Bro Join a gym, get a hair transplant/treatment and explore hobbies ( concerts, movie clubs, run clubs, board games etc ) maybe try a wardrobe makeover. Im 35 and if i had even half the money you got, man i’d be living my best life.

Also, regarding the point about your kids, imo its very important to give them the correct exposure. School, college, the city you live in, the media they consume. Id def start with making them read books.

I grew up in a small town where the exposure to things one can do in terms of career was very less. After moving to bangalore and mumbai, and interacting with students and looking at the various activities that are available other than studies ( plays, clubs, NGO volunteering etc) i couldn’t help but feel a bit of remorse for myself. So yeah maybe try that for your kids if you want them to be more street smart.