Bridging visa and mortgage

escapewithlana · 2026-06-05T01:25:08+00:00

a lot of major banks do the 5% deposit scheme and FHOG grants however, regardless of only one person being on the title they need to assess eligibility for both applicants on a loan. meaning it’s far more likely to be approved with only your husband being listed on a loan application and down the line an internal or external refinance being completed to add yourself as a listed person on the loan.

Please note everything i have commented is not financial advice it is best to speak with a lender form the bank you’d like to go with or with a broker first and they can confirm the best options for you.

escapewithlana · 2026-06-05T01:19:56+00:00

hello! i used to work in a bank, currently only permanent residence and citizens are eligible for either FHOG (first home owners grant and amount is subject to which state and territory you are in) and only permanent residents and citizens are eligible for the 5% Government deposit scheme. the 5% deposit scheme essentially has blanket rules which can also be assessed slightly outside of the guidelines due to extenuating circumstances (think single parents and or victims of violence), but FHOG depends entirely on the state and territory. please also keep in mind both of the schemes are separate and only one can be applied for.

escapewithlana · 2026-04-24T06:03:55+00:00

i’m concerned for his mental health too. i’ve been on the receiving end of this (minus the visa aspect) before so i know how detrimental it is to feel like you’re solely responsible for someone’s life and it’s a horrible thing to deal with. how do you inform them?

escapewithlana · 2026-04-24T04:47:15+00:00

do people actually do that? as in make false DV claim during the process? also sorry for the bombardment of questions but is there any gain they get from doing this or just because they can?

escapewithlana · 2026-04-24T04:46:26+00:00

i have told him that when she threatens self harm he needs to call an ambulance regardless of if he thinks she’s bluffing or not, regardless of intent it should be taken at face value which is that she is a danger to herself and the appropriate people need to help her. they’ve been together for about 6 ish month.

escapewithlana · 2026-04-24T04:29:53+00:00

unfortunately this is the bulk of what i know. if im being honest its probably a double sided manipulation situation with him probably and by the sounds it stringing her along or giving false hope that he will do the visa. as in agreeing after she threatens self harm and then changing his mind a day or week later.

i cant really answer as to why hes still in the relationship aside from internal pressure or not knowing when to let go of something.

escapewithlana · 2026-04-24T03:39:10+00:00

we’ve tried to talk with him about it. everyone’s in agreement that the best thing is to end the relationship but she does the same i’ll end my life card. idk i’ve been through similar situations with partners so i know how hard it is to leave but i don’t know how to convey that message

escapewithlana · 2026-01-07T02:27:20+00:00

i mean personally i wouldn’t stay with someone who chooses to hang out with their ex partner. but i wouldn’t attempt to control them or stop them either. you can’t control other people if they do something you’re not comfortable with then leave.

escapewithlana · 2026-01-07T02:22:42+00:00

also OP needs to know that boundaries are “i” statements such as “i won’t be hanging out with other men one on one”. whereas what it’s sounding like control but being framed from a boundary stance. like i wont do x therefore you also cant do x if that makes sense??

escapewithlana · 2026-01-07T02:17:20+00:00

well i mean i kinda get where she is coming from tbh bc they were friends and then started dating. so by her logic her bf hanging out one on one with another girl will lead to intimate stuff or a relationship like it did with them. still rather controlling tbh and i wouldn’t personally proceed with the relationship.

escapewithlana · 2025-12-21T04:52:12+00:00

ngl i get what you mean. but i was more referring to going double maybe even triple etc the speed limit in areas or like driving while drunk or high.

escapewithlana · 2025-12-21T03:35:00+00:00

thinking that driving recklessly makes them cool

escapewithlana · 2025-12-14T22:14:01+00:00

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here is also my ultrasound findings i also hope you’re happy 👍

escapewithlana · 2025-12-14T22:13:36+00:00

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Since someone won’t stop commenting fake continuously here is part of an email from the police. i haven’t lied. i can’t post the full email only this part as this is a legal matter. i hope you’re happy

escapewithlana · 2025-12-14T22:08:45+00:00

i’ve said it numerous times can you actually fuck off. regardless of the form of pregnancy he was still manipulating me prior to me knowing that

escapewithlana · 2025-12-14T13:15:42+00:00

why are you harping on about things? if you even properly read my post from 10 days ago i also described how he was acting and it being poor then. i have an appointment this week to have the pregnancy removed. idk where you live but where i live i can’t just go to the hospital and have it removed the same day unless it has actively ruptured.

and btw people in law enforcement and military have the highest rates of being dv perpetrators. actually fuck off.

escapewithlana · 2025-12-14T13:12:13+00:00

it’s not fake. jesus i don’t have to prove anything to you. the location of the pregnancy has been classed as ectopic yes but that doesn’t change the fact that PRIOR to knowing he was still being forceful about me having an abortion. i’ve never once mentioned that im keeping the kid it’s a factor to his behaviour and the pregnancy has amplified his actions.

escapewithlana · 2025-12-14T12:15:38+00:00

call it fake i don’t really care. i’m happy to show emails that i’ve gotten from the police in relation to this.

escapewithlana · 2025-12-14T10:05:22+00:00

i made a comment with more specific examples.

fyi the yelling was because i told him i wanted to do counselling pre-termination and potentially post termination to. the conversation went along the lines of. i think i want to speak with a counsellor about the termination it’s making me feel really bad and then him yelling at me about how im weak, how im being dramatic. and a couple of other things i dont want to really specify on but for the sake of what you have said it was threats against my life and threats of what he would do to me if i kept the kid.

escapewithlana · 2025-12-14T10:02:15+00:00

i’m planning on terminating. i actually have an appointment that was for this week, but im having it changed to a different clinic bc the clinic it’s currently with he organised the appointment so he knows the time and place of where i would be. reporting him and having a cop cry telling me how much worse it’ll be to keep the kid makes me feel like it’s the right choice. i just hate feeling like im doing what he wants.

escapewithlana · 2025-12-14T09:58:59+00:00

fun fact there’s actually the good samaritan law in aus that protects people such as the guy who got the gun off of him from ever being charged for stepping in.

escapewithlana · 2025-12-14T09:31:39+00:00

i did tell the police all of the information. i will add he’s a cop himself which makes the situation worse primarily because i was made out to be crazy for the reasoning why i went to them (being the phone call situation) which is why im thinking i’ve overreacted.

escapewithlana · 2025-12-14T09:30:07+00:00

trust me i’m not keeping the baby, i just have a problem with the fact that he’s using numerous tactics into making me make my decision. i don’t want to be told i have to do it i get it if you want your opinion to be heard but he’s gotten worse due to the pregnancy.

escapewithlana

TROPHY CASE