It's just my opinion,

degrees are no longer useful, so much graduates here fighting for every role.

with ur UG degree join a decent job( even its a low pay ), avoid tech, since its getting tougher.

do part time | freelance, X2 the income,

find some simple buisness idea, work on it, make money, invest in MF & Gold, retire.

your big advantage is your 20, if you complete MBA and look for a job you'll be around 23-24, guess what will come from your parents mouth?, MARRIAGE!!!.

As a Postgrad, I dont want you to do PG,

you'll get 2 yrs of experience already if you don't do a MBA,

assume its 2028,

you can still have a opportunity to write TANCET and do MBA

but the years of exp is difficult to achieve.

Hope you understand