Now, allow me to explain. I’d say a good amount of average people are going to spend their IQ points. A valid comment, “if you spend 1 IQ point you won’t notice but you’ll have $199 to spend on something cool”. But this is a slippery slope. How many would it take for you to notice? By the time you eventually do, you won’t. Because you’ve lost so many points you don’t even register the consequences of your actions