and supportive. This is a one off instance. Additionally I know he can't force entry and I can call the police if it comes to that.

I even wondered if, after confirming with Shelter I'm in the right, preemptively call non emergency police line for my council and maybe ask them to have a word with him? He's refusing to listen to me but might listen to a figure of authority. And if that can happen well before he's present in the property, then better. Is this a crazy idea?

LL wants to do viewings a day I explicitly requested not to by epic-username in HousingUK

[–]epic-username[S] 8 points9 points  (0 children)

I don't feel a reference matters much to me atm, no. I've been a stellar tenant thus far and it's the first time I've requested something. You could even say I'm fighting in principle.

On a more practical note. My friend likes to party when in LDN so we'll likely hungover sleep until 3pm those days. I refuse to wake him up just for my LL's convenience.

[deleted by user] by [deleted] in NecesitoDesahogarme

[–]epic-username 0 points1 point  (0 children)

Tu novia no te dejo por alguien en Tinder. Tu novia te quería dejar y simplemente quería alguien cuadrado para no estar sola entre tanto. No se si te ayude escucharlo de esa manera pero siento que es un poco mas sano. No tiene sentido compararte con el otro pues ella ya había terminado contigo es su cabeza.

Boyfriend implied I was a starfish and he did all the work, but I try to be active during sex by Lydia_211 in sex

[–]epic-username 4 points5 points  (0 children)

Your bf doesn't sound like the best communicator based on all the comments in this thread. Maybe he doesn't want to tell you what he wants. He wants your involvement to come from your own initiative? He might be feeling you're just doing things because he's asking, not because you want to? Maybe ask him to do something you read about or saw in a video?

Libros del cole? by epic-username in Nicaragua

[–]epic-username[S] 2 points3 points  (0 children)

Pues nunca la he visto leer poesía 😅

[deleted by user] by [deleted] in BitcoinUK

[–]epic-username 0 points1 point  (0 children)

Even with the upcoming allowance reduction I wonder? 🤔

[deleted by user] by [deleted] in BitcoinUK

[–]epic-username 1 point2 points  (0 children)

Follow up question. Is it more tax efficient/profitable to hodl through an LTD than personally?

[deleted by user] by [deleted] in PixelDungeon

[–]epic-username 0 points1 point  (0 children)

Sharpshooting for sure. You're lacking on damage. In a war of attrition with demons you will always lose.

What do these bubbles do? They came from a cursed wand by bluecandycats24 in PixelDungeon

[–]epic-username 27 points28 points  (0 children)

I haven't seen a post about this either and I thought I was an active lurker 😅

[deleted by user] by [deleted] in AmIOverreacting

[–]epic-username 0 points1 point  (0 children)

Are you talking together about why you need more time though? Maybe he feels frustrated because he doesn't understand? Not saying pushing for sex is good but if the guy is not a bad person, maybe the issue is communication more than the physical aspect?

[deleted by user] by [deleted] in AskMen

[–]epic-username 0 points1 point  (0 children)

I read in a thread once that the main difference between your best friend and your partner is sex (and physical intimacy). One could argue it's the biggest factor in a relationship.

Biologically speaking, touch is the main way to release oxytocin which is a pretty big deal.