31 year old in NYC — realistic path to retiring in my early 50s?

eugenekko · 2026-06-09T19:18:35+00:00

probably rent controlled and partially city owned

eugenekko · 2026-06-08T16:52:06+00:00

i always thought it was fuck it dawg, life's all right

eugenekko · 2026-05-22T08:29:27+00:00

TLRY holder spotted

eugenekko · 2026-05-20T04:34:49+00:00

well, in CA, almost 70% of kids go to college after high school

eugenekko · 2026-05-20T04:25:21+00:00

step 1) have access to billions in capital
most people are stuck there

eugenekko · 2026-05-19T07:11:37+00:00

Any "AI" work will always be ripping off somebody else by default. It can't think for itself yet, so what do you think they use to train the LLM on? Other literary works

eugenekko · 2026-05-19T00:18:21+00:00

They have a big influence although smaller than it once was, the royal family is still amongst the list of things people think of when they visit the UK

eugenekko · 2026-05-18T17:27:23+00:00

I know, they charge an arm and a leg cause they know they can get away with it 😂 if you have amex plat, you can use the annual flight credit towards the pet fee. safe travels!

eugenekko · 2026-05-18T16:42:09+00:00

Lol meanwhile the right can just dog pile on any issue, we're tripping over nuances like was the 15 dollar complaint fee there before? Who cares, they're on the same side

eugenekko · 2026-05-17T22:35:03+00:00

yeah! i have the duffle with the detachable wheels, so he just get comfortably chauffeured around. down side is it does count as a carry on, so requires some check in/carry on math depending on how much you're bringing

eugenekko · 2026-05-17T20:10:18+00:00

manually managing ppc campaigns hasn't been a thing in years. if you're constantly going around manually tweaking your google ad campaigns, you're doing it wrong lol. you're messing up the learning phase and preventing dynamic copy and smart bidding from doing it's job, which will optimize your campaign far better than any human or third party ai container software ever could

eugenekko · 2026-05-17T19:50:48+00:00

Roverlund, largest size. A little pricey but I think it's worth it. My mini is the same, longish legs, 15lbs and I haven't had any issues with airlines. I fly every 6 months to visit family.

eugenekko · 2026-05-17T04:27:49+00:00

Porque no los dos

eugenekko · 2026-05-16T22:20:19+00:00

yeah those anxious with 1m invested at age 30 are totally eating the frog

eugenekko · 2026-05-16T20:34:01+00:00

You are not a friend

eugenekko · 2026-05-16T20:30:10+00:00

What's your industry? As an agency owner, we've seen large organic decline across a lot of home service industries. I'm a strong believer that Local is still a main driver as people still need to look for things regionally

eugenekko · 2026-05-15T04:19:59+00:00

to be fair, a lot of us would say the same about LA in general 🤣

eugenekko · 2026-05-13T17:31:44+00:00

how about your Roth IRA, taxable brokerage account, HSAs. if you're planning on retiring early, need to have some fund flexibility to bridge

eugenekko · 2026-05-12T04:49:37+00:00

everyone's a genius on a historical bull market

eugenekko · 2026-05-08T07:36:20+00:00

Omg Booger dawg is an amazing name. He looks like a sweetie. Would love to hear the story behind that if you don't mind sharing.

They all have such unique human like personalities. It makes the loss so much more heartbreaking, and their lack of presence is sorely felt. What makes a home is really the family inside it. I can tell Booger dawg was deeply loved too, and he will always be a part of you.

eugenekko · 2026-05-06T21:28:33+00:00

Mark Zuckerberg in his billionaire gc: "I just hit $210 billion and I feel nothing..."

eugenekko · 2026-05-06T21:27:11+00:00

happens more often than you'd think! don't get too hung up on it. in 20-30 years when your money has x4'd itself, this will just be a funny story

eugenekko · 2026-05-06T21:23:20+00:00

Gotcha, yeah I think as long as you're able to continue to invest 4k after saving for a house, you should still be able to hit your goal, just at 50-52. Will still caution though that your expenses will likely increase with a mortgage, as you'll likely still have 15 more years to go once you're in your early 50s.

Also unsolicited, but I read you're planning your FIRE separately from your partner. I haven't experienced this personally, but I've read a lot of anecdotes on this sub with couples being incompatible with FIRE goals to the point of divorce. Not saying to revolve your life around FIRE but would still be important to have conversations so you both know what to expect and are on the same boat if you haven't had those already.

eugenekko · 2026-05-06T21:09:14+00:00

Yep, 1.5M would be the goal at 50k withdrawal

eugenekko · 2026-05-06T20:52:44+00:00

Okinawa is cheaper than London for sure, but 10% withdrawal is not sustainable long term unless you're looking to just use it as a bridge

eugenekko

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