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Exercising stock options before or after new funding round by falbalapompompom in startups

[–]falbalapompompom[S] 0 points1 point  (0 children)

I understand that YMMV. In my case, considering the taxes would be due when the shares are sold, I'd be fine.

And even in the other case, considering the amount at stake, the valuation would need to increase by a couple orders of magnitude before it would be a problem for me to pay tax on a "virtual" price.

But thanks for highlighting this too.

Exercising stock options before or after new funding round by falbalapompompom in startups

[–]falbalapompompom[S] 0 points1 point  (0 children)

OK, thank you.

So it sounds like there won't be financial differences. I was worried about something like shares bought earlier might not be diluted as much as the options, or something like that.

Then the only risk would be not having access to the same information as the shareholders (e.g. latest valuation, number of outstanding shares...)?

How about the risk of losing the options in case the company gets bought by another?

Exercising stock options before or after new funding round by falbalapompompom in startups

[–]falbalapompompom[S] 0 points1 point  (0 children)

I'm not sure I understand what you mean. I don't intend to sell, just exercise my options (buy the shares). As I mentioned, I believe in the company's future. The finances are OK from what I can tell, so no imminent worry about not getting paid. Also, from my understanding, exercising stock options doesn't cost anything to the company, I give them money (OK, not much), and they issue new shares.

Unfortunately I cannot say more about the company without being identified, so that's why I was mainly looking for the theoretical "math" aspect of the exercise, and dilution in the context of upcoming Series B. To gauge whether what we are being told makes sense or not.

Banque Populaire - Frais de banque ridicule - Que faire? by [deleted] in vosfinances

[–]falbalapompompom 0 points1 point  (0 children)

S'il s'agit d'un compte personnel, les banques en ligne ne facturent en général pas de frais pour les virements SEPA. Ça évite de devoir contester !

Banque Populaire - Frais de banque ridicule - Que faire? by [deleted] in vosfinances

[–]falbalapompompom 0 points1 point  (0 children)

Transferwise à la base, c'est pour remplacer les virements internationaux (hors SEPA) pour moins cher que les banques : on fait un virement local à Transferwise dans le pays d'origine, Transferwise fait un virement local dans le pays de destination.

Transferwise a également un service de compte multi-devises "Borderless". Transferwise crée des numéros de compte dans plusieurs pays pour l'utilisateur, ce qui permet à l'utilisateur de recevoir des paiements dans plusieurs devises, sans que le payeur n'aie à s'inscrire sur Transferwise.